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capital one
after years of circulars from capital 1, I applied for one of there cards only to find they have declined, I own my own house(from new) no morgage, I subscribe to experian, therefore am aware of my CR which is excellent. I have substantial saving,working part time as I am taking time out as a part time student and only…
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2nd card Holder
My mother is 87 and has a number of credit cards of which my wife and I are 2nd card holders. When she unfortunately passes away will her debts die with her or will the card companies chase my wife and I for repayment, assuming that she does not leave sufficient to pay off the cards.
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Mbna
is mbna.co.uk website working now. i am unable to see my credit card? any one else? have a good day all what ever u r doing Saverram
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How to obtain credit (card?) after bad debt
Hi, four years ago my (Now ex) wife ran up a ton of credit in both our names, foolishly i trusted her with a joint credit card account and we ended up in massive debt £50,000! when I found out obviously I cut up all the cards and tried to resolve the debts, however the only way out of it was to enter into an IVA which I…
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Balance transfer fees
If I transfer my balance to a company which charges a balance transfer fee, would this be like making a purchase, in that I would have to pay off my transferred balance and then the fee - which would mean that I'd pay interest on the fee for the whole 12 months? I was thinking of Virgin, as it says interest is chargeable…
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Increase credit limit?
I have had my first Morgan Stanley platinum card for about a week now, I am 18 but want to buy a car, I have been given a £1000 credit limit, whats the chance they will increase my limit to take a £1500 deposit for a car being so young?
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Is this right?
At the weekend I transferred 2 cc balances onto my Barclaycard (aim to transfer them back next month on a special balance transfer rate). Was a bit surprised today when I checked both of these cc's online, saw the balances were still on my other cc cards and then checked my Barclaycard account. Was even more surprised to…
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Egg Card
Can anybody possibly advise me on what's the best course of action for me? I've had an egg card for a couple of years and lets just say my credit record is not exactly flawless but trying to get back on track now. Anyway part of Egg's 'customer committment' (their words obviously) have been to customise the apr on each…
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Payment protection rip-off
:mad: Hi I hope this is the correct place to ask this... but, my boyfriend recently checked his credit card statement for his Egg card (the first time in months and months), only to discover that they had been charging him payment protection. He has had the card for several years now and we never signed up to payment…
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Capital one platinum
Hi I've been approved the platinum card from Capital one, 0% till 1st Jan 2008. I thought I read in one of Martin's emails that this card was a bit tricky and you needed to spend at least £100 on it and pay it off before you transfer a balance to get the full period. Now I received the paperwork to sign and can't find any…
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Nasty Amex
Hello, I haven't been on this board for ages as was just trying to cope with repaying debt and major financial upheaval etc etc. Throughout it all I have made sure to make at least the min. payments and on time and make sure the credit file remains unblemished. Now as I'm starting slowing to chip away at the debt, many of…
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Is there a web site for the Audi (CitiFinancial) CC
A couple of months ago I signed up for an Audi CC. Primarily for its 0% commision on foreign transactions. The blurb that came with the card said that 'shortly' you would be able to manage the account online. Well its been a couple of months now and I've heard nothing. I also seem to be overdue a statement, so was hoping…
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i think i have wasted an application!!!! MBNA
At present i owe 2500 on a marks & spencer credit card and 200 on a TSB credit card.I have had an MBNA credit card for years but a couple of months ago paid the balance off in full (2000)at present i owe nothing to mbna.I have just rang mbna to cancel the credit card i have with them when they asked have you any balances…
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Barclaycard Platinum
Sorry if you are already aware, but I got my statement through today and they are offering existing users 0% on balance transfers until the end of Oct. There is a 2.5% handling fee though minimum £2.50
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Do we really need a credit card ?
I accept they can help rebuild credit, etc But i now pay off my balance each month, How should i be using a credit card to its full potential?
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Halifax 1 Card
Im cutting it close to the wind here, I am going to be near late on paying my credit card this month. I wont be able to pay it until the 21st of October, the payment due date is the 23rd If I use the Halifax online banking sevice to pay the bill will payment reach my credit card in time
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Anyone Good At Maths?
Wow how many stickys on this board? :eek: :p OK folks. Got me Capital One statement through today and want to find out some info. Basically I had a limit of £10,300 that I BT'd at 3.9% for life. Stupidly I never checked the T&C's (pre lightbulb moment) and transferred a few grand outside of my intro offer thinking I'd get…
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Can I close this card?
I currently have a Sainsburys Bank credit card, which I no longer use as the 0% on purchases period has expired. I made a purchase on the card 12 months ago, but the card has not yet been debited. My understanding is that the retailer has up to 6 years to claim the money - do I have to keep the account open until then…
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egg money transfer
Sorry guys, I'm sure I read something like this a few days ago but searched high and low and cant find it. It was something to do with cashback on money transfers. I have a positive balance in Egg Money and have sent them a secure message to move some of it to an external account. Just had a reply to say they've actioned…
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Credit Cards - Hold on or let go?
Hello to you all, I have been a member of the site for quite a while but this is the very first thread I have posted. I have already had a look on the site and some sites on the internet but could not find an answer to my question. My current credit card situation is that I currently have 3 credit cards: Capital One Visa…