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Hsbc
Having mega problems with them at the minute, after struggling to live in a maxed out £1500 overdraft this year my nana has very kindly given me my inheritence from my grandpa who passed away last year to help me sort myself out. It was £1000 which means my account is now only -£280 (was paid last Friday.) Im wanting to…
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student tuition fee help
hello i started my hnd in 09/06 my tuition fee was £1200 for year 1 and £1225 for year 2. I have just transferred onto a degree course and have been recently told i will need to pay £3145 for my third year transfer (3rd year entry, uni does not offer top-up). Is this correct as i was under the assumption that i the fees…
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help with improving things for next term...
hi, I have been given a resit year in order to do my third year again as I suffered/continue to suffer with depression and I know Im on my last chance to get my degree done... I dont think I can cope with much more though, my degree is very much about "independant learning" we have some lectures and very few seminars but…
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Graduate loan
Hi In Feb, I go from bring a student to a graduate. I have been studying a nursing degree for the past three years. I have a loan of approx £7k with HSBC at a redicuous rate of 13%. I have a really bad credit rating I think as I have regularly missed payments over the last few years. When I graduate, what would be the best…
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Going abroad for my college education, need suggestions!
Hello all, I have almost completed my studies in India and want to go to US for college studies. This is really raising tensions with me. I have talked to some good resources and they have advised me about the admission process there. I need to know more on this and so any kind of help or information on college admissions…
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Going back to uni for the second time???......
Evenin' all! Ok, so I'll start at the beginning. I'm 25, back living at home with my mum, have a little bit of debt, but debt which is more than manageable for now. I live in Scotland, and am currently applying to go back to uni and do a post-grad in teacher training. Hopefully, I'll be accepted – but the prospect of…
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It is now official I am dyslexic!
At the age of 30, I finally have the results from my assessment and I am dyslexic. I have now filled in the DSA form via the Uni and from what I understand I will be contacted soon with regards to a needs assessment. I was just wondering what type of things I would be offered to support me? Many thanks
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Anyone else just finding it really hard??
Hey, Im in the third year of my degree, but this applies to any students really. I was just wondering if im the only one finding things really hard. Whilst this does certainly apply financially (all maxed out with nowhere to go!) i also mean socially and academically. Basically, i want my degree, and im trying my best but…
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Students and national insurance?
Hello, Was hoping someone could help clarify this for me... Last week I received a letter from HM Revenues and Customs saying that for the tax year 2006-2007 I didnt contribute enough and said my options are paying £370 to them for this year (which I have up to April 2013 to do but it will cost more if I leave it after…
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BBC Three: How to Rob a Bank!! (Student Debt WARNING)
Has anyone seen the BBC Three program "How to Rob a Bank" about Student Debt. Go to BBC iPlayer and watch it, really interesting and eye opening.
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Journal article request pleeease!!
Hi guys, After sharing and getting a few articles on here before can I be cheeky and ask if anyone has access to this article, and could possibly send me it please? It's for an essay. Interventions to prevent HIV/AIDS among adolescents in less developed countries: Are they effective? Magnussen, Lesley International Journal…
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Am I being harsh to my housemate?
Hi Just wanted an opinion off some people here, to kind of keep my own sanity really. Ill tell the story: Since the start of term a housemate has not had his student loan though, but has done nothing in order to try and chase it up until the start of this week. Meanwhile, bills have come in and have lent him the odd few…
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Student Maintenance Loan Overpayment
Hi all. Any advice/support on this one please? This time last year I was in hospital with glandular fever, suffered from post-viral fatigue and was finally forced to leave Uni and suspend my studies for a year (in March of this year) due to general physical illness and severe clinical depression and anxiety. After 6 months…
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Student loans interest rate to fall due to BoE cut
There's some good news for students and graduates with outstanding loans. Although the previous Bank of England interest rate cuts haven't affected the RPI interest rate, a clause in the student loan terms prevents the rate being more than bank base rate plus 1%. The 4 December cut to 2% means that the 3.8% RPI will exceed…
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SAAS payments into wrong account
ok so for the past 4 months my saas loan payments have been going into the wrong bank account every month, they are going into my old student account which i am currently trying to pay off. And my bursary payments are going into the right account! i have phoned them every month since August when i got my first payment,…
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Spanish exams today! yay me
Just thought i would let you all know that i think i done pretty well in my Spanish listening and grammar exams today! yay me! I've been doing Spanish since i was 14, and everyone was tellin me not to worry, i'll do fine etc. But i always panic when it comes to exams! Anyway listening was super easy, think i may have got…
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Talking to my tutor - its so hard
Hello everyone I feel really unsupported. I am currently on my final social work placement and then hopefully qualify as a social worker. At present I am experiencing a lot stress and i also suffer from depression. My tutor knows this but hasn't been at all supportive. Now she has emailed me and wants me phone her- I am…
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HSBC are sending the boys round
Ive had a student account with HSBC since the start of University, I graduated this year and in July they sent me a letter to my home address telling me that my account had been switched to a graduate account (and the progression of my interest free overdraft - should currently be £1500). The next time I hear from them was…
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Term one over...
Hi, Just thought that I would tell the world how its all going lol! I have just finished term one doing social work and its ok. I am not at the loving it stage but its ok. I am finding all the reading quite isolating tho ho hum. 6 projects this term and so far only one make back so I have no idea how I am doing. I have…
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Losing Money on Unused Maintenance Loan (Due to lower Interest Rates)
I got my maintenance loan last year and didn't use any of it so I just put it in a high interest savings account, i planned on doing the same this year but due to the Bank of England helping those without money and screwing over those who were sensible enough to save, I am now losing money... Would it make sense to pay it…
