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Student MoneySaving

Archives for July 2018

When does the academic year start?
My eldest has applied for student finance as an independent student as they will be 25 on 4th September. SLC have now said that the academic year starts on 1st September and therefore they will only be 24 so don't class as an independent student. I can't find anywhere that defines the academic year start date on SLC. The…
Deferred from 2005 to 2006 but paid higher fees
I deferred my place at uni in 2005 and started in 2006. Is it correct that I was charged £3000 per year?
Lifetime training failing me as a learner
Hello Looking for a bit of advice. Essentially I signed up to Lifetime Training over a year ago to complete my level 3 Personal training diploma with them alongside my career. Initially, the support from my desktop tutor was good, I completed the workbooks in a timely manner and had a right nightmare trying to book time…
Postgraduate Council Tax
I am starting a PhD in September and obviously do not want to pay council tax with my student status. Given that i will be moving for four years i would like to change my permanent address away from my home address (parents) which i kept while during my undergrad. Can i do this without having to pay council tax? I have…
HMRC not passing on payments to SLC
Bit of a rant... A few years ago I changed jobs. A couple of years later on my student loan statement was a line adding £1000+ to my loan because HMRC had decided my employer had not deducted anything from my salary for student loan for the previous 18 months. HMRC were very extremely arrogant about it st the time when I…
Is a loan worth it..
I am going back to UNi as a very mature student (54) and have money set aside from redundancy which will easily cover me for the years top-up degree that I'm undertaking. I seem to think that with the rates the way they are, that there is no incentive for me to take out a loan for fees or maintenance... Am I just being…
Forecast on tuition fees
Keen to seek peoples opinions on what they forecast on the future of university tuition fees will be... post brexit? Do you think the fees will see any changes as we exit brexit?
Help needed
Hello My daughter has just completed a 2 year health and social care Foundation degree as a pre requisite to get on a 3 year paramedic degree Student finance are saying that will not pay tuition for first year of paramedic course Obviously came as a big shock as paramedic course starts in September I will have to take a…
Late finance application
Help everyone I have not applied for student finance yet. I was unsure if I was decided on enrolling this year. But now I definitely want to go in September to uni. Am I too late to apply? What happens if I apply now?
Postgraduate loan/grant.
My son has enroled on a postgraduate course but needs some advice about loans. He's been entitled to ESA for a year but the payments have only just started due to the amount of his student loan payments. He's in the support group for ESA and also receives low rate DLA both care and mobility. When he was doing his degree he…
Student loan. When to apply?
I!!!8217;m hoping to apply for a course via UCAS and have not applied yet for a student loan. Would the process be to apply for the course, then get your offer and then apply for the loan? Or could you apply for the loan and confirm you could/will receive it before applying for the course? As there is no point me applying…
Budget for mature student living expenses
Any ideas on a reasonable monthly amount for this? The course is very intensive so there is no possibility of part-time paid work. It is offered in Bristol; Leeds; Liverpool, so obviously housing costs might vary depending on location.
Student Piggy Back Account
Hi Newby here. My son is about to start uni in September, I have heard of a bank account for hIm that i can control by monitoring it and then drip feeding money to him every week/month, is anyone else aware of such a thing, ist it any good? TIA
Student Maintenance Grant Parental contribution calculator
Could anyone please help i am looking to calculate the amount of money I will need to save to top up my daughters grant next year for subsistence I understand the advice on the website and the calculator other than what they define as taxable income , the student loan advice line on the government website is useless and…
Student loan for Pensioner - seriously?
I've been talking to a friend on the phone, who tells me excitedly that she has been accepted for a BA course at her local university, and that she has got a student loan to cover the fees. What intrigues me (because I am envious and would like to do the same) is that she says that because her only income is from her…
Student loans overpayment & P60's
Hi all, Please let me know if this is supposed to be in the student section but I wasnt sure as its obviously a loan query. So I'm strapped for cash and trying hard to pay off my higher interest debt as quick as possible (its been spiralling for a while). I want to get some money back from the SLC because I know for a fact…
I know I'm being thick but...............
My daughter is coming to the end of year 10 so there's three years to go before she starts Uni. However last week she enjoyed an excellent free three day taster at the Royal Agricultural University and thoroughly enjoyed it so we're having lots of conversations - one of them being money. I've just been looking at a BBC…
Student Overdraft Repayments
I have recently started a new role as a paid intern with a professional football team. I am looking at consistently paying into my overdraft which is still maxed out! Although the pay will bring in less than £1K a month. I was wondering if anyone had any advice as to how I can continue to manage my overdraft repayments and…
Student laptop advice
Hi I've posted this on the techie thread as well, but thought someone here might be able to offer insight/experience. My daughter starts 6th form in Sept, at present she has an ipad and uses my laptop when needed. I think she's going to need something of her own so have been looking at what's available. TBH a bit shocked…
Where do new/soon to be graduates look for jobs?
Where I work we used to contact uni careers service and would get 100 applications of which about a dozen might be suitable for interview, not we get 2 or 3. Salaries remain competitive. It is not a huge company who can rely on name recognition or a huge social media budget. So how to reach graduates and those soon to…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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