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Student MoneySaving

Archives for August 2013

UCAS 0871 Rip Off Premium Rate Number.
Some useful info in this post from Heinz about how to avoid expensive charges if you have inclusive UK mobile minutes. See: https://forums.moneysavingexpert.com/discussion/comment/62876768#Comment_62876768
Do not need loans to survive but shall I still get them?
Hi, next year I am living at home instead of staying inrented student accommodation. I have a part time job so if I get the loans Ihave applied for, this will go straight into my savings as I won't actuallyneed them to survive. I thought I was being pretty sensible but a friend of mymums have told her that I would be…
New Student : What benefits are there?
Hi all, Firstly please accept my apologies if this is the wrong forum to post this in! I have just become a student, due to start college tomorrow and wondering if someone could advise what benefits I can get from my student card? Current situation - Full mortgage, usual bills on a monthly basis, car/fuel and partner who…
late application for course and student finance
Hope someone can advise. My son was going to take a year out but has now decided to go to uni. He has a interview next week. My question is how long have we got to apply for student finance. Do we apply before he gets on the course or after .
"Lloyds TSB Graduate Account" help!!
Hey guys, hopefully someone here can help me.. My Lloyds TSB Student Account recently got changed without my say-so to a Graduate Account despite me not actually graduating for another 2 years. I did call them as soon as I received the notice a few months ago and told them that I was on a 4 year course and not the…
Anyone familiar with Coventry?
Hi all, My daughter is starting Coventry uni in September. We live in Belfast and have decided that the best way to get her there is to fly and hire a car and then do all the shopping when we get there. I've found an Ikea in Coventry but can anyone recommend an out of town shopping centre that has the likes of Tesco, Dun…
student a/c-railcard or cheap foreign currency?
I am about to open a student account and am looking at the Santander one that offers a railcard for 4 years and also the halifax one. I travel abroad maybe 3 times a year so think the halifax one may be good as they offer the cheapest way to get holiday money when abroad. And the only time really that I use a train is to…
Hope you can help - UCAS
If any board knows on MSE I think it will be this one, even though not exactly money saving My daughter (Year 13 just finished) decided she wanted a year off and so didn't apply for any university places last year. However having had her results this morning which were better than expected she is rethinking. Can she go…
student accounts for bad credit history
i have been like many uneducated people in there teens and completely ruined my credit rating. ive turned 25 and got my educational life back.. im heading to university and now ready to sort out my financial mess with student accounts etc... ( its not really a mess) however im unsure wether to just keep my current account…
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Edit - delete please.
Question about Finance Form
SFE have mucked up my sons original application and we now need to apply again. I naively didn't copy the original form - won't make that mistake again - and can't remember what I put down :o (I was also dealing with finance for Care Home funding for MIL at the same time and it's all blended into one) Last year I worked in…
Issues with student finance England
I'm having issues with student finance England and I'm now very worried (almost certain) that I won't get any money on time. I put my application in in March and all evidence etc was sent by April. I heard nothing from them so started periodically chasing it by June and all through July. I phoned on the 1st of April to be…
setting up a first time student
My son is going to Uni in sept ( self catered ), and has nothing to take with him yet. Together we have saved up about £200, and this will have to cover new bedding, toiletries, kitchen stuff, and basic food for the first few weeks. Where is the best place to buy everything? I have seen special student boxes at ikea,…
UK student studying abroad
My daughter is spending a year at a Swiss university and we are trying to find the best solution for finance. A travel card seems good as she and I can load it with money from UK bank accounts, but a 2.50 charge every time she draws cash out seems steep. Equally, opening a Swiss bank account will incur hefty transfer costs…
status says Blocked
Due to start uni in September had my letter from student finance telling me how much I will be getting in loans & grants all the dates when they will be paid to me so thought every thing was fine , but when I have just logged onto my account the status for tuition loans says "Blocked " I have rang them and they said its…
Extra charges for instalment plan - University tuition
Current Undergrad Uni fees are quoted as £9000 - which other Universities else apart from Birmingham University charge extra (1.1/2%)for paying tuition fees on an instalment plan?
Student living costs
Ok, so I know this is about as wide open a question as it gets, but how much should a student be able to live on. First year, in halls, so don't want to include rent... Would love to hear the advice please?
Student Finance, parents separated. Statutory Declaration, help!
Hi guys, I am in the very late stages of completing my student finance application and need to send in the last few bits. My parents have separated and I need proof of this to supply to Student Finance England, in the form of a Statutory Declaration however due to certain circumstance we are not willing to fork out in…
Student accommoation trap - help!!!
I am a undergraduate student starting at Derby in September. I booked a room and paid a £100 deposit on a room in a private halls. My circumstances have changed so that I can no longer afford to stay in this accommodation and will have to commute. When I emailed the accommodation asking to withdraw from my booking, they…
Social Work Postgrad Scotland - funding
Hi I have been accepted for the postgrad in social work for Stirling University. I am waiting to hear if I have been accepted for a bursary however I am looking into other sources of finance in case I am not nominated. I know there are career development loans but I wondered if anyone knew of anywhere else that I could…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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