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&More Credit Card
I have been stoozing for a while and have just had to pay off my egg card after its anniversary offer ended for this year. I have just received an &more card,unfortunately I left applying a bit late and have received it after I had to pay the egg card off. I have just phoned &more and apparently you cant do a sbt to a bank…
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Few Stoozing Questions
I've been thinking about trying this for a while, but have a few questions first, they're probably pretty obvious newbie questions...but I can't find a topped thread eanywhere that explains the basics so here goes. 1. Does stoozing affect your credit rating? 2. What is the average return in % after charges for balance…
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switching cards - limits??
hi y'all toying with the idea of stoozing to use cash build-up for short break/charity donation and applied for 0% card. current card has a limit of £16500 and asked new provider to match it. the answer was 'no', which I found a bit harsh as I'm in the habit of paying balance off at end of month, never exceeded limit and…
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Trying to learn
I keep reading all the posts on here and have read the stoozing guide, trying to understand exactly how it all works. Would love to give it a go, but just don't get the bit about taking out two credit cards and putting all the money on one and then opening a savings account. I didn't think credit cards would just let you…
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Should I Stooze
I have a PO credit card with 4 months left at 0%. It has about £4k on it from an initial balance transfer & my credit limit is £5700. 1) Should I just use the card for spending (is this what a "slow stooze" is?)? Or. 2) Should I get an Egg money card (already have a dormant egg card) and balance transfer the remaining…
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Are Egg guilty of misrepresentation of a 0% APR?
I have been an Egg customer since very soon after they launched. For me, 2006 is the last anniversary 0% Balance Transfer offer according to their terms for customers of my vintage. But because they have applied an uncapped 2.5% "handling fee" this year, the offer is no longer 0% APR, it's 6.1% by my calculation if I…
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has my friend done severe damage to credit rating?
my friend wanted to start stoozing. told her to apply for egg money not egg card. she applied and egg computer would not accept her current account details even though correct. she tried many times and kept hitting submit button. egg computer said they needed her permission for them to search bank account and she clicked…
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10 months 0 interest, full at 5 months
Hello, I have maxed out my credit of 5,500 5 months into the 10 months interest free period (with Sainsburys). Equivalent amount in ISAs. Am I right to now get another card immediately and start from scratch with that, while leaving the 5,500 on the Sainsburys Credit Card and the equivalent amount in my ISAs? Then, to try…
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Nearly at limit
Hi all, Gonna post a question laterabout the best thing to do now I have almost hit my limit of 5,500 (but with about 5 months left on the 10 month deal, with Sainsburys). But, for now, I want to take advantage of an offer on MANSION that a lot of you probably know about, and I need to put £480.00 into my MANSION account…
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egg money
is there anywhere you can get some points or cashback when applying for egg money?
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Confused over egg cards
http://new.egg.com/visitor/0,,3_84106--View_1763,00.html how do you actually stooze using egg card- is the above egg card the correct one?
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lloyds extension offered, accept or not
Morning everyone, Just made a call to Lloyds to close, who then offered me a 6 month ext at 0%, but with a 2 1/2% fee. They will let me transfer 11K approx....The money will sit in a Cahoot savings acc at 4.8. Is there much profit to be made here ? I make it £440 just to transfer the money. Any advice or tips.:confused:…
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Increased credit limit, should I wind it in to help future applications?
Lloyds have kindly written to tell me that they'd like me to spend more of their money for them. It's no use though, the 0% deal ends next month. Should I phone up (got to use saynot0870) and ask them to, instead, reduce the limit to the current outstanding balance? I want to maximise any future credit limits on new cards…
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Egg money as a mule?
Hi, I have just been approved by the Post Office with a fee-free credit limit of 4,400, so I need to find some way to get this money into an interest-earning account. Firstly, can anyone confirm whether this card allows SBTs (to a bank account)? I assume not, but perhaps there is a loophole somewhere. Secondly, and if no…
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Stooz pot savings accounts - time to take a look
As you know the Bank of England increased interest rates by 0.25% on 3rd August. This has now fed through to most savings accounts but not all - some raising rates by 0.15, one as much as 0.4%. For an up to date table which shows who changed their rates when and who hasn't, see the stooz pot savings table. Also an article…
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Unexpected stooze card
I've recently come round to the pleasures of slow stoozing. I do all of my purchasing on a 6 month 0% card. I've used up half of the £3K limit in around 2 months. I need a new card sometime soon, and I was on the phone to the Halifax about my mortgage today when they tried some cross selling on me. Which was fine because…
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think i just messed up
ignore please
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Capital One - 0% 9 month no handling fees
Today I had a Capital One cc junkmail letter through the post. As usual it offered me 9 months 0% BT. But at the bottom it had in bold:- "PS Apply Now for 0% interest on balance transfers and purchases for 9 months and no handling fees!" I've read warnings in the past of carefully hidden charges with Capital One products -…
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need £3-4000 for about 1 month
I am moving and buying a property abroad which financially isn't a problem as I have collated all my savings together to pay for it. However I may be approx £3-4000 short for about 1 month. This is due to waiting for my backdated state pension to be payed to me. ( I delayed it for 12 months by 'banking' it to get extra…
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Making Money from Credit Cards??
Hello Now how is this for a suggestion - is it possible to do? 1) Open a credit card account with 0% on purchases for 6-9 months 2) Lets say the credit limit is £10000 3) Transfer all this into a savings account with a high interest e.g. ICICI (5.15%) 4) You are making 5% on £10K - around £500 over 12 months 5) Open plenty…