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Ericsson Pension
Hi, I was in the Ericsson Company pension scheme for 11 years until I left the company in 2000. They have recently sent out a letter stating that the Cash Equivalent Transfer Value will be reduced unless I transfer my pension out before September. If I do transfer it out then they will pay 110% of the CETV into another…
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Women Born After 1955 Work Until 65!!
I would like to make all my female money savers aware that if you were born after 1955 you now have to work until you are 65 before you can get your "state pension"...I know there will be many of you like myself who was not aware of this so I wish to bring this to your attention.....I think this is unfair to women who have…
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Mixed Portfolio Pension Plan
Last year I seeked Pension advice because I were unhappy with my pension plan's performance. I had an IFA review my pension plans (which were managed funds), and he explained that most managed funds contain 80% equities and that there are much better performing options available in the Pensions market place. The funds was…
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Civil Service Pension Dilemma
Hi everybody, this is my first post so I’m really hoping that someone can help me out. My husband has a new job in the civil service (he’s 24 and hasn’t a pension from previous employments), and so he has the choice between the Premium and Partnership pension schemes. We’ve read all the info on them both, but are a little…
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Private or state to pay residential/home care?
if you are on low income what does the government pay for people who need to go into care homes? if are over the low income threshold is it better to have paid for insurance for residential/home care? what are the options? Any thoughts?
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Transfer of Group PP - help
My partner wants to move her group personal pension plan (GPP) from her previous employer to Hargreaves Lansdown's (HL) SIPP. The administrator for the GPP is Allied Dunbar (now Zurich Life). Having sent off the forms and waited, we now have a letter from HL saying they are returning the application form because Allied…
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additional pension required
Hello Can anyone advise me, i currently pay into my work severn trent pension scheme which is a good one but would also like an additional pension to give me that little bit extra, i currently pay the full 6% i am allowed to pay in with my company but want to put a bit more away, but with who?? there are so many different…
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Need a pension
Hi, thanks to all who read this. First time for me?! My husband at the moment has no pension, he is 48 yrs old. He started of with a pension with British Rail, approx 7yrs, then had a personnal pension with the Prudential for ?12 yrs, then went to a works pension. This occupational pension stopped after 2years, as…
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pension transfer
Hello People, need help.. I have a personal pension and was wondering is it possible to transfer the funds to another savings scheme other than a pension scheme? Thanks..
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Transferring previous company pensions into existing one.
I cant see if this has been asked before so apologies if it has..... I have two frozen company pensions from previous jobs. As a general rule should you always transfer your frozen pensions to your existing company pension or leave them frozen until you retire? Thank you!!
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New job and new pension scheme
I have just changed jobs and my new employer has a pension scheme whereby because I'm over 39 I contribute 3% and they contribute 6% and when I retire I purchase an annuity. Can anyone tell me if this is a good option as I don't know anything about pensions.
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State pension - am missing a few years that was contracted out?
State pension - am missing a few years that was contracted out. the company i used to work for said that they were offerign some pension contribution. However on my forecast this is lower than my partner's even though my company was paying something through scottish widows at the time. It does mentino about it being…
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advice re company pension
a friend works in a company where they work weekend overtime. on the weekend the staff receive pay at time and a half and a premium. the staff were under the impression overtime was counted when determining their pension. my friend who is retiring soon thought their pension forecast was wrong because it did not include…
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Can I transfer a wound up company pension.
Another appeal for help I’m afraid, trying to get IFA free. Before my company went bust I was in a final salary pension scheme. The funds from the scheme are now in the control of an independent Trustee appointed by the pension regulator. During the wind up, a letter from the trustees made me feel distinctly ill at ease,…
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Student so do i miss out on some pension contribution?
does this not mean I will miss out on some years for my pension? i studied for 5 years at a french uni and never got any papers through on national insurance contributions. As i studied nearly 20 years now they say I cannot pay for this as you can only pay for the last 6 years which means i have missed out on 5 years.…
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Means tested pension?
can someone who lives abroad or plan to live abroad who is on low pension apply for this?
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Transferring pensions
Hi, Newbie post. Have a stakeholder pension but have taken up offer of Group pension in new job. Wanted to transfer stakeholder cash into new pension which I can do BUT have been advised ONLY if I get an independent financial advisor to assess my situation (ie I take advice) and they fill in the transfer forms. This is to…
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Standard Life Company Pension, but changing jobs.
Hi all, I've been lurking on this chat forum for a while and have found all sorts of interesting and useful stuff, but I have a particular question I need to ask. :question: (actually it has turned out to be several questions) :question: :question: :question: :question: ;) I have a Group Personal Pension with Standard Life…
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Living abroad:paying UK pension into UK bank?
a friend's mum lives in france and is hoping to get her uk pension at the end of the year paid into a nationwide account which we need to get opened. as you may or may not be aware from martin's website this is the best bank to withdraw money if you are abroad as you do not incurr any costs. however to open the account she…
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Government Pension after Divorce
Long winded, sorry, but background may be needed to assist with help. I have been married for 32 years but separated for the last eight. Having only worked part time for a number of years before taking on full time employment I paid only the Married Women's contribution and have continued to do so. This means that when I…