-
Can somebody offer me a quick explanation?
What is bankruptcy and how do i declare it?
-
iva
could someone give me a bit of advice a friend wants to do iva but he owns a property and rents one out can he still go for an iva or will he have to sell both properties thanks
-
Woman on the verge
Oh dear - I had stupidly thought I might feel a sense of release once declared bankrupt - last Thursday - but now the nightmare of trying to get a new bank account is just too much - it is so tempting right now to just let go and breakdown. Having gone into Abbey yesterday - too busy to see us, so made an appointment for…
-
iva
just a quick question for a friend if you own and rent out property can you still go for an iva he is around 15000 in debt
-
bankruptcy fees
when do you pay your bankruptcy fees online or when you attend court
-
variation order and bankruptcy
can i get a variation order on £34,000. pay each creditor £1 to £2 each i have 4 creditors and one loan. until i sort my self out, but I am still saving up for bankruptcy, i have a feeling i will be getting some CCJ'S soon and worried the court will not accept £1 or £2 on each creditor need time to stall them.i am on JSA…
-
Self Employed and considering bankruptcy
Hi all, new to this and VERY scared! I have a gambling problem, which together with a few bad months trading of my husbands self employed decorating business (not limited) have left us severely in debt. I think my only option is to consider bankruptcy. I have found loads of useful info on this site, which I am very…
-
bankruptcy
hi wondered if anyone can help while i had an iva ongoing i still had store cards and also got provi loan out now going bankrupt should i declare this in bankruptcy but really unsure whether i should have had these while in an iva
-
Food shopping allowance...
So how much do you reckon I could put down for food if I go ahead with my BR, I spend around £40-£45 a week at the moment, I really really don't want to go back to eating the tescos white label stuff, makes me feel quite rough while at work and never have any energy, think they mash the goodness out of it, but i'm going…
-
Can anyone help?
hI, i was made bankrupt in 1999, 3 years after being out of my self employment.The amount was for £35k I'm still going through it now but the amount due is now £79k. I'm a single parent with a teenager and a 1 year old. There is equity in my house to cover the £79k.I have contacted the majority of my creditors and there is…
-
considering bancrupcy
ok a little advice please - our debts are made up of negative equity which as we didnt buy another house have gone onto loans/credit cards. Having three kids and being unable to work for about 8 years (couldnt get/afford childcare). A few cars that were bought again on credit cards (due to already being maxed out on loans…
-
Does anyone know about involuntary bankruptcy?
can anyone tell me what happens if you dont volunteer to go bankrupt? quick info: Trading As. Owe bank 15K various other debts largest other debt 2k. what happens if we close up business would the bank make us bankrupt
-
How much does Bankruptcy cost?
As the title asks..... I've seen conflicting reports, one site sayd £250 with £120 court costs (£370 in total) and another says £350 with £120 costs (£470) so can anyone give me the definitive answer? Thanks.
-
BR question...RE: Living at home
Right, i'm considering the bankruptcy route, however I live with my mum at the moment, moved back about 3 years back after a bad breakup with an ex-girlfriend and money has got increasingly worse and haven't ever got around to moving out. However, I read either on this forum or MSE that if you live with your parent(s) then…
-
Really freaked appointment not til end of June!
Morning everyone Been following the forum for a few weeks now getting fantastic information and support. Had advice from the National Helpline and CCCS that my best option with the 70K debt I have with no assets, self employed erratic income, robbing peter to pay paul and then having an extreme light bulb moment! I have…
-
Not sure what to do
I was declared bankrupt in early 2006 and have recently been discharged. My father died in October and I have just heard he has left me £142,000. Do I have to declare this to the official receiver and if so can he make me pay any money back? I was declared bankrupt on health grounds and this money will really make a huge…
-
A Simpleton requires help from the BCSC!
Hello All, I am about to go Bankrupt and need your help and expertise. I have a couple of questions but I'll separate them into different threads so that they can be answered better and make it easier for people to find on searches. I have had an IVA turned down so my only other option is bankruptcy. My question is this, I…
-
quick question
i went bankrupt on monday, and since then i've been told i can claim back £150. i dont make any money or get any benifits as my wife has a part time job.how do i claim back my £150 or has anyone else claimed back the £150.. cheers
-
What Happens after Discharge?
I was declared BR April 2006 and received an early discharge in September 2006, without any restrictions.But say for example I won some money on the lottery, would I have to tell the OR or would it be mine to keep.Also, on my BR application under assets, I had to state that I am named as a beneficiary in a will, if this…
-
Bankruptcy newbie questions
This is my first post on this board and not sure where to begin so sorry this is so long… My husband is seriously considering bankruptcy after speaking to Payplan & being told by the CCCS online system that this is his only realistic option. It is an option for me too but my situation is bearable at the moment so I think I…