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Student MoneySaving

Archives for April 2022

Student loan repayment
I am paid weekly in my job and some weeks my wage would have been higher than normal due to things such as overtime, been paid holidays or a yearly bonus. On these weeks my employer would have taken repayment for my students loan. I was expecting to be able to claim this money back at the end of the tax year. However when…
Navigating rising bills as a postgraduate student
As indicated in the title, I'm currently doing my MSc and renting privately in London - a challenging balance at the best of times. Since I took time out of work to undertake my studies and I'm not earning an income at the moment, the rising cost of bills is and will continue to put an increasing pressure on my finances.…
NHS Exemption Card
I’m trying to access an Exemption Card for my daughter so she doesn’t have to pay for prescriptions, sight tests, dentistry etc while studying in England. As I live with the rest of the family in Wales I’m finding myself shunted back and forth between England’s NHS and NHS Wales. I know they operate independently, but they…
Student accommodation guarantor insurance for joint and several liability
Does anyone have experience (good or bad) of taking out insurance to cover joint and several liability as guarantor for their child's student accommodation?
Student Finance - repayment of Graduate Medicine Loan
I'm finding it very difficult to find the answer to this question - if I have a student finance loan for my undergraduate degree, and I get student finance for a "graduate medicine" degree, then what will my repayments be? 1) will it be 9% of my salary above £27,295, because both are Plan 2 student loans? or 2) will it be…
Son going to California to continue degree
Hi, just after some advice/tips please. My son has been accepted to continue his International Business studies degree at California State Uni at Long Beach. Does anyone know if there are any grants/financial help for this? He's applying for his normal maintenance loan but I think he's still going to be short as it's so…
Maintenance grant after starting university
If my household income is too high to be eligible for a maintenance grant when my son starts uni, but the following year it drops to a level where we are eligible, can he then get one or is it too late?
Is there anyway to get a maintenance grant for an online part time degree for a mature student?
I recently became unemployed after a full time administration assistant contract ended. I have been working in admin for 7 years and mostly disliked it. I have been offered a new job but it is only 25 hours a week. I am glad to be spending less time doing admin, but I am not glad of the 10,000k a year wage decrease. I…
Student loan interest rates could rise to 12% this September
Student loan interest rates are set to rise for many from September – though the changes are yet to be finalised by the Government. Current students in England and Wales, for example, could see the interest rate they're charged jump from 4.5% to 12%. Meanwhile, many former students with outstanding loans may see rates rise…
Maintainace loan - final installament
My student son has 3 weeks left of his undergraduate degree when he returns after Easter hols. His last student loan will be paid on the first day he returns. Will that be less then he's previously received? I believe it will be as this is what I've read before because it doesn't have to last him through the summer. He…
Repayment Threshold 2023/24
With RPI for March in at 9%, the repayment threshold for plan 1 loans will rise to £22,015 from 6 April 2023 (20,195 x 1.09 rounded up). The repayment threshold for plan 2 loans is frozen at £27,295 until 6 April 2025. The postgraduate loan (plan 3) threshold is subject to annual review but in the absence of any…
Student Maintenance loan changes
My son has a student maintenance loan which needs to renew. He lives away from home in a shared student rented house. His mother and I split 4 years ago and his home is with his mother. His loan was based on the household income of his mother. I am told that the rules have changed and it is based on the income of both…
Renewing my amazon prime student membership
Hi all, My amazon prime student membership has expired after the 4year period. Ive cancelled the auto renewal at full price but i wanted to know if there was another way of renewing my amazon prime membership at a cheaper rate or renew at the student rate again without creating a brand new account. Any help or advice would…
Legal way to get Student Card without being a student
Hi guys! Is there any way in 2022 to LEGALLY get a Student Card without being a student? (I read that some online courses can give acces to Student Card). Many thanks!

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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