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Can't get credit balance back from Mint
Now I know stoozing & matched betting doesn't mix because I have a problem! I had £116 returned to me by a bookies (my winnings) to the credit card on their file (Mint) which I had cancelled some months back having moved onto the next one. For some reason they have to return funds back on to the card that did the initial…
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Credit card interest.
Could someone please advise me. Each month for the last number of years I have paid my credit card balance in full, therefore avoiding paying any interest. The one exception to this was Sept. when I purchased two large items and was unable to fully clear my balance. ( I bought the items 2 days early and they appeared on my…
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John Lewis Partnership Card Customer Service
I was checking my JLP card transactions on line yesterday and I spotted a line that said I had a special 0% balance transfer offer until 30/6/07 with a fee of 3% but to a maximum of £50. Not only that, but they had doubled my credit limit. I had to have some of that to do a SBT via my Egg Money to my offset current…
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Have you ever been penalised for paying off your balance?
Reading through a few posts reminded me of something that happened when I used to be with Capital One. Basically i'd been paying off 10% or so each month without a problem. Not sure what the rate was though. Well one month I decided to clear the balance as i'd come into some extra cash. Capital One responded by putting my…
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m&s &natwest applications time?
hi does anybody know how long natwest and marks&spencer take to reply about a sucessful credit card appplication. i applied for a natwest cc and account, i have receieved confirmation of the account but nothing so far about the cc. Also applied to m&s becuz am hoping do to a bt i only got an email to say i would have a…
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egg card - how long does it take to get it?
hey guys, i applied for an egg card two weeks ago and got approved the same day. they sent me an email saying the card is on it's way. however, i haven't received it yet. should i be worried? i don't want it to have been nicked or anything. have you got an egg card and how long did it take to get yours? thanks muchly,…
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text alerts from Tesco ?
does anyone know how much these cost ? I've scoured the Tesco site, including the online form page, but couldn't find anything about the cost... surely it can't be free ? thanks
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rejected CC
as some may know i applied for the MBNA card,i got rejected.ive now applied for the halifax CC,this is my first card,and i have banked with halifax for 10 years,so i may have a better chance.if i dont get this one i will leave it as too many applications look bad
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Mint gift card?
Apologies if this is on the wrong board .... My OH has just discovered that someone has very generously ordered themselves a mint gift card (one of those pre-pay cards that you load up with credit) using his credit card details. We were surprised because that card hasn't been used much in the last six months or more, and…
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help needed - section 75 - goods *and* services?
Hi, I am in dispute with Nationwide Credit Card Services about several transactions made by a car hire company that were above what was agreed. The car hire company have just confirmed that they will refund these amounts but if they do not do I have any recourse? Nationwide claim they cannot help because the VISA rules…
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Credit card debt+Student debt=headache
Can anybody give me advice? I am a mature student. I'm back at Uni studying Business Management. I was working full time before I went to Uni so I was card tarting and had a lot of finacial pressures at the time. I managed to get in to over £2000 of debt on two cards (this includes all the books I had to buy for my…
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Information
Hi I am seeking information regarding credit card transfer, I did intend to take out a small loan of about 4/5000 but after reading about credit card transfer I thought that I would see if it would not be cheaper to do that. At present I have an American Express card with a credit limit of 4900 and my repayment date is…
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Citicards.. anyone managed to get good BT out of them recently?
Just been on the phone to their CS, presumably in India, and got offered the fantastic rate of 21.9% on balance transfers... spoke to a manager too and they just wouldn't budge...! I currently have about £700 on the card under a 3.9% life of balance (setup about a year ago), and wanted to add more to it prior to…
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Fraud transactions from MobileWorld
I have been on a holiday for past 3 weeks and returned yesterday. While I logged on to by barclays account today, was shocked to notice that my account was overdrawn by £250. I never used the card abroad. Then checked the transactions and there were over 20 transactions from Mobileworld totalling over £700. Immediately…
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Virgin CC for Balance Transfer
My OH has just applied for a Virgin CC in order to do a Balance Transfer. At the end of the application process it said that it would help if you ring then but if you didnt they would still process your details. Can anyone tell me if its best to ring them or just leave it ? We are not very experince in applying for CC.
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credit card charges
:eek: ive been charged quite a bit by barclaycard over the years for late payments, can i claim these back? if i can who do i write my local barclays or barclaycard offices somewhere??!!! do i use the templates as per the bank charges? cheers:beer:
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Advice for a new business Credit Card
Hello :hello: My boss had asked me to do some research on finding a new credit card for the company. We currently have a Natwest credit card and we settle the balance each month. We're looking for a limit of about £3k. Any suggestions or recomendations will be welcome. Many thanks ;)
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Help with balance transfer please
I am trying to get my partners lloyds tsb credit card changed over on 0% balance transfer. He currently owes more than 2k pays a minimum of £56 a mth and £39.33 of this is interest :mad: i have read the articles but they are all very confusing to me lol. Please advise me as to which are the best ones as i dont want to just…
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How to Compound 3% Balance Transfer fee into true annual rate?
If you have to pay a 3% balance transfer fee on a 0% for 9 months offer how does this compound into an annual APR? I ask because, if my mortgage rate is say 6% and I use the balance transfer of £9000 to offset the mortgage for say 8 months (you never get the whole 9 months) is the saving worth doing? Especialy considering…
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Can I Clear Overdraft With M&s Credit Card Please?
Hi, please help me someone. I've just returned from the bank (Lloyds tsb) after discussing our overdraft.(£8,000) and i was under the impression i could get an M&S credit card and put some of the o.d. onto the credit card but the bank clearly told me no, can't do it and advised me to get a credit card from them for all our…