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Received a letter from one of listed creditors - DRO moratorium
Jonnybravo55
Posts: 24 Forumite
in IVA & DRO
Hi
Im already 10 months into DRO moratorium period. Yesterday for the first time I received a letter from one of listed creditors with annual statement with arrears amount.
Should I do anything with it?
Im already 10 months into DRO moratorium period. Yesterday for the first time I received a letter from one of listed creditors with annual statement with arrears amount.
Should I do anything with it?
0
Comments
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Yep...bin it. And after the moratorium has ended, check your credit file to make sure they mark the account as closed and the balance as zero.
1 -
No. They are allowed to inform you about your account during the moratorium. They are not allowed to demand moneyJonnybravo55 said:Hi
Im already 10 months into DRO moratorium period. Yesterday for the first time I received a letter from one of listed creditors with annual statement with arrears amount.
Should I do anything with it?1 -
Nothing to do with your DRO, statements are sent under the terms and conditions of the consumer credit act, which still apply until your DRO completes.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter2
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