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Student MoneySaving

Archives for July 2009

what to expect from 3rd year?
I have just finished doing my HND in Tourism at college, and am going straight into 3rd at uni of International Travel and Tourism Business Management with languages. As i have never been to uni before, and none of my friends or family have been either i have no idea what to expect, especially as i am going straight into…
Question about Student loan for Mature student.
I am looking into going back to University for next year but I'm struggling to find an answer to my question. I started on a foundation degree a few years back and dropped out in the first year, I took a student loan and currently owe approx £4,000. Now I'm looking into doing a Degree in Psychology. But can I still get…
£ help for mature students
Hi, I'm 28 years old and have been offered a place to study at Derby on the Occupational Therapy degree course. The NHS pays my student fees and gives me a bursary fo £2400 a year which discounts me from getting a student loan. I also receive a medical pension from the RAF of £2300 a year as I was medically discharged.…
Help! someone got hold of bank details and has spend 2-3 thousand on my card so skint
A bit of history, I started my uni year last September for 2nd year, a few weeks in had a family crisis where a family member was murdered. I immeadietly moved to stay with family but kept my uni place as had a lot of stuff there and used my student bank account to pay standing order each week and because I was with family…
Undeletable!
As I can't work out how to delete this post, I've made it far more 'interesting'...go nuts... :EasterBun:EasterBun:EasterBun
OU: Don't Know Where To Start
Hello, I'm sorry for my first post being a desperate cry for help but I haven't followed a lot of what I've read because it was so much at once and I'm more than a little confused. There's a lot to take in so I've broken it down into bitesize chunks with the relevant bits together. If you want/need to know anything else…
Student loan/ arts council loan
Hiya all, My elder son wants to get a loan to purchase a new guitar. So off he goes to the music shop and picks the 1 he wants but gets turned down as he has no credit history. He tells me that if he gets a experian report they will point him in the right direction to get the loan. I may be vague on all the details as he…
what the hell is going on?
Hi, Quick facts:* Started teaching course in Sept 08 * Left in March 2009 due to bereavement * Informed SLC/LA immediately by change of circ form * Got April payment for summer term * Phoned immediately, had not received letter, told to send another change of circumstance form * July - rang LA as no request for overpayment…
Another Question About Student Banking
Hey guys, So I've been looking at all the various student accounts and I've made my decision. I think I'm gonna go with Halifax just because it then gives me free overdraft even after my 3 year course. However, the problem is my course doesn't begin untill the end of September and I'm still in the process of looking for…
Retaking Modules/ Year & Student Finance
I am a mature student on the second year of a full-time foundation degree, and have an offer of a place on the third year (full honours degree) once I pass the second year. As some of the regulars may know, I was ill on and off throughout the last academic year (seasonal affective disorder/ anxiety/ insomnia/ mild…
Wrong three times student finance!!
Hi Just had to ask about the situation with my daughter as I have no faith in the customer service @Student Loans. We applied very early on paper and sent all the necessary info which was fine. We had a final assessment about 8 weeks ago but they ahd only offered the Maintenance Grant stating that we hadn't applied for the…
MSE news: Graduate to a better account: the top providers revealed
This is the discussion thread for the following MSE News Story: "Hundreds of thousands of students are graduating this summer and now is the time to choose the best current account. MSE research reveals the top account for university-leavers comes from Lloyds TSB as no other bank offers a higher interest-free graduate…
Borderline Dyslexia
My son struggled through primary and high school especially when it came to putting things down on paper. He could work it all out in his head, and explain anything, but putting it on paper was something he just couldnt manage. He would get his Ps & 9s muddled up along with others, and could write down a mathematical…
Dyslexia Report
My son is at university starting his second year in september ,he has had an assessment for dyslexia ,had the assessment of study needs which recommendations eg computing equipment some one to one support and extra time in exams. He has received the equipment which he is so pleased about to help him with his course but…
Is there any point in me getting a student account?
Hi guys, I'm wondering if there would be any benefit for me of getting a student bank account? I had a false-start at uni 6 years ago and left after about 5 months due to illness, I still have the bank account I had then with the first-year overdraft of just over £1k, I pay off a little each week into it to keep them…
Lloyds Graduate account
I have just noticed that Lloyds are offerings an overdraft of £2000 for anyone who has graduated in the last 3 years. A few questions maybe someone can help me with Some points I should add: I graduated in July 2006 I currently have a £2000 overdraft with Natwest which is currently at £0 Can I still open a Lloyds account…
any info afrodizzia turner prize winner please?
Hiya guys I'm doing a summer art course to help with my degree and am studying Chris Ofili. As art history is all new to me I wonder if anyone knows where the title Afrodizzia comes from. It is his Turner prize winner. I know an African music station has the same name but not whether the art is named after this or the…
Student Loan Repayment Unearned Income
I know that if you have £2000 or more in unearned income you have to declare it to the student loan company. But do you have to declare ISA's interest?
ILEX distance learning....any grants available?
I would really like to do ILEX level 3 (first stage legal executive) course. My local college used to run this course, but now for some reason or another, they are not intending to do it this year. My only way of doing the course would be by distance learning via the ILEX tutorial college. If I was to do this course at…
exam study techniques
Hi everyone.... Ive got to sit an exam in 2 weeks that I missed in the last semester due to breaking my arm, anyways, there is so much material Im struggling. Ive only ever sat 1 exam in my life (English GCSE) when I was 29ish, I never did my gcse's at school ( i was a real truant at the time) therefore I've never really…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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