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Late Payment Charge on a Store Card
Hello, I am a bit new to all this, so apologies if I am posting this in the wrong place. I received my statement for my New Look store card today and notice that despite me not using to make any purchases my balance had actually gone up, even though I make a payment via direct debit every month. It appears that I've been…
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National and Provincial PPI claim
I am a newby to this site and was wondering if anyone can offer advice on the following - I took out a mortgage in 1990 with N&P and had PPI on this agreement, over time I have lost my copy of the agreement, I recently contacted Santander (new owners of N&P) with the template for the letter from this website trying to get…
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Been over paying my mortgage...
Hi! I have a part and part mortgage with NRAM. I've been over paying very slightly every month and I now have £800 in credit. Money is VERY tight at the moment and I'm about to start mat leave. Can I ask they refund me the over payment? X
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mis-sold income protection
I think my father in law may have been mis-sold income protection insurance when he was self employed, can he reclaim?? he could only claim after first 3 months of illness ( which he would not of agreed too, because you need the money straight away) and payments stop at age of 64 (which is no good when you retire at 65 )
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reclaiming a debt from france
I am an individual who lent some money to a friend. It progressed to getting a solicitor and obtaining a ccj last year and then a charge on a property in England, which has no equity for me as there are 2 mortgages before me. I am still paying the debt plus solicitors fees, and have had no money from the "friend". Friend…
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Received letter to say I may have been mis-sold PPI by AWD Home finance
We have received a letter this week from Martin Kaye solicitors advising that we may have been mis-sold the PPI added to our mortgage as a lump sum of £7,537 by AWD Home finance in 2007 when they dealt with our mortgage which we took with northern rock. I must admit we were young and naive when we remortgaged and were…
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Mortgage that runs past retirment age.
My mum has torn an ad out of the paper from 'claims for you' titled 'Mortgage Mis-selling', she fits the criteria as she was sold a mortgage that runs past her retirment age. (72) Has anyone had any successful experience of this? It just rings alarm bells to me!! but I really don't want my mother to have a mortgage at that…
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mortgage redemption fees
Many Thanks Martin, Re mortgage redemption fees,My mortgage with The Woolwich finished in 2004, one phone call plus your template letter, £319 paid into my bank today, no arguements all inside one week great!:T
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Mis sold management Loan
several years ago, I went through some hardship, and HSBC threated to make me bankrupt if I didnt consolidate an excisting loan, credit card and small overdraft, being alot younger I didnt know any different, so I took the loan out. Looking back I really feel that this was a huge threat, Could I make a claim regarding…
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Care home fees
I was wondering if anyone could help. I am looking into the possibility of reclaiming my grand mothers care home fees on behalf of my mother and her 2 sisters. My grandmother was in a care home from November 1990 to June 1998 and the cost for this service amounted to a considerable amount of money paid out by the sale of…
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Mortgage details template?
Please could someone tell me where I might find a SAR template that refers to obtaining details of a past mortgage agreement (if one exists)? Thank you.
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Halifax offer seems low?
Hello everyone, Just wondering if you could give some advice. I had a mortgage from 1995 till 2002 with the Halifax and recently put in a claim for compensation in connection with an insurance cover plan I had with them. At the time they stated I might not get the mortgage without it and I was pressured in to taking their…
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mortgage product fees and interest! need Help!
had a phone call today from a claim company, and they say you can claim back you interest charged on product fees! (for example if your product fee is £1000 and you pay 6% interest you can claim the 6% back) im wondering if this is correct and how you would go about this? thanks for your help;)
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Letter from Woolwich
wonder if i can get some advice? i applied to Woolwich about getting a copy of the original mortgage offer that i had with them over six years ago , i have just received a letter informing me they no longer have these details due to their records management policy! does this mean i have no grounds to claim the mortgage…
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1977 Halifax Building Society Paid Up Shares Book Found 35 years on
My elderly mother - bless her - found a Halifax Building Society Paid-up Share Department Book today, for an account that she and my father had opened on my behalf back in 1977 It had only one deposit of £1.00, and three further entries for interest (each less than 4p). I'm pretty sure that when the Halifax demutualised in…
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Uniform rebate what years?
I have a feeling I wont be able to claim the uniform rebate due to the years I worked but thought I'd check on here first. I worked from May 2003 to Aug 2007, have I left it too late? Many thanks in advance
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PPI and Insurance companies
When my mortgagae was arranged it was done through a Finance Advisor and when it came to Income and Unemployment Protection he had us take out an insurance policy (of which we are still paying into today) even though my husband gets company sick pay and ssp. Should we have been advised to take this policy?
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Reclaiming Commision charges whilst abroad
Hi All Noob here I am after some advice as to whether I could claim back commision charges on purchases in the US whilst on holiday? I pay my bill in full every month so in reality im not a great customer to Bcard apart from the percentage they get from retailers! I would like to get the money back as I made the mistake of…
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rebanding my grans council tax
morning all, after playing around on the internet the other day i noticed than my nans council tax could be a bracket too high. ive been on the VOA and got all the information to apply etc. The one thing that could help is that my grans house was bought in 1993 (new build brand new) for £87,000 and when the assesments were…
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PPI for Mortgage
Hi all I bought my council house approx 9years ago now, I remortgaged after a year and then sold it through one of these 'quick sell' companies. I think I was missold PPI and i still have all my old paperwork. Can anyone tell me how I go about reclaiming or at least checking to see if i can claim my PPI back please. I…