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Moved: Keep getting this message
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Someone owes me money
Hello, I live in England and someone in Scotland owes me money. It has been over a year and this person does not feel like returning. I would like to get it back via online court claim. Do I fill out english or scottish form? Thank you in advance.
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A cheque sent due to Sainsbury's Bank 'not taking into account my financial situation'?
Hi all, I am new to this and have never posted on a forum so apologies if I make any mistakes. I just wanted to ask for advice/opinions. Yesterday I had a cheque sent to my by Sainsbury's bank for £186 regarding a 10,000 loan I had in early 2013 (ish). It was a time of real financial struggle for me due to sudden death of…
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IND Ltd - Contact Details - Company Disappeared
Hello, not sure if this is the right place for this post so apologies if not - we have been repaying a debt to *spit* Welcome Finance via IND LTD by standing order for seven years now - it suddenly occurred to me the debt must be nearly satisfied by now, so I’ve been trying to contact IND by phone and email - all emails…
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Moved: Windows in property rental
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MSE News: Buy now, pay later firms to be regulated – and shoppers now face affordability checks
Buy now, pay later firms, including the likes of Clearpay and Klarna, are to be regulated – and shoppers now face affordability checks before taking out this type of credit. The shake-up also means borrowers with complaints will be able to take cases to the Financial Ombudsman Service in future... Read the full story: 'Buy…
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M & S Loan
Hi, I've applied for a M & S loan and at the end it said loan application approved. Does this mean I've actually got the loan? Thanks
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elderbridge.... i need help
I took a loan out with Barclays in 2006 for 45k over a 17 year period so it finished at the same time as my mortgage. in 2016 my loan was ' moved' to Elderbridge. I assumed this was part of Barclays, received letter from elder bridge stating that i did not need to do anything at all and my payments would remain the same.…
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Where To Get Large Secured Short Term Loan For 87 Year Old?
I'm hoping to buy a house that I have seen as a cash purchase, but I am short of £135,000 which I will be receiving in 3 months time from investents, etc. The house is £200,000 and I only have £65,000 in my bank at present. My 87 year old father has agreed to borrow the money for me as I wouldn't qualify for a loan. I…
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Moved: Moorcroft contact request
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Guarantor Loans
I found out last year that my sister had stood guarantor in 2018 for a £10,000 loan for a work colleague. I have now found out she has done it again for the first persons daughter when a letter from the second lenders solicitor turned up today calling in the debt. I am back at the house during lockdown and what was helping…
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Strange Lloyds Bounceback Loan activity - account closed? Help!
So this has been quite the ordeal but I'll try to summarise as much as possible. My business has definitely been adversely affected by COVID-19 but until recently I'd been OK with the SEISS payments and so on. In early January I decided to look into a BBL and chose Lloyds as I bank with Halifax. I opened a Loan Servicing…
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Zoyo Loans - How are they seen by the HSL?
Hi everyone, I'm in a position (like many) where prior commitments are now unmanageable due to a change in income. This could be a mid-term thing and I don't want to find myself in trouble. I am looking to consolidate current credit card debt, to bring down the monthly payments. I am savvy about this and yes I do…
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Claim for car loan guarantor termination?
Hi all, I'm new here so hopefully posting in the right forum :) 11 years ago my partner stood as guarantor for a car loan for a close relative of his. He was a young man at the time and didn't understand what being a guarantor entailed, he even explicitly asked the salesman "so I won't be liable if my relative misses the…
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Google Store Finance-how do they take the payments?
If you purchase an item from the Google Store using the interest-free 24 month option, how are the monthly payments taken? I haven't been asked to set up a DD for this, nor given debit card details for them to set up a CPA.I do already have a debit card registered on my Google account for other purposes (Google Pay), so…
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Car loan and ULEZ misery!!!!!!!
I am completely stuck and need advice on what to do regarding the car loan I have. I bought my dream car 2 years ago as I had worked hard and paid off my loans, fed up with bangers I thought right I'm going to spoil myself. Worked all my life and deserved it. I live near the Excel in the horrendous London Borough of Newham…
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MSE News: Guest comment - The way forward for buy now, pay later and consumer credit
The Financial Conduct Authority's former interim chief executive Christopher Woolard CBE sets out his findings on buy now, pay later products, how credit is changing and what needs to happen next... Read the full story: 'Guest comment: The way forward for buy now, pay later and consumer credit' Click reply below to…
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Credit Union loan
Hi guys, I have a credit union loan which is no longer affordable and going forward I am unsure what route to go down, I have other debts which I plan to add to a dmp, would I be allowed to add the credit union loan to this plan, I currently pay for it via payroll deductions so would any mention of a dmp with the credit…
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Cheap Personal Car Loans
Cheap Personal Car Loans guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Personal loan for full-time study
So, I am currently in full-time employment. I am looking to study a full-time, two-year MSc but there is no option in Northern Ireland for post-grad student loans that can assist in maintenance/living expenses. I've never had a personal loan and have all credit paid off. Is it bad to apply for a personal loan, over a…
