-
Credit card charges
Is there any set template letters for claiming charges back of credit card company’s like you can for the bank accounts on this site duz any one no thanks
-
Vcc
Is virtual credit card any good? CAn someone share their experience with me?
-
Paying off a cc - can you get a deal?
Hi all, Hopefully not a silly question, but I'm in the position where I can pay off my cc's. Question is, if I offer to pay off the balance in full, could I ask for a reduced total balance due to the length of time I've been with the cc company, and how much interest they've made out of me? If so, any chance of getting…
-
Egg Money Question
This morning sent one payment to my Egg Money account by Debit Card, accepted. It failed when I did the second payment:- Sorry, we cannot service your request at this time. Please call the service centre on 08451 233 233 quoting reference: EGG-GEN-000-0 : T-0 Anyone understands what is wrong? Thanks.
-
Applying for cards in a short space of time
I have quite a few cards already and want to try and apply for one more. I applied yesterday and got accepted for a new card but the limit they gave me was only £1750. I have been given various offers from my current cards and am reluctant to shut any of them down in case they give out a really good balance transfer offer…
-
Is there a credit card that is guaranteed to accept me?
Hi everyone, I've read similar threads but haven't had any luck so I'm making my own one. I'm having real problems getting a credit card and I have no idea why. I need one for work (have read a smilar thread and we don't have a 'corporate' credit card and sometimes I have to pay for hotels which I can't stretch to with my…
-
Nat West/airmiles Card
We recently received a letter from Nat West saying that they were no longer part of the Airmiles programme. They are offering a travel scheme powered by ebookers. 1 point per £1 spent At the same time we received a letter from Airmiles offering us their Lloyds TSB Duo Credit Cards - 1 x mastercard, 1x American Express. The…
-
Capital One 15 month 0% balance transfer offer - what's the catch?
I picked up a leaflet for a Capital One 15-month 0% offer on BTs (expires end of July). There is a 3% BT fee, and the leaflet says this will be added to the fourth statement (the offer also includes 0% on purchases for 3 months). Is this one of those sneaky situations whereby the BT fee sits on your statement attracting…
-
Any advice about the RBS Classic Mastercard
I just applied online for one of these cards and was accepted. Problem is they only gave me a £1750 limit which isn't enough as I wanted to transfer a larger amount. Has anyone been given a low limit with one of these cards and been able to negotiate a higher limit after receiving the card? I thought there was a good…
-
Credit card cheque question
I owe my brother just under 2 grand and now he's asking for it back for a deposit on a house asap. I have looked at the possiblity of writing him a cheque that came with my credit card (virgin) as this seems that i can pay him and have 13 months at 0%apr. I should be able to pay this full amount back within the 13 months.…
-
MBNA sonycard not helpful
I am due to pay my sonycard on the 15th, however the pup has chewed the corner of it,meaning it cannot now be paid at the bank as the numbers on the payment slip are missing. yes he actually did eat the very bit that's important... I rang them to explain, using the 0800 number and just keep pressing # to bypass the menu -…
-
56 days int free?
Hi, This might be a daft question to ask but could someone pls explain this concept of 56 days int free on purchases on halifax one card when the intro period is over and you have a 0 balance. Thanks
-
Can any Natwest employees answer my question please?
I got a Natwest student credit card in oct/nov 2005 with a 350 pound limit. Recently, I happened to see this advert: http://www.natwest.com/personal02.asp?id=PERSONAL/DAY_TO_DAY/CREDIT_CARDS/STUDENT, which promises a 500 pound limit. As I am completely broke (through no fault of my own) and dont want to borrow from my…
-
Protection if buying through paypal
Hi, Can anyone advise me please? I have heard that some card companies will not help if you buy something through paypal (funded by the card) and it doesn't arrive. A few years ago I had this problem and did get my money back through the credit card company, but I think rules may have changed. Can anyone tell me which…
-
Why can I no longer get a credit card? Refused twice
Hi MSErs In the last 2 months I've just been refused two credit cards and am at a bit of a loss/concerned as to why? One was American Express a couple of months back and just recently Natwest. Now, I have a pretty good credit history over the past 5 years. I've had about 4 different credit cards (some 0% balance transfer…
-
Cancelling a credit card before I activate it?!
I would like advice please but there is a bit of a story behind it so bear with me! I had to spend £5000 and there was a delay before I got it back, so I paid it on a credit card. Then the bill came and still no £5000 so I applied for the ICICI credit card to do a 0% balance transfer after reading Martin's balance transfer…
-
bt please help
i currently have about £600 debt on my credit card< car is due MOT this month estimate £150. I have due to bad circumstances had to completly rebuild my life for me & my 2 children othwerwise i would not be in this position. In my mind i have been thinking i could transfer thi debt to a 0% balance card so it would give…
-
Should I close or keep it open ?
I'm hoping some of you more knowledgable people can help me ! Firstly im a DFW, I have two credit cards with Natwest and Barclaycard, a store card with Argos and Homebase and a storecard with Next. I have succesfully paid off my Homebase card and my Next card and im wondering if i should now close these accounts or keep…
-
Newbie to Credit Cards, a couple of questions
I applied for my first credit card from HSBC a about three weeks ago and sent off all the signed paper work two weeks ago yesterday but still have received my card yet, is this normal? It's only taken them three days to send through my new cheque book. Should I be phoning them up and hassling yet? Also, before I applied…
-
balance transfer offers for existing customers
Anyone know of any decent Balance Transfer offers for existing customers.