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Student MoneySaving

Archives for March 2015

Scholarships on the rise
In the last year we have seen an big increase in the number of scholarships at The Scholarship Hub being offered by companies, not only from the UK but from overseas too, which are open to UK students. Most universities offer scholarships, but they are generally linked to one particular university but this new breed of…
NIGHTMARE! Apparently I owe SLC because they couldn't FIND ME!
Got a whopper of a bill from advantis credit today, on behalf of student loans company. Apparently they I owe them £1000 because they couldn't find me! Since I left my course I have always been employed with my details registered with HMRC (always update my address and contact details) or on benefits, and on the electoral…
Student Loan for 2nd Degree - 30 years later?
I did a BA Hons degree back in 1985-88, when I was 18. This was funded by a grant as I was from a single parent family. I would love to do another, more useful degree to improve my earning capacity, but it appears, as I have already done a funded degree, albeit thirty years ago, I am not eligible for a student loan. Please…
Student loans for postgrads: have your say
The government is looking to lend first time postgraduates in England, if aged under 30, up to £10,000 to study for a masters from 2016. Research students may be able to borrow up to £25,000. The loan will be charged interest at RPI plus 3% and repaid at 9% of salary above £21,000, as per the current undergrad system. Tell…
Help with AS Revision
I posted this in Families - but was pointed to this Student Board, can anyone help please? Can anyone help me in how to revise? It's been almost 30 years since I was at school, so I am not even sure we did revision then...... My DD has her AS exams this year and is trying to revise. She sailed through he GCSEs without…
paid student loan this financial yr but now under threshold - can it be claimed back?
Hello, My sister was telling me about her annoyance that she has ended up paying between £300-£400 to student loans due to some work she did prior to Christmas. This was contracting work and she was paid weekly - so ended up paying in region of £70 per week to student loan via PAYE. The work then stopped and she is just…
Claiming Jobseekers allowance during summer holidays?
Hi there I'm a full time (mature) student and between next instalment of student loan money in April and the following payment comes at start of new term end of September, going to really struggle. I do have a part-time job but only for 9 hours per week. Is it possible to claim jobseekers allowance between when Uni…
Student finance - less in second year despite reduction in household income?
DD currently in 1st year, applied for student finance this time last year and was awarded a loan and grant due to household income which was based on both my and my husband's income. The total she received was several hundred pounds more than we were expecting based on on-line calculator. She has recently re-applied for…
Post Graduate Level 7 vs Masters Degree
Hi Bit silly question, but is there any difference between the above ? I am due for a course in September and was looking same course is offered at Westminister at Master degree 2 year part time. And same course and duration at my local college in partnership with a known university. On their info page it says, since this…
Change of circumstances?
Hi My DS is in 3rd year of uni and our financial situation has changed in that I separated from his dad before Christmas. is there any point in applying to student finace for extra help for the 2 terms left?
HELP!! £50/40 required urgently.
Hi all, I am a student in Manchester and, my girlfriend and I have booked to see Morrissey in Belfast (her hometown) on Tuesday night. She is already there, I am supposed to be going over tomorrow or the day after, however, I haven't booked my flight out yet because bills/rent ect. drained my monthly wages and I had been…
Should this calculation be used for part time students?
Note: THIS IS ONLY FOR PEOPLE WANTING TO GO FROM PART TIME TO FULL TIME STUDY. However, if this doesn't apply to you I would still appreciate your opinion. I just don't want to panic anybody unnecessarily. As I'm sure you all know SFE use the calculation: (Length of new course + 1) - (years already spent in higher…
Postgraduate study.
Hi. I am just coming to the end of my degree and am looking at continuing my studies with a Msc Psychology. I have seen a few options to apply for funding but only if attending full-time. I haven't ruled this out completely, however, my preference would be to complete the course part-time over two years. The fees are £5700…
Student Grant - Can parent's inheritance affect the value
Hi all Can parent's inheritance affect their child's student grant value? Whether it is property or cash(inherited) or it is the future income earn from the inheritance? Thanks for the advance help
forced to repay student grant
Hi folks, Sorry if it looks similar to other threads, but every situation is different. I have problem with supplementary student grant (few thousands), received in 2009-2010. Back then I was EU migrant worker and a full time university student. I was advised to apply for supplementary grant to help with living costs which…
No intention of paying back the loan.
I know someone who graduated about 5 years ago but has not had much luck with a descent job and now he has no intention of paying back the loan. His parents are worried and they asked if they could settle it, if the amount was reduced. I have no idea how this works, any one with any knowledge, please do suggest what they…
UK student loan for undergraduate degree in America
Please can someone help. Unable to find any information on Martin Lewis site. Our daughter has been awarded a place to study in America but we have received the following email. "After reviewing the documents, we need to see the first year of the tuition and living expenses in liquid funds. Please submit a bank letter or…
Thinking of going back to college, worried about savings
I work in a minimum wage job, but the employer is cutting back on staff and hours and I want to go back to college, Issue is I have £2000 in main bank account and £600 in second so was worried they may turn me down for a bursary if I have savings, I was thinking of taking most of the £2000 and putting it into my 2nd…
Should I pay back my student loan?
I've just had my deferment letter from the student loans company. I'm eligible to defer again as I'm freelance and my income is under the limit, but I could pay it off in full if I wanted... The question is - should I? There are three loans taken out between 94-96, which now totals around 6k and I think has an interest…
Erudio - Child Tax/Child Credit
I have student loans dating back to 1993 and I have deferred every year. SLC were aware of all my income, child tax , child benefit etc but did not take this into consideration when I applied for deferment, Erudio have. I took my complaint to the FO and I have received notification today that Erudio has operated within the…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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