-
Estate Agents -V- DIY
A lot has already been said about using one or the other. You can in fact commission an Estate Agent but still advertise wherever and whenever you choose. If the agent finds the buyer for you first, then fair enough, they get paid. If however the free website or whatever you are using comes up with the buyer then you don't…
-
buying a second property
just wondered if you guys knew any web sites (or folk on here) that could talk me through all the ins and outs of buying a second very cheap property to refurbish and subsequently let out. the area i live in still has nice flats for under £15k - £20k in decent areas that just need a bit of tlc. a new dual carriageway (to…
-
Buy to let explaination?
Thinking about buying to let my first property but really need to read into it a great deal before i start spending (if i do). Is there any web-sites etc that you can recommend please? From the basic of how much deposit i need right through to how to let it and contract etc? Many thanks in advance Glen
-
Mortgage statement help - interest payments?
Hi Some help would be much appreciated. We've received our annual mortgage statement (our first). The statement is broken up by credits and debits (payment and interest). Our mortgage is a fixed rate until the end of the year and we pay a fixed amount each month. Payment is made at the beginning of the month and interest…
-
Selling houseto move into rented accomodation !
I now own my house which I paid £20k 12 years ago. Its now worth £120k and I am now thinking of getting out of the market to rent somewhere. Will I need to declare this money to the taxman or will it be automatically picked up once I pay the cheque into my account at my bank? :confused:
-
Help! FTB - What survey should I get?
Hi My fiancé and I have had an offer accepted on our first home. We're both very excited but it's all a bit daunting too as there seems to be so much to think about! We've shopped around and think we've got the best deal we can for our circumstances with the mortgage, and for our solicitor. (A friend recommended…
-
Shefield closed bids
In Sheffield - it seems a very high proportion of house sales goes to closed/sealed bids. When ours was valued 4 different estate agents said it is worth x amount but to put it on at y amount which was a considerably lower asking price. They aim to get more buyers through the door and then encourage bidding wars which…
-
Tackling stamp duty thresholds
what is the best strategy to purchase houses on the wrong side of the stamp duty threshold? 1. offer the stamp duty threshold - may lose the house to some who pays a 'that little bit more' so keep fingers crossed ! 2. offer the stamp duty threshold and offer separate payment for fixtures and fittings - will this mean more…
-
should i buy it?
right here goes.. fallen in love with a house in the village i was bought up in, i can just about afford its asking price. offered the asking price of 180k 3 months ago hoping it would be saved for me whilst i sell mine. now mines sold, i took 6k less that my asking price for a quick(ish) sale. returned to offer 175k for…
-
1st time buyer question
Hi :) We are looking at buying for the first time and we are scraping around to raise the necessary deposit. We are trying to build in extra costs like stamp duty and solicitors fees when we are working out how much we need. I wondered if anyone had ever used the cheap solicitors that specialise in house purchases - I had…
-
www.housenet.co.uk
Martin highlights three free property selling websites in his new article. One of which is Housenet. You are able to add pictures to your entry but this functionality isn't free. Housenet is one website owned by Ryland Technology where I look after Sales & Marketing. I have also been a subscriber to Martin's emails since…
-
How to buy your first home?
I've been reading alot of the threads on the forum about people trying to buy a second home, or buy to let. I would very much like to know how I go about buying my *first* without risking bankrupsy or complete financial ruin and not having a life due having to keep up the payments. I work in the mobile industry as a dev…
-
Redeveloping? How?
Hello, I'd like to find out more about knocking down a house and build a couple of new houses in its place. Does anyone know of a helpful website (for starters!) or have any advice? I'm on an information quest as I don't know much about it yet - only that I would need a house plan, some builders, lots of money from the…
-
Council Tax Revaluation
I had a nasty little letter through the door today. It was from the Valuation Office Agency (an Executive Agency of the Inand Revenue). It started off by saying that they understand that alterations have been made to my home since CT was introduced in 1993 and asks me to fill in a questionnaire to make sure that the…
-
Auctioning a house
Hi Money Savers, I'm hoping someone out there knows a thing or two about selling a house by auction and can give me some tips, like... *what are the pitfalls to look out for? *what happens if reserve isn't met? *how the process actually works?!! My Situation: We've got a house in South Wales near Cardiff which we need to…
-
advice with right to buy council house and trying to purchase mother in laws house.
Hi, We are looking to possibly purchase my partners mothers council house that she has lived in for 20-25 years as we are told she will get a big discount as an investment for our childrens future. We would hope that it is as easy as us paying the mortgage and mother in law carries on living there. Would ideally like some…
-
Stamp Duty
My husband and I are looking to buy a brand new home. We have seen some building companies offering "stamp duty paid". I have heard this is because they get around some kind of legal loophole. Does anybody know what this is ? Is it perfectly legal? and does it only apply to certain areas in the country or certain price…
-
Canvassing owners
We're looking to buy a property and have found that the estate agents have such only a few properties on in our price bracket. We've checked the property sites too. So I was thinking about doing a hand delivered mail shot to all the people with the nice houses and asking them whether they want to sell. Has anyone tried…
-
Ten ways to spot a tyre kicker
Or to be more precise "How to identify the person who will not be buying your house" 1. The number of oooghs and aaaghs that they mutter exceeds the number of rooms. 2. They adore your colour scheme and won't have to change any of their furniture to make it co-ordinate. 3. They comment on how uncanny it is that your tastes…
-
Buy bigger or expand?
I have a small modern 2 bedroom 'first time buyers' house. Really in need of some more space. Should I expand the small house or buy a larger older house? Probably have to borrow an extra £20- 25K.