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Friend's Grandad died-now he has to move out+sell house?
Hi, Please can someone give me a bit of advice regarding a friend. His Grandad, who was his unnoficial guardian but did raise him, had to go in a home 6 months ago. 2 months ago he died and my friend, who is 22, was left living in the home his grandad owned. He is now being forced to move out+sell the house (worth approx…
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compensation -- data protection act breaches
about four weeks ago i missed a payment with a loan i have with Nat west, they contacted a previous owner of the house where i live and own (i have lived here for ten years) they telephoned the person and gave them a lot of my personal details (when the loan was taken out,the account number,the amount in arrears and more.…
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Need Help reclaimng Direct Debit payments???
Hello, I could really do with some advice please. A good friend and work colleague recently had the misfortune of having to make an insurance claim on his Buildings and Contents insurance, only to be told by Co-Op insurance that "Due to a missed payment in Nov 08 his policy had been duly cancelled." The problem is that my…
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Ge capital set up fees
Hi I was contacted recently by a firm called chase Alexandra about excessive set up fees on a GE capital mortgage we took out through a mortgage adviser about six years ago,they say we can claim the excessive fees back,is this true or is it a scam,can anybody help please.
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Bank Draft gone missing
Hi All, Newbie here so hello to everyone :) I sent my Dad a Bank Draft from the USA to the UK last week to pay for a birthday present. He deposited this in his account, then later in the week drew out the money. Yesterday he recieved a call from his bank telling them that the draft had not cleared because the clearing…
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Bank sent payment to wrong account
Hi All My boyfriend made a payment online from his bank to a credit card last November that never made it to the credit card, this happened twice and then he went to pay it in branch and again it never made it to the credit card. Each time despite proof of providing the correct account codes for the credit card it has not…
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Reclaiming Rent
Can anyone help? Up until October 2009 we were paying rent to a housing association, then my husband lost his job, so we applied for housing benefit, until we heard I continued to pay the rent, hard though it was, then we were granted housing benefit covering the period that I had already paid, therefore we are now in…
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Filling station cashier deducted money from wages
A relative of mine is a cashier at a filling station. Recently two customers absconded without paying for their fuel. The employer deducted the cost of the fuel from his wages, amounting to about £200. Is this legal, can he claim it back, if so is there any guidance on this. Thanks, Fortyfoot
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bank transfer went into an invalid account
hello all, my partner transferred some money from barcleys on two seperate occasions to a hsbc account number he believed to be correct, we have now found out that this account number is wrong. i found a bank account validation website and when i put the sort code and account number in, the website said the sort code was…
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Reclaiming PPI if your still a customer and still paying your loan/mortgage
Hi everyone im new to this so please bear with me! and apologies in advance if this has already been asked but after reading Martins article re PPI i just have a couple of questions: 1. can you reclaim PPI if you still have your loan/mortgage etc with the same company 2. can you reclaim PPI from the loan/mortgage you have…
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Money wrongly taken?
I applied for a loan online recently and received a phonecall offering me terms and such within a few hours. I stupidly gave my 16 digit number on my debit card before i realised it seemed A bit dodgy when the guy said they were actually an agency who would put me through to loan supplier if I paid £71 fee for them. He…
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PC World/Rent Smart = Con artist scum bags!
Hi, Iv read the threads on here about PC World and Rent Smart but wanted to make a new one so hopefully it will deter people from shopping at PC World. What has happened to other people is exactly what has happened to me, PC World have lied to me and mis-sold the Rent Smart payment plan to me. I went into the Grimsby PC…
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Abbey National Mortgage and home insurance mis-sell?
Hi Back in 1998, i took out a mortgage with Abbey National. I was told that to have the mortgage I was required to take out their home buildings insurance product. Can i claim anything from this? Many thanks
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Can I reclaim letter charges on secured loan?
Hi all, We took out a secured loan 7 yrs ago (with finance company, not bank) which we will soon be paying off, however there have been quite a lot of missed payments and subsequent letter charges (£30 per letter). Is it possible to claim these back at all? There are also "Penalty Interest" charged, can this be claimed…
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we claim u gain useless
I recently did a ppi claim through we claim u gain, i know i should have read up and done the thing myself but my fault i didnt. When they first told me i was owed £1200 i was happy and signed the form and waited......and waited.......and waited. This went on and i eventually rang them to ask what was going on, they didnt…
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Good advice required
I've been reading up on reclaiming PPI and think I may have a valid claim. I took my mortgage out in 1998 for £27,000 and started paying PPI which I believed was compulsary. It is a joint mortgage with my partner and we have, over the years had several advances/home owner loans which took the mortgage up to £60,000. We…
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Complaint upheld, accept?
I was recently awarded some money against a miss sold endowment policy with the support of a company called E..... Useless for most of the process but got there in the end and happy with money I received. A couple of weeks after the claim was all settled a received a letter from the them addressed to me stating I owed them…
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miss selling Barclays shares
If you think you have been miss-sold shares by a now defunked Barclays Financial adviser it's worth putting in a complaint. We have just cashed in shares including share Isa's which in total would have lost £7500 over 3yrs. Barclays Investment complaints dept investigated & concluded we had been miss-sold an unsuitable…
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Notarisation Services
Member of the family needs to get a foreign document notarized. They have gone to a solicitor who will charge in excess of £100. Since the value of the outcome is a few hundred then not sure it is worth the effort. Where is the cheapest notarization service they can go to?