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Warnng Virgin Credit Card
i recently transfered a balance to a new virgin credit card soely to take advantage of their 0% offer. However, dispite filling in bank details on the application, a direct debit mandate was never set up. it was not untill 2 months later that i realised virgin had not received any payments from me and as a result have…
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AA Citi Bank Credit Card Flight Offer
Does anyone per chance have the MSE.com newsletter about the American Airlines/Citi Bank Credit Card offer. I thought I was entitled to more miles and just wanted to clarify the offer. It was mentioned in one of Martin's regular emails somewhere between Nov and dec last year. I have checked my email inbox but I must have…
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New Credit Card
Hey Was wondering whether anyone knew which credit card company's have Student doctor as an occupation, as have been reliable told that these give higher credit limits. Am in my final year studying, have six months left till my first pay packet and am totally broke. Think a credit card is the only way forward.
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Egg Lowering APR
Just got this email from egg - I haven't contacted them about this, always pay my balance in full each month etc: Jee
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Thought you might like my Response to Egg
Just sent this via their secure messaging system from my account management web-page. :D ***** Good afternoon, Thank you for your recent e-mail discussing your "personalisation" of my Egg card. I was delighted to read that having taken my personal circumstances carefully into account - including your assessment of how I've…
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m&s credit card
hi there looking for a bit of advice on behalf of my mum she has a credit card with an outstanding balance of £8400 she is paying round about the minimum about £188 as thats all she can afford and £156 of that is going to interest.shes has applied for a loan and a bt credit card but wasnt succesful and a know applyn to…
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Halifax Bank Of Scotland CreditCard
Within literally days of a third party approaching this company for me I was offered £350 as a gesture of goodwill but no interest representing one years charges. Am resisting in wanting 6 years back plus interest. Do you believe I am correct or not?
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Balance transfer advice.....
Both recently applied for HSBC cc with 0% on transfers until April '08. Both got accepted OK, mine came back with a credit limit of £5000 which was fine. Partners came back with a credit limit of £750, which isn't even 33% of what she wanted to transfer. Not sure what is best to do here. Should we transfer the £750 anyway,…
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Doubled my debt?!?!
I arranged yesturday for a BT from two of my credit cards to a third, the money is now showing in the third account as well as the first two! Have I done something wrong and doubled my debt?
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Quicky question about egg money - sorry, confused!
I've waded through the discussion thread, Martin's article and egg's site but I can't seem to find the answer! Background info: All our spending is currently on debit cards and it's been suggested to convert to a cash back credit card instead. We've also applied for a high interest current account and want to keep the…
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Some Credit Card advice to people that use it online a lot.
OK not too sure if this is the right forum for this (couldn't see a more appropriate one) so here goes. If, like me you use your CCs a lot online subscribing to sites and purchasing things online then this is some sound advice. Do you remember and keep a track of everything you purchase online? Even the little £3 here, £5…
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Barclaycard/Barclays - linked?
Hi, not sure this is the right board sorry. I have just contacted CCCS to help me with payments to credit cards, but am worried that by stopping payments other than nominal ones to Barclaycard, they may have powers to freeze my 2 current accounts with Barclays where I have 3k in overdrafts. Can anyone help me please, if…
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Secured Credit Card
Does anyone know if you get get a creditcard where you put down a deposit or prove your income in order to obtain it rather than going through credit checks ?
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cc help
hi all my very first time using this so bare with me plz looking for some information to help my mum sort out her credit card debt she has currently got a card with mbna which is at £8400 and paying the minimum of £188 as that is all she can afford recently noticed that £156 of that is going to interest.tryed applying for…
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0% with BT fee vs LOB without fee
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who does no BT fee at the moment?
Hi does any one know who is offering a 0% bt card with no BT fee at the moment please? Tarting isn't easy these days is it...:confused:
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Need new credit card - what to go for?
Me and OH are really bad at saving up for jobs to be done on the house as things crop up and our savings go elsewhere. We were thinking of getting a credit card, doing a job on the house with it (small jobs first) then giving the card to my dad to mind, and he cannot give it me back to use on the next house job until I…
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pals car hire company debiting my card
A so called friend asked to use my card details to pay for his car rental/ lease for a couple of months, this was no problem as he handed me the cash when I put the transaction through, however , to my horror the hire company have continued to use my card details for a further 4 months, I have contacted my friend to try…
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New Card
I need to get a new card for a 0 balance transfer. DOes anyone know if I can get cashback from anywhere when applying for a new card - ie quidco, affiliate future, etc? Many thanks
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praise for Mbna / boo hiss RBS and Natwest
Just wanted to post a nice message about wonderful, understanding MBNA. They have just accepted me for a virgin credit card (0% for 13 months), despite me already having an mbna backed card with £4000 at 0%. I rang them to apply, as I expected an online "computer says no" decision, and they used a bit of common sense, plus…