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Bank account removed from recommended list
just opened Investec one year fixed rate saver - have now seen it has been taken off MSE’s recommended list....should I be concerned?
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iShares World Minimum Volatility ETF misleading?
Just noticed a new ETF popping into the Freetrade list of available funds; iShares Edge MSCI World Minimum Volatility UCITS ETF I did a quick Trustnet chart compare with the HSBC Global Strategy Dynamic multi asset fund (which isn't designed to be as safe or less volatile than their other GS funds). The HSBC fund both…
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The Budget and investments
Will the chancellor change CGT paid on selling ISA investments ?It has been suggested that ALL share sales should be taxed at income tax rates - could this affect, previously tax free ISA's as well ?
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Have I worked these differences between Vanguard and IWeb correctly?
For an S&S ISA with Vanguard and a pot of 100k the platform charge would be 0.15% = £150 per year. The same pot in IWeb would be £100 platform fee and if you did 10 trades per year at £5 each = £150 per year. I understand on Vanguard you can pay for trades but there is also the free option so just comparing based on only…
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Recommended free online portfolio tracker
Hi, I am looking for a recommendation please. i have a modest portfolio with freetrade and I want to use a free online tracker for information and tracking. I’ve been guided to simply Wall Street, morning star and yahoo finance. What would people here recommend, if any ? thanks.
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Transferring car ownership. Gift tax?
My mum has decided she no longer wants to drive as she is now too old, so, she says I can have her car. I'm a named driver on the car insurance and I don't own a car of my own as my mum lives two doors down from me so I've had the use of the car pretty much whenever I've wanted to use it. Online valuations put the car at…
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Problems with Asda mobile
I have a pay as you go sim Asda Mobile (run by Vodafone) I usually add £5 credit and it lasts me months. I never go on the internet via my phone. I only use it for texts and the odd phone call. On 13th of July my credit of £3.89 disappeared. When I contacted Asda mobile they told me there had been 2 outages, 1 at 3 30 am…
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Any tips on what to do with my capital?
All, I'm looking for some ideas and guidance which I can research on how to manage my money going forward has we move into a post pandemic world. My situation is as follows 35 yrs old Joint income c140k p/y - I am the breadwinner, and my wife is soon leaving work to go on maternity so this will drop to around 115k y/r…
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Cryptocurrency Vs Stocks and Shares - LOW BUDGET
Hello all I would like to get all Of your personal opinions on Stocks and Shares Vs cryptocurrency. I am looking to start investing (Obviously after I do a LOT of research) in either but I don’t know which would be best for me ; I know before you say, only I can chose which is best for me but I would just like advice. I…
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Moneyfacts site down
The Moneyfacts site has been down for a couple of days. A good alternative for the best savings rates is This is Money. https://www.thisismoney.co.uk/money/article-1583859/Best-savings-rates-General-savings-Internet-branch.html
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Growth and Value
Many threads have commented on how growth has outperformed
value during the last decade, and this Pensioncraft video shows how that patterns goes against
historic trends. It seems to me that for the move to growth to be sustainable,
there would need to be a sustainable pattern of a smallish number of companies growing…
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Halifax Share Dealing
Halifax Share Dealing have restricted my account until I provide authorized original bank statements from my HSBC current account. HSBC will not provide this service and state that Halifax have no right to ask for them. Do these statements come under Data Protection?
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The 'rounding-up' of shares
I recently purchased shares in a company using Jarvis X-O. When seeing the portfolio valuation, I noticed that the book cost was minus £500 approximately from the amount of money that I had actually put in for this purchase. I then noticed that I had exactly 5 shares in this company, when really with the amount of money I…
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Tracking down unknown accounts as a LPoA Attorney or Deputy
If your are an Attorney or a Deputy, is there any mechanism for you to track down your relative's bank and savings accounts, if their own documentation is not in order? (You will probably be able to find their main/cheque book account, but I am thinking of other savings accounts that they may not have kept documentation…
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DC pension options after taking lump sum
I have a small DC pension (under 30K) which I have already taken the tax free lump sum. I’m assuming the remaining funds now not have any tax benefits. I will pay 20% tax on the remaining funds, would it now be more prudent to withdrawn the remaining amount and use my remaining ISA allowance? I don’t intend to use the…
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getting ETFs / funds tax reporting information
Hi everyone, I am new to investing. I am planning to invest on ETFs but I am not sure how complex it would be for tax reporting. I am self-employed via limited company so I already cap the dividends allowance. An accountant prepares my self-assessment. Also I am already using ISA and SIPP. I still have approx. 100K in GBP…
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Does Anyone use a good iOS iPhone Reciept Scanner?
I hope this is the right forum, regarding Tax, but can anyone recommend a good iOS Receipts scanner for iPhone ? I use Google Drive more and more, especially Google Sheets as an alternative to Microsoft Excel. I also have an iPhone 11 on iOS 15.0.2 software. As its coming to Tax return time, I am just changing the way I…
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L&G investments transfer move to Fidelity disaster!
My L&G account was closed with a final statement weeks ago but I haven't heard anything from Fidelity. I'm thinking it might have got lost in the mail. Have others received info from Fidelity? EDIT: I spiced up the title, cos 2021. I'm also contacting Rip Off Britain to see if this is a wider issue. Not happy that I've…
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Cryptocurrency
Hi guys, Completely new to Crypocurrency and know absolutely 0 about it. Only started researching yesterday as I plan to eventually put some investment into it- obviously starting off with small amounts !!!! What’s the best app to use? I feel as though at the minute I’m leaving towards Crypto.com; but obviously I know it’s…
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NS&I Green Savings Bond goes on sale but it only pays 0.65% AER fixed over three years
The Treasury has launched a new Green Savings Bond that will be welcome news for those wanting to support green projects but the bond only pays interest of 0.65% a year, which is far below the top-paying three-year fixed savings deals. MoneySavingExpert.com founder Martin Lewis has branded the rate "pants"... Read the full…