need £3-4000 for about 1 month

sallie_2

I am moving and buying a property abroad which financially isn't a problem as I have collated all my savings together to pay for it.
However I may be approx £3-4000 short for about 1 month.
This is due to waiting for my backdated state pension to be payed to me.
( I delayed it for 12 months by 'banking' it to get extra interest)
Is there any way that I can borrow this amount for a short time without paying any interest?

sallie_2

ooooops I meant 'paid' not payed
Switch on brain before typing!!!!

dennyboy

I would apply for a Egg money Credit card (not a normal egg one!) and another credit card say...Mint, then get Mint to transfer 4K onto your Egg Money card, once this has gone through shove the 4K into your bank account. Don't forget you may pay a handling fee could be 2% uncapped on the balance transfer.

Think Martin mentioned this type of transfer in one of his articles somewhere!!
Good luck

Paul_Herring

I'd ask the bank for a temporary (increase of) overdraft, and see if they can drop/lower the interest rate for that period.

PoorDave

sallie wrote:

I am moving and buying a property abroad which financially isn't a problem as I have collated all my savings together to pay for it.
However I may be approx £3-4000 short for about 1 month.
This is due to waiting for my backdated state pension to be payed to me.
( I delayed it for 12 months by 'banking' it to get extra interest)
Is there any way that I can borrow this amount for a short time without paying any interest?

You need egg money card (no other egg card) and another credit card offering fee-free balance transfers. Transfer from the latter to egg, then take cash from there to you bank account.

You should be able to get the second card on a fee-free basis, and not have to pay 2% handling, i reckon.

Assumes you'd get enough of a limit on latter card to cover what you want.

Would all be for the cost of bending your credit rating a bit, no cash