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A virtual slap round the chops....
Hello, Long, long time lurker, I've been perusing this site for years and had lots of inspiration, and then done !!!!!! all about it. I was in massive amounts of debt and manage to hold it in when things got critical by getting a second job/ebaying etc, my debts have reduced drastically, however this was mainly due to…
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My debt free diary
Hi, I'm new to the forum and am really needing some advice. Any help would be greatly appreciated. I left a violent relationship around a year ago. Before that relationship I had an excellent credit history and had never had any finanical trouble, however my ex got me to take out loans and credit cards in my name as his…
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I WILL pay off my debts!!!
Hello All, I've been a lurker for about a month, and this is my second post - my first was to sign up for the Olympic Challenge! My owings right now are... LTSB Loan 1 - £2291.60 LTSB Loan 2 - £5579.89 Barclaycard (0% til Jun 2012) - £3600.85 Total: £11472.34 :eek: So a bit about me...... I can't actually remember a time…
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Expanding Family Decreasing Purse!
:hello: Hi, Thought Id set up me own diary to keep myself on track. My debts will scroll along my sig so i know where ive started and where i am up to. Our problem was quite simple my oh went to uni and racked up an impressive amount of debt. I wasnt aware of this until we were buying a house and i asked to sit and see his…
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Skydiving, debt paying and OU mutterings.
I'm back! ( again ). I seem to come and go from here, and now I know I really need to get back to paying what I was. I've been off work since Jan following major surgery and have only been paid SSP so debt paying has slowed to minimum payments. But, I go back to work in a couple of weeks so will be back overpaying again,…
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The Ultimate Incentive to get debt free… again. Dinah & NIM go head to head!
Well I knew it was going to happen! After doing a huge amount of work on our new house (yet it still is largely uninhabitable), and having the wedding of his dreams and the honeymoon of mine, we’re back in debt. The main reason this came about though is I was off work for 8 months after doing in my knee and driving being…
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From money waster to money saver...
Ok, so I thought it was time to bite the bullet and start a diary, as an extra tool to motivate me to get rid of debt. Not sure if anyone will read it, but I'm sure it'll help me anyway! Here's my story - DH and I got married young and put things on credit which we shouldn't have, and we then went travelling a few years…
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178days...
Well, I'm back, I previously had an attempted diary at the end of last year but failed to stick to my overcomplicated plan, got demorilised and deleted it. This time I'm back and determined to stick to it! As the title suggests, I believe I have 178days to go to DFD and this time I'm not going to **** it up! Current…
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Working Hard Debt Diary - Here goes
Afternoon all DFW’s. I’ve been lurking around the boards for a long time now and using Martin’s advice on virtually every aspect of life that involves money. That doesn’t mean that we’re not in difficulties so I’ve decided to bite the bullet and start my debt diary. From reading other diaries I can see what a great source…
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Compingirls onwards and upwards diary
Hi Guys, So I decided enough is enough and its about time I got a diary of my own to let off steam on so here it is. Hi my name is Compingirl and i'm a spendaholic chocoholic there, its out in the open. I had my LBM in Jan 2008 when I realised we owed over £40k on top of our huuuuugge mortgage. its taken OH a little while…
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Beachies £6000 paid off in 2011 diary!
All, I was originally known by another name, but have signed up to a new user account as felt my old name was to recognisable. I am beachie, which is slang for someone who spends alot of time on the beach in summer - mainly walking rather than sunbathing though! I have a number of debts and posted a statement before so…
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If i could turn back time i would............. (my diary)
Decided that after a long time of lurking and never posting i need to pluck up the courage and write down my feelings, dreams and frustrations as this might just help me get on in llife instead of dwelling on the past. I am happilyish married to my hubby we will have been married 15 years next month:eek::D, he is lovely…
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My first ever debt free diary...
Well after reading a few of these I have decided tosrt my own in the hope it will keep me on track. I can't promise this will be a gripping read nor can I promise to post everyday, but I can promise commitment to get thie debt paid off as quickly as possible and explain how I did it. My current debts :eek: * Landlord…
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For me and my family!
I am 24 years old, married and have a little boy age 2. I can see where i am currently and know where i want to be in years to come, but am using this forum as a way of helping me get there. I am currently working 30 hours week, OH is working 25 hours (best we can get in the job market). We both work in admin roles. I have…
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Here's to living within my means!
I am a newbie so hoping I am posting in the right place! This is my debt free wannabe diary! I managed to live far beyond my means for too long - I was a student who managed to avoid debt (apart from the usual student loan!) at the time. I worked a LOT at a part time job (more like full time - I was there more than uni!),…
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dmp process
hi everyone, i was just wondering what sort of timeline it takes to get a dmp set up and running, i have filled out all forms with cccs and posted it away last week.
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Time to get sorted!
I have been a long time lurker and come onto MSE every day to see how people are managing with their debt. I thought it was time to start a diary to keep me on track as I tackle £12,000 worth of debt! I know where the money has gone - I have an expensive lifestyle with two horses, two cars (1 a 4x4 to pull the trailer!)…
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Starting my Dmp soon
Hello , I am so glad to have found this site-have picked up lots of tips. I have been a complete idiot and got myself into a very deep pit of debt. I owe about 21,000 on credit cards, overdraft loans + the dreaded payday loans. Have contacted CCCS and am waiting for paperwork to arrive, will update with progress soon Good…
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Time to have a major LBM
A bit about me I am 33 year old singledon who has been on my own with my dd who is 8. We muddle along together I suffer with a mental health problem and struggle with that but my dd helps me along, she is my carer and looks after me during my bad periods. I recently came out of a distructive 3 year period with my brother…
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When my ship comes in.......
Here is my diary, I am perhaps starting this a little later than I should have. I had my LBM in March 2011, Debt totals £33k give or take a few pounds which I managed to run up over 3 short years :eek: Debts consisted of loan1 £10000 Loan2 £10000 Loan3 £1600 CC1 £4400 CC2 £1900 SC1 £1600 SC2 £400 O/D1£1500 O/D2£1100…