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After managing my own investments for 20 years i'm finding it to time consuming doing all the DD.
I have £400000 in a stocks and shares ISA and I'm seriously thinking of transferring the money to do-it-for-me platforms as i find it time consuming/sometimes slightly stressful doing my own due diligence and research. For diversification i am thinking of splitting the money between Vanguard Life strategy, Nutmeg and…
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Nationwide delays
I tried to open a Nationwide account in mid-April. It still isn't open. I'm just getting letters apologising for the delay. We hoped to have completed our investigation into the complaint by now and to be in the position to let you know the outcome. Regrettably, this isn’t the case and we’ve not been able to meet the…
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New to Investing
First Post so quite new to this arena - I have just had 2 monthly savers monthly and so currently sitting in my current account is about 6k which I dont need access to anytime soon. Monthly savers are no longer worth it so I was thinking of dumping this lump sum into an mutli asset fund from doing some research. Has anyone…
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Fundsmith risk and protections
Ignoring the risks of any individual stocks within a portfolio falling in value, or the publicly traded companies going out of business - what specific risks do I have investing in a private company like Fundsmith? As a private company, can Fundsmith themselves go out of business? And if so, what happens to my investments…
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General investment accounts UK domiciled
Hi, I am new in this forum. I was wondering if I could ask for some advice regarding general investment accounts (I have used up my ISA for this year). I have around 20-30k that I would like to invest in some ETF or fund. I already have a Vanguard account so I was thinking about opening a GIA with them and use one of their…
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BoE 'Bail Ins': Investors pay when firms fail.
Any thoughts on this? How might it affect your average investor of a passive tracker?
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30 day rule Vanguard Lifestrategy
If i want to bed & isa funds currently held in Vanguard lifestrategy 60 can I immmediately buy Vanguard lifestrategy 40 or 80,or must i wait 30 days and am i correct in thinking i need to wait 30 days before buyinng VLS60? This will not be until the start of the next financial year,if possible would it be best to sell…
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Skipton withdrawal delay
Yesterday I did not receive the 5 digit telephone passcode to enable a withdrawal to my nominated account from my Skipton online bonus saver 7A account. This has happened before. Anyone else having this problem and is the solution to try again later?
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Investing in Hedge Fund via SIPP
Hi, does anyone have any suggestions for a U.K SIPP provider that allows investing into Hedge Funds please ?
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Regional smaller companies
Instead of holding global smaller companies, I'm thinking of holding regional. What funds/ investment trusts would you recommend for UK Smaller Companies, Japanese Smaller Companies, European Smaller Companies, US Smaller Companies and Asian Smaller Companies-ex Japan? I'm 28 years old and will be investing in a SIPP. What…
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Where To Invest £10K Now ISA Allowances Used Up
Both my wife and my ISA allowances have been used up for this tax year and we're looking for somewhere to invest £10K.I guess the obvious choice is a straightforward (although currently poor interest rate) high interest account.We don't need easy access and are looking to invest for at least 5 years.Ideas/suggestions?Also,…
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How to invest a large amount for a short period
We are selling our family home for £575,000 at the end of this month, but we won't be completing on our new home for probably two or three months (so we have arranged temporary accommodation for ourselves and our furniture, etc.). So we need somewhere to keep our sales proceeds until they are needed. Do I have to set up…
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Advice sought on which share trading platforms support accounts from a trust
Can anyone advise on which share trading platforms allow accounts to be set up in the name of a trust (specifically a personal injury compensation trust)? Several of the platforms I have approached only allow accounts in the name of an individual. The only one i have been able to find which does is Hargreaves Landsdown but…
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Poorly performing investment from Barclays - is there anything that can be done now?
Many years ago (maybe 25) my dad put some money into an investment portfolio with Barclay's private banking arm. He passed away soon after and my mum became the owner. She died 3 years ago, and the value of this portfolio (around 70k) was little different to what it was when it was taken out (it didn't pay out any income).…
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Can I transfer L&G Index trackers to Vanguard?
Hi L&G are no longer going to manage funds for individuals. They have organized with Fidelity to take over but I can transfer to a manager of my choice. I know Vanguard has a limited choice of funds but it wasn't clear on their site if they will manage any other non Vanguard funds. cheerdamole
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What to do with house sale money
We are about to complete on the sale of our home and are renting whilst we find a desirable replacement home. We have a substantially large pot and would like to place it in the safest place possible with the best return possible, but also have reasonably quick access to the funds should we find a property. My wife and I…
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Saving options, help please
Hi guys, I am expecting to complete on the sale of my house soon, where I will have £800K, I would be grateful for any guidance, I am not looking for a long term investment, my priority to have access, and to earn a bit of interest. I already have a cash isa account with Coventry, and current accounts with Santander and…
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Single global fund or diversify?
My pension is currently invested in Fidelity HSBC Islamic Pension Fund - Class 4 and has been for the last couple of years. Previously had a number of different funds, and was chopping and changing, but was advised that as pot was very small should stick to a single global fund until pot reached 100K. Pot is now reaching…
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Nutmeg ‘SRI’ JISA advice
I’m wanting to open a Junior S&S ISA for my 2 year old son and after doing a fair bit of research on available products from the likes of Fidelity, Vanguard, Nutmeg etc. i’m leaning towards one of Nutmegs fully managed ‘Socially Responsible’ JISA’s. At £56 per annum it’s not the cheapest option but seems very easy to…
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New job offer, told to sell shares?
Hi all, I have been offered an entry level job with a financial services company (one of the big 4) and they emailed me after I declared my share ownership in a number of different companies. I was then asked to dispose of shares in several of these companies as they were audit clients of the company, and this seems to be…
