Halifax 1 Card

rangers_fc

Im cutting it close to the wind here, I am going to be near late on paying my credit card this month. I wont be able to pay it until the 21st of October, the payment due date is the 23rd If I use the Halifax online banking sevice to pay the bill will payment reach my credit card in time

regularsaver1

no but if you go inmto the branch - pay - and ask them to email card services (this must be done for same day credit!)- your payment will be registered as same day

It will not be done immediately by them, but back dated

kenshaz

That is really good advice ,and will save a few money savers money and should be nominated for post of the month.

BASFORDLAD

I need to correct regularsaver1, if you make the payment on the 21st before 9pm then the payment will reach the account in time, if using the online service from ur halifax current account, in fact it will be dated to the day after the money left your current account. ie the 22.

regularsaver1

Yeah but I work in a branch - the cashiers can send an email

I was on about paying at a branch counter - if they send the email it can be done

The_Boss

kenshaz wrote:

That is really good advice ,and will save a few money savers money and should be nominated for post of the month.

Why? If people want to wait to the last possible second then its up to them to deal with the consequences of late payments.

regularsaver1

Yeah I still would not say wait till the last moment guys

Bascially this is because some people only pay on the due date

kenshaz

The_Boss wrote:

Why? If people want to wait to the last possible second then its up to them to deal with the consequences of late payments.

No this is a helpful hint if a mistake is made ,it could happen to anyone and it is good advice.We are human beings and we make errors this is an option to correct. What is the problem with someone giving us advice on procedures,for everyones benefit ,take it or leave it,but do not discourage.I am so methodical and have never made an error so far,but and I say but,someone else could and need to correct it

kenshaz

regularsaver1 wrote:

Yeah I still would not say wait till the last moment guys

Bascially this is because some people only pay on the due date

Do not capitulate they are being negative

fitorbust

As soon as I get a new card I set up the minimum payment DD so this situation never arises. Not helpful for this incident but may help in the future.
Lesley

regularsaver1

Yes but many don't fitorbust