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FTB mortgage .. have I made a mistake?
Hello. New to this so bare with me but I feel I need some reassurance or a reality check. I'm a first time buyer and exchanged contracts on Friday of last week. My mortgage offer is with Barclays & we're due to complete next month. I have STUPIDLY taken out 2 cash transactions on my credit card ( both of small amounts £10…
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educational/inspiration material recommendations
looking for some recommendations re "get rich"/ "become a millionaire" inspiration type books. Money management, personal finance etc. I've googled a few lists but it's always nice to get opinions of people who've actually read them Also most of the popular ones my library doesn't seem to stock & naturally I'm not wanting…
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Ipoll login/cashout issue's
Hello. After a lot of emails back and forth for over 4 months i finally got paid £30 for a survet on Ipoll. My problem now is if i answer a survey from them and i can go to my account page and browse nearly everything on there but as i now have over £50 in there i go to click the reward button and it takes me to the login…
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Best cashout option for $ to £
May I have your thoughts please? I've finally reached a cashout threshold and have the choice of giving P@ypal or IBAN details. I know I'll lose something due to the exchange rate and I expect both the bank and P@ypal will have some admin fees. So how do I work out how to get most of my $20? Thanks
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Negotiating a share of the business
My wife recently started consulting for a start-up business. She and business owner see the potential to work together to make the business grow and he is starting to talk about equity share, bonuses etc. Neither of us (me or my wife) have negotiated this kind of arrangement before, so does anyone know of a good guide to…
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Renting your car out on Drivy or similar
Has anyone tried it? They're advertising heavily in London at the moment and my car is sitting unused most of the time. Can't post the URL direct but go to drivy dot co dot uk I'm especially interested in: 1) any pitfalls to watch for? 2) what happens to your regular car insurance? Thanks in advance.
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E-rewards points.
Does anyone use e-Rewards and are they any good? Also is it invite only as I can't fin a registration site? Thanks
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Side hustle ideas?
I'm 24m living with parents & saving towards my first house. Will have £30k-35k by the end of the year including savings my parents helped me collect at a young age. I earn £26k a year which isn't really the best as a uni graduate (I work in marketing). My job is very seasonal - busy in the winter and extremely quiet in…
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I-Say
Is I-Say down for anyone else? The website is not loading at all for me, strange as it was at the weekend.
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Selling baby hampers
Hiya, I am looking to get some advice on a side business making baby hampers. I wanted to get some advice on the types of things that would be good to put in there and how much you think a reasonable amount would be to price them? Also, where would be the best place to sell them? I have made some and put them on facebook…
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Has anyone used ParkLet to rent out their driveway?
I've had my driveway listed with Parklet for a while, and have just received my first booking request - for a 6-day period. Does anyone have any experience of them? Do they offer a good service compared to say JustPark?
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family advice needed
me and my partner always seen to be skint we roughly bring in 3k per month with three children at home and i have a daughter to a previous relationship. she gets paid monthly i get paid weekly. could i ask you families how you best work out bills to both have expendable cash. for instance everything comes out monthly then…
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Mystery shopping & HMRC
Hi, Looking for some help on what I need to do. I currently earn £20143 per year in my full time job. I've recently started mystery shopping - it's not going to be a big earner for me but I don't want to get in trouble with HMRC. Do I register as self employed? How will this affect my current job? I'll be earning no more…
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Affiliate your website... official MoneySavingExpert.com discussion
This is a special discussion as part of the Boost Your Income article, all about Affiliating your website for cash which is part of the Earn wonga on the web section Please feel free to add your comments, suggestions or questions Just click reply
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Driving for uber
Hi, i just found out about this company, just wondered if anyone has worked for them and is it worthwhile? I already have a job and could do this part time, many thanks.
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Can patent or copyright an idea ?
Confusing advice via googlisg so asking for helpfull comments regarding the question, " can you copyright or patent an idea or way fo doing something ??" Thanks in advance..
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Opinions for Paidsurveys.uk.com
Hi Everyone I have had a thorough search before posting this but couldn't find anything current. I came across paidsurveys.uk.com while looking for a new administrator job. Just wondering if anyone has used this site before? If so would love to hear your opinions.
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EasyShift
Has anyone had any experience and/or issues with the EasyShift app? I downloaded it a few weeks ago after seeing it in an MSE article, and have completed 3 or 4 shifts (it tells you which store to go to, you take photos of specific displays, then submit them and get paid £6-9 for the shift). In the FAQ it does mention what…
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Pei app cash back opinions please
Hi all Does anyone have any experiences using the pei app? I was considering it as it seems like easy money but heard it’s a battery drainer and looks like mostly US merchants that offer cash back Cheers Jason
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Losing Focus on the Bigger Financial Picture
Hi All, I sometimes wonder if we lose sight of the bigger picture when it comes to our finances or if we could be penny wise and pound foolish? For example some years ago my partner spotted me completing little challenges on Gifthulk and seeing the time and effort I was spending doing this she asked me what my returns…