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Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

Will advice
I'm after some advice please regarding the will of my Fathers late sister. This is not a money grabbing relative who is upset that they have not been left anything, this is genuine concern that something underhand may have gone on. His sister passed away last september having spent the last 3 years of her life in a care…
Wills - Cheap Deals or Solicitor?
I've been in touch with a few solicitors who are offering to prepare a simple will for anything from £20 to £65. I'm single (divorced), a home owner, two adult children who will inherit everything I have and one will be my executor...............what can possibly go wrong? I've already drafted the will but am inclined to…
Questioning LPA care for relative
Hi All I have a family member who is in charge of the LPA with my Mum. I am unhappy about the way she is being treated. Does anyone know if I am entitled to raise questions about her care and how would I do this. The LPA was drawn up with a solicitor some years ago - I am not part of the agreement and am not in touch with…
VOA requesting more information following RICS valuation
Hello forum. I'm hoping someone can help me with an issue I'm having regarding the valuation of my late mum's property. My mum died in July last year and we had a valuation carried out by a RICS member (who were suggested by the solicitors acting as executors of her estate) last September. I submitted the valuation report…
Probate application
Hello, I am just about to start completing propate form PA1P and have just checked through the form to check that I have all the information required before starting. I have read and re-read point 3.7 but am unclear if I need to fill it in. I am the sole executor so there is no need to give notice to other executors -…
IHT - Owner of Property
Hi, Both my husband and myself own a house each - we live in his and I rent mine out. Each property is in our sole names respectively. Will our son (eventually) benefit from both our RNRB allowances on both properties or just our main residence? And, would the main residence need therefore to be in joint names? Hope that…
Tenants in common and trust fund clause in will
England UK Many years ago my wife and I spoke to a solicitor to get some wills drawn up. As part of the discussion we decided upon his advice to change our ownership to tenants in common and for a trust fund to be set up upon first death with the solicitor being the trustee. We did this due to concerns over care funding if…
Inherited flat rented out by my sister
Mum lived rent free in my sisters flat whilst mums flat was rented out. Mums flat was much bigger so it was beneficial for my sister to swap flats and rent out the more expensive flat. Now my mum has passed and my sister and I have inherited her flat. The way I see it - the rental income should be shared from the moment of…
Mirror wills
We created mirror wills 7 yrs ago. Late husband will created an IPDI for me giving me life interest and leaving his 50% share in a trust for the children and my will is the same. Now he has passed away four months ago. I am thinking of having a new will. How will my new will affect the mirror wills and the IPDI. Will it be…
Estate Administration Costs
Hi I need your advice on a couple of queries please.Thank you in advance. As background it is linked to : https://forums.moneysavingexpert.com/discussion/6477211/threats-from-late-administrators-family#latest 1. Back in 2004 I wrote to the late administrator via a solicitor letters asking to progress the administration of…
Whole life plan and funeral plan
Just wanting confirmation on a zurich whole life plan, payable to children (adults) upon parents recent death. I have been told this does not form part of the Estate? £19000 worth Also a funeral plan taken out, this will be used to pay for the funeral but thinking excess would add to estate figure. £6000 total Thank you…
Solicitor charging a fixed fee to act as executor. What does this normally cover ?
My Auntie passed away on Boxing Day leaving her estate to my brother, sister and me in her will as she had no other relatives . Her solicitor was named as Executor on the will . We had to put her in a nursing home before she passed away , I was in control of all her finances and was in the process on making things simple…
Setting up trust upon death and decisions
My Father passed away in December 2023, everything passed to my Mother which has been straightforward and all sorted. However, my Father was director of a private company limited by shares and owned c30% of the shares in the business. We had the shares valued as part of the probate process at c£200k, noting that the shares…
Debt interest after death
I'm the executor of the will of a friend. When she was alive she took out a mortgage for living expenses against her house, which I'm selling now.The mortgage company is continuing to charge interest on the mortgage until it's paid off. I intend to do this from the proceeds of the sale of the house. I have been advised…
gifts out of income
me and my husband each what to gift are daughter some money we can gift out of are income but if my husband gives me money dose this make it none income what to be able to each give money so if they is any come back from hrmc we can each clam the 3000 pound gift allowance if we don't qualifies for gift out of income
HMRC Probate demanding IHT400 form
My mum died last November, I am in the process of sorting out her finances. I calculated the total value of her estate, and it is under £500k threshold (inluding the residence nil rate band because a house is being passed on). I submitted this all to HMRCE Probate, and thought that would be the end of that, but they are…
C1 Scotland Inventory
I have done a Scottish C1 Confirmation submission but I'm encountering hurdles getting the format of the C1's inventory accurate and theres nothing online with which to compare. The Sheriff is knocking it back due to 'formatting' issues and HRMC, when questioned (given it's their form), tell me they can't help and I need…
Tackling Probate in Small Bites (First Hurdle)
I've been perusing IHT400 and the schedules I need to use to accompany it, and at first glance it seems fairly straightforward. Time will tell. With regard to gifts, I am right in thinking I can deduct £3000 per annum gift allowance before entering the figure on the form? In this case, a gift of £60k made in May 2022 can…
Will Deed of Variation or making an Inheritance Act claim
Hi In my father’s will he left equal shares to myself and my siblings, but he suddenly remarried a couple of years ago and never updated his will. Therefore he died intestate and we inherit as per the Intestacy Rules. During his final days he asked his wife to divide the estate in a particular way, so that we receive more…
Error on granted probate
I am the executor and beneficiary after my mother’s passing in April 2024, I applied for probate and was granted this in the 19th May 2024; the only assets are the property under the IHT threshold. When the probate was received, I filled away as I was renovating the home; I got the documents out earlier this month, and…

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Deaths, funerals & probate

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