We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

CCJ without Default

Options
gusuliqu
gusuliqu Posts: 1 Newbie
in Loans
Hi Everyone,
Does anyone know the process for a creditor obtaining a CCJ.
I have settled a CCJ and the creditor has agreed to a consent order for removal (ongoing).
The creditor has marked my account on my credit report as settled but every month from last month back to 2018 is showing as 6 late payment every month.
Should they of defaulted me after the first 6 months missed.
My credit report would benefit from it being defaulted back in 2018. And it is a true reflection of events.
Has anyone come accross this as i need to convince the creditor to default me as recent late payments are worse than a 3 year old default.
Thanks
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture