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Student MoneySaving

Archives for January 2017

2:1 degree... calculation??
Hi there, I've been unsure where to post this but I'm wondering if someone can help me. I want to work out what percentages I need to get a 2:1 in the final year of my 3 year degree. Year 2 and 3 are weighted evenly at 50% each. 59% = 2:1 classification. In year 2, I did 5 modules and year 3 there are 6. Both years are…
Council messed up benefit/student exemption
I am in a situation where I get work related esa, but study a college course as permitted by jobcentre, I do not get a grant or loan just fees waived as on benefits. Its a basic course so even if I wasn't on benefits I would not get a loan. I moved house where things were fine, though I do remember getting a letter at old…
Can an SLC 'debt' be statute barred?
I have received a letter regarding an old student loan from debt collector saying I owe £1990.00. I am unsure when this was from but looking back at my old student loan stuff online I believe it to be from 2012/2013, where I may have been incorrectly paid one of the grants by the SLC. I was paid a grant in the Oct 2012,…
PGCE completed as mature student - should I repay?
I completed my PGCE in 2013 and started to repay my 1 year student loan last year. My question is whether, at the age of 43, it is worth me clearing the debt, as I now have the option to borrow the money interest-free from elsewhere (I also had a small bursary which I managed to save). Was hoping I could use the calculator…
Withdrawn from course – maintenance loan paid before I did – what now?
I decided to withdraw from uni over the christmas holiday, and have notified the university in time so as not to be liable for tuition fees this year (i've been issued only my first installment thankfully, which covered the first term). My withdrawal has been finalised, but shortly before it was my first maintenance loan…
Transferring to open University and Student Loan advice
I would be grateful for any advice. My son is on a three year University course and has already repeated year 1 after failing while suffering with mental health issues. Year 2 was started in September 2016. Last week it became obvious he was very unwell again and he is not going to be able to go back to University. My…
Student Finance Grant Overpayment ! Help !!
Student Finance has been pestering me about an overpayment of a grant which occurred 2014/15. 2 Years later I get a letter declaring I had been overpaid. They kept changing there story how this overpayment occurred and blamed myself and parents when submitting the application. However, they finally confessed this was…
Worth getting second lot of loans?
Hi all, I'm just finishing a PhD and I'm going to be starting a PGCE in September. I have Plan 1 loans from my first degree, but was wondering if it's worth taking out Plan 2 loans to cover the £9000 tuition and building up a larger debt portfolio? Having read the various posts on this website it would suggest the short…
help please with saving references
Hi moneysavers!! Hoping smeobody can he,p me here as it's always worked in the past. I am currently undertaking a masters and cannot get to grips with saving references to the uni's Reworks account which is free as at least 50% oof the time I can't login thru the uni website due to probls!! My servisor used Endote and…
Recently unemployed and not claiming benefits. SLC requesting bank statements.
Hopefully this is the right place to ask! I am 24 years old, unemployed since October and looking for work since. I have chosen not to claim any benefits as of yet as I do not have a lot of costs due to living at home and hope to find another job ASAP. The Student Loans Company have written to me stating they are aware I…
Student Loans Company and "ordinarily resident".
Hi all, This is my first post here but I am a long time lurker. I would be eternally grateful if somebody knowledgeable could answer a question I have in regard to the definition of "ordinarily resident" in the UK - specifically the definition applied by the Student Loans Company. I'm a British Citizen, however, I have…
Course Fees
Hello, I got to Year 2 on a course before leaving and have since started a HND, SFE gave me a gift year and a year of special considerations to fund this. I now have the opportunity to do a year at uni to top my HND up to a degree. SFE definitely won't pay the course fees but they will pay me a little maintenance. So I…
Help needing regarding CPR fusing please
Hi, Just wondering if anyone could provide me with some advice. I previously studied on teacher training and I am now in my third year of my degree. I am having to suspend my studies due to medical reasons, I have longterm generalised anxiety disorder, I have managed through my previous years, however this year my daughter…
How much rent can I afford?
Hi all, Long time reader, first time poster. I've managed to stay with my parents through university, paying a small rent after I got a part time job, so I've done well so far to save my money for a mortgage deposit. This year I will graduate, get a full time job (contract already signed) and will be moving out with my…
Student credit card
Hi, I have been looking into getting a credit card just to boost my credit rating but have been unsure on how to go about it or which to get. I currently have a student account with HSBC and another account with lloyds. The student account with HSBC however i have wanted to get rid of and potentially switch the student to…
Master / PhD course - taxed?
HI there, My husband runs a private business as a self employed psychotherapist and has been enrolled in Master/PhD course this year. He is paying a great deal of money as a self financing student. He can usually claim back expenses on workshops conferences etc I think he can claim back the tuition fees for this course too…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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