We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the
Community Noticeboard for more info. Thank you for your patience.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Student MoneySaving
Archives for August 2016
Discussion List
Overseas student?
Looking for some advice for my niece. She lives in USA and is English, she has dual nationality. How is she viewed if she wants to study at an English university? Is she charged as an overseas student? How do the qualifications compare? She will have done a 2 year associate degree at a community college. and is 19 atm. Any…
Is my repayment threshold frozen if graduated in Summer 2015?
I began university in 2012 (first year of £9,000 fees) and graduated in the Summer of 2015. I know that in November 2015 the government backtracked on its promise that, from April 2017, the £21,000 repayment threshold would be upped each year in line with average earnings. In the article on MSE it says 'there's no change…
Student Finance - Mature student
I have signed up at college as a mature student and at college a lady helped me sort finance out. She said I will get my course fee's paid and maintenance grant and adult dependance grant. I will be doing full time study and work and live with my husband who works. We have a rough income of 38000 a year. We have 1…
Advice on maintainance loan
Hi im 36, mother of 4 (all under 11). I live with my partner of 19yr. He earned £34g before tax last yr. Im about to start a found degree in sept. I applied for fees and maint-loan. Partner did all that was requested online by SFEngland. I received an email today to say i will be getting £3821 (in 3 sep payments). Its a…
Draconion Deed of Guarantee
My Daughter is about to start university. She will be sharing a rented house with 3 others. I have been asked by the landlords agent to sign a deed of guarantee with unlimited liability (for unpaid rent, damage and any breech of the million gotchas in the AST) for not only my daughters rent but those of the other 3. Is…
Student Loans Company errors
Hi all Apologies if this has been covered elsewhere. I am due to pay my student loan off within the next 18 months or so. A few months ago I called the Student Loans Company to enquire about moving on to a direct debit repayment and while I was on the phone I asked to confirm my repayment records. I don't have all my…
Debts and Mature Nursing Degree?????
Hi, Wonder if you can offer me some advice. I'm 34, work in the hospital as admin (full time band 2 18750 per year) and hoping to do an access course funded through work and then hopefully a degree in radiography. I have around 12K of debts over 2 credit cards and I'm working on getting this down. I live with my partner…
NUS discount in Apple Stores
Hi, Is it possible to get the deals promoted on Apple's website on purchases made in person in store with an NUS Card? Thanks in advance
MA loan and registration communication failure
:money:Hi Martin/All, This is my first nubbie post and find myself in dire straights, again! Although I have been successful with my applications for both my course and full slc MA funding (which has been pre-scheduled as 4 payments over 2yrs with the first payment to be paid into my bank account on 1st October,) for my MA…
Paying off a credit card bill using overdraft
So I've been blissfully living in the land of those unaware of what a credit rating is. Having recently spoken to my bank, it's come to my attention that my score is likely to be super bad. I've been told that getting a student credit card and paying it off regularly can improve that. However, given the current…
Confirm your email address to Create Threads and Reply
MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
