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Miss Money Waster becomes Miss Money Saver!
Hi everyone, New money saver here, feeling overwhelmed and excited by all of the fabulous tips and advice on here. My goal is to pay off all debts and then begin saving to move out of my parents house next year. I've spent 3 years paying just the minimum payment from my credit card and a change is well overdue! I have…
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Need to be somewhere positive, can I stay?
Hiya. :) I've been reading people's stories and think it might do me good if I hung around here for a while if that's ok? Hubby and I are in debt to the tune of £39,586. I checked so I could be exact. It's all on credit cards. It was always something we could deal with before, we could easily cover everything but our…
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tearose grows up and stops being such an ostrich!
First of all, to anyone who might read this here, I wanted to say thank you to everyone for motivating me to finally get my head of the sand and facing up to my debts :A! I've been a member of this forum on the past (but couldn't remember my username - and thought a new name for a new me woudl be good!) but never posted…
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Just me, random skint not mint diary
I had a bit of a not quite mid life crisis this week, one of those moments where everything shifts slightly and mindset goes all weird. I've outgrown the old diary so here is the new one. Probably full of nothing but oddness and random waffling, but something to keep me going whilst everything else feels so transient.…
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This is the month it gets better!!!
Have decided going to keep a diary so i can lok back when im debt free and never go there again. Was doing a carboot today with all the crao i have bought over the years, some of which has added to my debt. i dont really know what i ever spent it all on but the debt is going to be gone asap. im lucky in the fact if i…
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Wanna be a cowgirl....
After years and years and years of being in debt last summer, I went to Texas. And I loved it the minute I got there. This summer, I've been again, and I loved it even more. So, I'm determined now to pay off my debts and save the £10K it'll take to get me over there. So here's the current situation: Alliance & Leicester…
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I will make this my year!!
I will I will I will!!! :D Hi I am Mrs HBS Mr HBS will be popping in every now and then to update as this is something we both need to do in order to get out of debt. Our main problem is motivation how do you stay motivated????, we are going to work on that but your tips would be appreciated. We have 3 beautiful children…
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I fell off the wagon
Long post of background, the good stuff comes after a few posts! A couple of years ago I was a regular on this forum, I had only about £2000 debt, which I was slowly chipping away at, then I fell off the wagon. 1. I hurt my knee - doesn't sound like much, but as I was in a job where I was stood all day I had my hours…
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Taking control in 2011
This is a new spending diary for me, as I thought New Year, new start. A little bit about me... I'm 29, and live with my hubby who is 30, we've been together for almost 7 years. We have 2 boys, DS1 is 3 next week and DS2 is almost 14 months. I am 17 weeks pregnant with number 3 too. We live in a 3 bed detached house in a…
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Breaking free of the overdraft
So, I'm £363.49 in debt. Seems like such a small amount compared to other people I know but to me that figure is huge. I know exactly how I ended up with a minus amount in my account - the overdraft. Before I arranged an overdraft I knew exactly how much I had in my account, exactly when all the direct debits/tuition…
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Ladies & Gentlemen, please fasten your seatbelts ...
So here we are in a new chapter of my diary ... I ummed and aahed over its name, but right now this seemed quite apt; life has been pootling along on a fairly straight path for a while now but recently I seem to have been forced to make a detour on my journey :o :o For those of you who have followed my last rather dull…
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a weeks shopping bill
this weeks shopping bill came to a grand total of £21.32 for 2 people and a medium size dog!!! :money::j:money::j
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Max's NSD Diary
Ive finally go the guts to write down everything I spend, Im starting today! Unlucky for some but it's my son's 10th Birthday! I guess I just keep editing this post??? :T 13/07/11 - NSD Woohoo!:cool: 14/07/11 - £15 on Diesel, £10 on Christmas Present bedding for my son (my 4th Present already!) 15/07/11 16/07/11 - Cinema…
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Introducing myself - Small changes, big effect!
(or should that be re-introducing myself) Hello everyone, I've been here before. Under a different name though... I have always had small manageable debts. I still have (compaired to some) small manageable debts. To me though they are too big because they are there at all. I am very possibly about to be made redundant from…
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BB's 2011 'Motivate myself' Diary!!
Although I have another diary on here, have decided to start afresh in time for the New Year!! As it currently stands, I have £2740.03 worth of debt. Admittedly it's not nearly as bad as some on here, but it'as the highest I've ever had!! It's all at 0% - £974.31 of which ends October 2011, the rest is until March 2012! So…
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The big wide world beckons... Lotti's getting sorted and saving for a big adventure!
Right, Having faffed about on these forums for a good few months now, I have detected something of a pattern. I do well for a couple of months, get some savings behind me, etc etc, then something happens and it all goes to pot again! A little background... I'm 22, studying full time for a Masters degree in Agriculture and…
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First day of rest of my life
Hi, I have been reading all the advice/tips etc on here over the last few months and have now decided to take control of my own finances instead of just worrying about my debts and letting them mount up. I've decided to start a diary as a way of motivating myself and hopefully so I can see the debts decreasing over time -…
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Cloudy's 'bring me some sunshine' diary!
OK here goes....I've been lurking for a few months now, having had my LBM in February, and this site and all the wonderful people have been invaluable in getting me focussed but i have realised I'm not really getting anywhere - I have stopped my debts increasing which was a major first step but I am only scratching the…
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My 20k debt free run to freedom
Well a new year a new diary i cant find the link to my old one but if some one could that would be great all about me well woke up to my debt in may 2009 when things were bad no cash no budgets no way forward look like we would give the house up BUT I found this site since then we have woke up and worked out every thing…
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Newbie..
Not only do I want to be debt free....I want to be hassle free!!!!!