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Withdrawing money from an ISA
I have a stocks and shares ISA managed by a financial advisor, I've had it for years and always been happy with the service provided. I emailed this week to request a withdrawal, paperwork completed on line and then had a further email from the secretary asking what I wanted the money for so she could note it on my file.…
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Problems transferring money to Raisin Account
Hi has anyone else had issues trying to get money transferred from HSBC to their Raisin Account......Sent £1 when HSBC said didn't recognise the account initially this week and after it went through tried to send larger sum only to have their fraud team block it.....spoke to them who went through my banking history and…
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S&S ISA transfers - in specie or cash? Involves Vanguard/ii/Wealthsimple/Nutmeg/Open-money/AJ Bell
Hi Apologies for complexity of heading but I am planning to do the following: - transfer 4x JISA from Wealthsimple to Interactive Investor* - transfer 1x SIPP from Wealthsimple to Vanguard - transfer 1x LISA from Nutmeg to AJ Bell - transfer 1x £160k ISA from Open-money to Wealthsimple with a view to then transferring this…
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What to do with the money 18yo daughter
My daughter turns 18 next month and her Junior Cash ISA matures. She is in full time education (and we hope she will get to uni next year) so thinking long term savings. She works part time hours and this is below any tax threshold. I've done some reading but wondered how best to continue her savings. I think she plans to…
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atom bank
im thinking of putting just over 70k into a 1 years fixed with atom...before i do has anybody had any issues with atom or is it a safe bet ?
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Portfolio Critique Help
Hi I posted my portfolio on here a while back and general consensus was to get rid off it and start again. Had some time to look and research and wanted views from you experienced people of new PF. Some background information about me late 40's living with fiancee, renting my property out which pays a small income only 6k…
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Storing money whilst we wait for home improvements to start
I've just changed mortgage deals and this week should be receiving additional funds which will be used for a house extension. This isn't due to start until around March or April next year. Is there anywhere I can stick the funds other than in my bank account so that it will accrue some interest? It obviously needs to be…
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First Direct Leaving £100
How do I get £100 for leaving First Direct ?
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Easyjet Rights Issue in LISA
I have a LISA and a very small amount of EasyJet shares in my LISA account. I have all my cash in my LISA invested apart form a £52 from a dividend pay-out. I don't have a linked general account so I can only use the cash/investments to buy the EasyJet shares on offer. I have already maxed out the cash input for this year.…
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Evergrande. Here's hoping CCP will step in.
I normally look at Chinese businesses and think, yes, it is a good business. I hope that the boss doesn't talk about politics or upset CCP in such a way that CCP steps in to educate the boss. With Evergrande, I am actually hoping that CCP will step in and pick up the pieces otherwise I can see waves spreading around the…
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Include small/midcaps in Japan index fund?
I am finally calling it a day with Lindsell Train Japanese and switching to a Japan index fund. The question is whether to go for Fidelity, which includes about 6.3% in small/midcaps by Morningstar stock style tables, or HSBC (or iShares) which is about 16.5% small/midcaps. I was going to choose the latter to get the…
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Crypto Dabble.
Not sure if I'll see 2 50 uk pounds returned at some point, though have gone ahead with litecoin and Ethereum dabble. Couldn't wait to try PayPal Crypto, and watch both drop in front of my eyes yesterday evening. Plan going forward is to build small deposits, to 2.5k per Ethereum purchase.
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Unit Trusts Pricing
I hope someone can confirm my understanding that unit trust pricing is directly based on the share value of its portfolio e.g. when the value of an individual stock it holds goes up the value of the unit trust goes up according to its weighted holding. If this is correct then do they buy and sell individual shares on a…
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Best account/bank for my savings right now?
Hi all, Looking for advice, have 2 bank accounts (RBS and a Halifax) both standard current accounts. One has around 3k in it, the other 21k. Not moved banks ever and im looking to switch to a new one that is good for interest rates etc. Any recommendations? I'm looking at the Lloyds £100 switch offer but im not sure if…
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Control of Funding Application
Does anyone know if I can ask a solicitor to handle the application for funding from the council for my mum? My brother and I are her Attorneys and beneficiaries of her will so we both have an interest in her property - making it impossible for us to agree on how to use it to fund her care. My brother wants to remain in…
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AJ Bell Complex instrument appropriateness assessment test
Has anyone taken it? I saw it at the bottom of the 'Updated my details' section for the first time today. I haven't been to that page before so I don't know if this is new or has been there for years. Does it show for everyone or does it depend on conditions like size of portfolio and length of being a customer? Does a…
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How is your platform reflecting Daimler shares?
AJ Bell has changed the name of holdings to reflect they are 'provisional shares' and the value is showing as 0. I was expecting to have the sell/trade button disabled for these so was surprised to see the value as zero. Out of interest how are other platforms showing?
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Best bank to put my money
The more I read the more I get confused... If I have 100 grand and looking to get some interest with absolutely no risk what's the best place to keep my money. How much interest could I actually get for 100 grand... As I said I haven't got a clue about any of it. Thanks
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Investment Valuation information - what ARE all these figures and what do they mean?
Good Afternoon all. I have a question. Sorry if it's a rookie one. Take the following funds factsheet... Rathbone Global Opportunities Fund S Acc Portfolio Overview | GB00BH0P2M97 | Fidelity What do all the figures under the "Valuation" heading actually mean or represent?? Price/Earnings Price/Sales Price/Book Price/Cash…
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LifeStrategy for "Wealth Preservation" and SIPP?
Just wanted peoples thoughts on a couple of first world problems please :) I have £135K in an unwrapped GIA currently split around 60/40 between Capital Gearing Trust and Ruffer Investment Company. I think of that money as money I don't intend to touch but which should be pretty instantly redeemable in most situations I…
