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Tax on state pension in first year - again!
I submitted my SA online earlier this month and HMRC have
sent a letter stating they have changed the SP figure (increased by one week of
pension income) for the year based on their (presumably DWP provided) records.
Consequently they have increased the tax
due by Jan 31st (also increasing the tax on account for next…
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what is the tax date for fund distributions and equalisation
I expect this has been asked before, but I only found a thread about share dividends, which seems a different case. When filling in my 2025/26 tax return, I used fund dividend figures given in my HL tax certificate for my GIA, which gives the payment dates rather than the exdiv dates. However, a payment with an exdiv date…
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Company didnt pay me
Hi, Between 19 May 2025 and 29 May 2025 i worked at a company in Oxfordshire. He only wanted me to do Mechanical engineering stuff but i am electronics, so i struggled…after 2 weeks the boss went into meltdown, and so i just had to leave. I wasnt getting the mech work done that he wanted and wouldnt be able to any time…
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Retrospective Marriage Allowance
My wife (non-tax-payer) recently completed a MATCF to gift her marriage allowance to me, not just for 2026-27 but also for retrospective tax years including 2025-26. The MATCF is still pending and her tax calculation for 2025-26 has just been processed (it would not have been impacted had the marriage allowance been gifted…
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Park Homes: VAT on energy
Recently on MSE, I saw that VAT on Park Homes energy should be 5% and not the 20% we currently pay. I raised this issue with our Park Homes landlord, but have not had a reply. Any ideas who I can contact in HMRC VAT division to move the conversation forward?? Thanks
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Making Tax Digital (MTD) for Landlords
If you receive qualifying income from self-employment and/or property, you’ll be legally required to use Making Tax Digital (MTD) for Income Tax – based on the level of qualifying income – from the following dates: • April 2026, if your qualifying income is over £50,000 in the 2024 to 2025 tax year • April 2027, if your…
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Income tax on property owned jointly with my wife
I own a rental property with my wife. We own it 50/50 based on a TR1 form submitted to the Land Registry about 10 years ago. I inherited the property at that point. There is no outstanding mortgage. My wife is a basic rate tax payer whilst I pay higher rate. We currently split the rent 50/50 on our self assessment form.…
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IHT on oversees property
Hi we bought a Holiday apartment overseas a few years ago planning to use it over the summer when we retire. when we both die my son will get the apartment. What is the situation regarding IHT in the UK and the property, leave it as it is or get it transferred to him now.
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Old employer messed up, HMRC data wrong - help!
This is such a mess and none of it of my making so I need some help. I was off long term sick and hadn't been paid for months when suddenly I got a massive payment in March 2026. I called payroll as even SSP had long since run out. Payroll for some reason thought I'd gone back to work in January so paid me backdated pay…
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Is my tax correct
I usually use UK salary calculator and find it to be usually very accurate, but I think this time it might be wrong. I'm also not good with maths or numbers, so part of this is to aid my understanding too. Last month I was paid a £2203 annual bonus. My normal salary is £49843. Tax code 1257L and I'm in Alpha pension paying…
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Brother in law's income tax after redundancy and new job
My brother in law was made redundant in December 2025 and started a new job in January 2026. He's worried that he will owe lots of tax so with my sister's help, I've been checking his HMRC account. I have worked through his P60s below and I have three questions; His new job is not appearing on his HMRC's account, which I…
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HMRC mistake
An ex employee who left our business in Oct 2023 and went to work elsewhere has now been given a tax demand of nearly £4000 as they believe she still works for us and were not notified that she has left. I have a copy of her p45 that I produced in my payroll and it was clearly stated on the RTI that she has left. After…
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Help MTD - Software - Bank or Spreadsheet ?
My accountant is retiring this year and its the first that I have to submit my files through MTD so getting really stressed . I only sell around 10 - 20 items a month ( a lot less recently ) so not too sure of the best software to use so currently using 1 - Starling bank app - I have itemised all my figures etc sales /…
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MTD Deadlines - Do they need to be submitted ?
Found this online , does this mean that the MTD does not need to be submitted for the first year due to the soft landing ? Note: While these quarterly submissions are legally required, HMRC has implemented a "soft landing" period for the first year, meaning no penalty points will be issued for missed or late quarterly…
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HMR deducted 2025-2026 over £700 for interest savings I never earnt!
Hi Lovely people who know more than me! I'm working full-time and looking at my payslips. Trying to plan my retirement. I only work for one employer. Have no other income and 4 tiny savings accounts paying less than £28 per year. Discovered that as of last December (2025-2026 tax year), HMRC changed my tax code and have…
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CGT - how to calculate if property part gifted, part inherited?
Widowed mum added two children to her property deeds in 2016. She passed away a year ago. So we each 'owned' 1/3 from 2016→2025, then 1/2 each 2025→2026 (estate was split 50/50). On the Gov.uk CGT calculator you can select gift OR inheritance - how do we work this out? The property actually sold for £4k less than the…
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Carry forward pension contributions from previous years
Hello, I would like to know if I am able to reclaim some of the higher rate tax I've paid during the past few years. For the 2026/27 tax year, I have been unemployed thus far and therefore have made no tax payments. All my DC pensions are now in a single SIPP. For the 2025/26 tax year, I earnt a gross salary of £70k. I…
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Inheritance Tax: Save £100,000s with simple advanced planning Article Discussion
This thread is specifically to discuss the content of the Inheritance Tax: How to avoid IHT Article To discuss or ask a question about the article: click reply Please read the previous discussion thread too
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Is VAT able to be claimed back on Sat navs?
Situation is my mid 20s niece has a zero hours delivery job. As part of this she is being reimbursed mileage at 0.55. She's also bought an App called Delm8 which helps her deliver to remote places. Its about £100 for a year. She's not a sole trader, or a company or VAT registered. Is she able to claim any of that back…
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Confused about my new tax code
Please can someone tell me if HMRC is correct saying I own them money and why my tax code is so low? I called them today and they said it was correct but I still don't see it clear. It's related to medical insurance at work. I'm a normal tax payer . I joined the medical insurance in January 2024. Up until March 2025 my tax…
