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HELP!Had response from First Plus& it's NO!!
I sent my letter on 22nd March 10 and today have received a letter from First Plus with their findings. Firstly here are the points I made in my letter: This is due to the fact that I was not given the correct information when the policy was sold to me, as * your salesperson implied that taking out the policy would assist…
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ppi on credit card
over a year ago we re claimed our ppi on to loans , at the same time we asked for ppi on the credit card but got no response from that, however around 4 wks ago got a call from the adjudicator, saying they where looking into the credit card ppi, got a letter saying they uphold our complaint and asked the bank to settle…
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Blackhorse ppi
Hey all I have written to blackhorse to claim ppi back on secured loan they sent back reply statin they did not think i was mis sold but as goodwill gesture they were willing to offer £8,351 rebate on pro- rato basis. I phoned before i accepted as was not sure what this meant was told as i had no arrears i would get money…
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quick question
Hi all just a quick question when you get a refund on ppi does it affect your credit score?our loan finishes in november 2010,was missold ppi,and we are thinking about applying for another loan to pay off credit cards,my credit score is rated as number 4 in the eyes of our bank 0 being the worst,i really dont want my…
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NATWEST PPI Claim (following an IVA agreement)
Hoping someone can offer some advice (maybe Di or Marshalka???) After successfully claiming PPI back from Halifax I have offered to pen a letter for a mate who has a £30K loan with Natwest. After I explained that I was pressured into taking PPI from Halifax he remembered that the same had happened to him with Natwest. He…
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Beneficial/HFC finance letter.....
Hy, just got off the phone for an update on my ppi claims from beneficial finance/hfc bank, and was told there was a letter on the way to me today, I then asked what it was about, and she said she didn't know, which is unusual because they usually read them out...she did go on to say it was from the quality department, I…
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PPI Mis sold
We have been going through the process of reclaiming back insurance that we now feel was mis sold for a card issued via KwikFit but now belongs to Santander cards in Jul 2001. We have been through all the usual letters back and forth and now they have told us that after a discussion with their telemarketing Dept which my…
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Lloyds TSB Text notifications
For those who have claimed from Lloyds TSB has anyone used the text service they offer on the acceptance form? If so, did it work well i.e. notified you as soon as the money was refunded into your account?
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GAP insurance...help please
I purchased GAP insurance when i bought a car a couple of years ago. The insurance company issued me the certificate about six weeks after the policy started. On the policy it states you have 14 days to cancel the policy...but because it was 6 weeks later i was unable to do this. I complained to the garage and asked for a…
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Yes car credit please help
Hello im writing today to find out whos acting on behalf of yes car credit have done some research on them on google but i cant seem to find anything i found someone post and they said Stephensons Solicitors is acting on behalf when i phone them the phone line seem to keep being diverted. I need to find out my policy…
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Pleased But Confused
Hi there, I have been re-claiming mis-sold PPI from a loan on behalf of my partner. The loan was with A & L, and ran from 01 March 2003 to 01 Feb 2008. The premiums on this amounted to £1624.20 Recieved a letter today offering to refund monthly premiums together with interest of 8% simple per annum. They have calculated…
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Black Horse - Advice needed.
Hi all, In March 2008, i took out a loan from Black Horse for £5500. I was told that repayments would be £163.91 per month over 5 years. I was also told, (here we go.....) that it would increase my chances of getting the loan if I took out PPI at £98.34 per month. 28.9% interest. (Total £262.25) A lot i thought.... but i…
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SAR received - IF referring me to Pinnacle
Hi I have received my SAR details from Intelligent Finance stating that they can confirm that Accident, sickness and unemployment cover was requested with my loan ( news to me!) It then states that ' For details of any payment protection insurance premiums paid, please contact Pinnacle Insurance, Cardiff Pinnacle ...... So…
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Claim gone to FOS
Hi, my claim went to the FOS in late March, and im aware it can take a long time to be looked at now. The loan that the claim is regarding was entered into an IVA, and that IVA ends in September this year, if the claim doesn't get looked at until after that, will the claim be still valid? Or will they say the IVA has ended…
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Welcome PPI Settlement offer, so confused
Hi, Firstly apologies for lengthy post, if i've missed anything that will help your understanding ask away! :) I have just received a 'compensation calculation' from welcome finance on a loan from 2004. Which was settled after 12/13 months, unfortunately i don't have any records of the early settlement i paid + any rebates…
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Thankyou, Mr.Lloyds & Mr.TSB
I'm in a good mood today, After 1 letter to LloydsTSB, at the end of March. I recieved a letter 2 weeks later confirming they would be giving me a full refund of PPI payments made to date (38mths) and adjusting my remaining payments accordingly. After a slight c*ck-up, where they seemed to have missed a digit off my…
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advise please!
hi i have been reading posts about claiming back ppi, i have a secured loan of 10.000 from swift advances and i am nearly 4yrs into the loan and when i looked at the payments for insurance it adds upto 1500 i cant remember wether i was misled when i signed, all i remember at the time i was self employed ,and i am now…
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PPI Claim
When asking for a refund of PPI for an on-going loan. Should I say that I am now redundant?
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Advice about LoanCheck
Hello i am fairly new to this site but wondered if anyone could give me some advise on LoanCheck. A considerable time ago (over 1 year) i paid loancheck 10 pound to look into a possible PP1 claim that i had on a previous mortgage eventually they wrote to me and said my claim was being passed onto a company called Black…
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welcome finance ppi reclaim
Hi all I'm new here so be gentle lol. I have recently been in contact with welcome finance about an old hire purchause agreement that I had with them after reading about people being misold ppi insurance. The agreement dates back to 19/06/00. I sent them a letter asking for details about my account after getting the…