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Small biz MoneySaving

Archives for March 2005

customer has not paid
For the first time in the four years we have been in business we have got a dodgy customer. That is the work has been done and the customer paid a cheque and then cancelled it. When asked why they said although they are happy with the work they are not prepared to pay the full amount of nearly £1000. Their argument is that…
Resources for starting a small business
I'm doing some research on starting a new business and wonder if some of you who already have a small business can help. Where can I find: *ideas for a business, especially if I only want a part-time business in the beginning (one that I can have while I still work full time untill the biz is viable enough to leave my job)…
Stress!! Business Mortgages
My partner and I opened a hairdressing salon last year and rent the property in which we operate. Our Landlord has offered to sell us the property for a heavily discounted price, as his 91 year old father-in-law lives in the flat above the property (which we would also be purchasing) and they want him to stay there for a…
which software?
looking at setting up as a sole trader for ebay and was wondering if any recomendations for (accounting??)software to record everything, cost, sales, profit, fees etc ive got excell so may create one but was looking for other options cheers
small business vehicle question?
hi, i will be purchasing a nearly new van for my small business in the very near future. i will not be vat registered as i dont think i will turn over 58k+ and i will be a sole trader. if i purchased a van for 7k+vat,can anything be claimed back from this as it will be classed as a company asset? can anyone give me an…
Advice for club account
Hi, I'm about to start a Treasurer's Account for my Club. I've looked at the articles and some threads pertaining to NFP accounts, and, apart from the Alliance & Leicester Community Instant Reserve Account, I wonder whether anybody could recommend a good account. There will be something like £120 per month going in, with…
Business Account Finder - compares business accounts online.
Thought this might be useful: "You can shop around to see what savings you could make with alternative banks. Business Moneyfacts magazine has launched a tool on its website to help you do exactly that. The Business Account Finder lets you compare up-to-date charges from all the major British banks and building societies…
cancer research race for life
hi, this year i an doing the race for life in aid of cancer research. iam with the rosemary conley-bedford team and will be joining in on the 17th of july 05. the problem is as it is for a cause i hold close to my heart, i want to raise as much money for them as i can. i was hoping people could help me to think of…
Accountant - Worcester
Hi. I am in the process of setting up a small business as a sole trader developing usable websites for local business and community projects. I wondered if anyone knows of a good accountant in Worcester? I don't want to travel to Brum to find one even though I have a recommendation as the time and hassle of that is not…
The Business Box - useful for new businesses?
Please note that I know nothing about this scheme, but I spotted it in the local paper and thought it might be of interest to those starting new businesses. It's called The Business Box, and for £3000 you get a computer (with software!) and laser printer, online computer courses, and consultancy. Plus internet and website…
Mobiles Phones for Charity
Can anyone give me information about donating our old company mobile phones to a charity?
SB. Public Liability and what else? Confused!
My boyfriend is in partnership and they are builders who do all sorts of building work, I understand that they must have Public Liability insurance but what else do they need? There turnover is not great and they do not employ anyone else nor do they intend to in the near future. Any advice or websites would be greatly…
SB Printer -asset or expense?
Hi all, Does ayone know if a printer/fax/copier bought for business use at a cost of £300 will go in the books as an expense or an asset? I am really not sure where to enter this.If its an asset then can you claim capital allowance on it? Hope someone can help!!!!
Getting freebies for a charity event
OK, I've posted this on another forum, but I thought I'd give it a shot here and see if any of you money savers could help ... Since I wrote that post on another forum, we've sent emails to numerous companies asking if they could donate something and all of them have either not been replied to at all ( :mad: ) or we've had…
sole trader bank account query?
hi, i am starting a small business in the very near future(sole trader). and have a quick question. can i open a sole trader business account now in my company name?even though i have not yet started trading? just want to get everything right before i start. thanks in advance. m
please help the air ambulance fly again
Hi all, anyone who reads the Northumberland Gazette will know this already, the great north air ambulance has been grounded due to a cash crisis. This could potentially be disastrous especially for the smaller out of the way communities, they have a lottery at 50p a week, its only pennies but really could save lives please…
Make Money Selling Your Designs On T Shirts
http://www.cafepress.com This is an American site that lets you put your designs onto T Shirts and other goods to sell. It costs nothing for you to set up. They set a base price for a product, then you choose an amount above this to sell it for. You get the profit. Eg T shirt base price $11.99, sell it for 15.99, you get…
Cheap Market Research Any ideas?
Can anyone help Im just in the process of setting up my business, and need to do a little more market research, before I go ahead with it. I have to interview at least 1000 women. There are only 10 short questions I need answers to. I could stand outside in the town centre but since I currently work full time that would…
Tax Return Aggghhh im not trading yet.
Help someone out there. I registered my company (Shoe Lagoon) to preserve its pretty name and since then (November) my business has done nothing. Not made any money, has no employees other than me the director, nothing. Im really just researching it. So in theroy now I have been sent a tax return which must be filed by the…
SB: tax/dividends question
If you are income is 40% tax bracket. I believe you only pay 19% tax on profits through a ltd company. But then when you take this profit out of the company in the form of a dividend. Do you also pay tax with dividends of the profit? So is there any tax benefit then of setting up a company, if you get charged tax on…

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Small biz MoneySaving

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