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Premium bonds
I am new to premium bonds and looking for some advice I'm i correct in thinking you can invest £50K in Premium bonds in one investment What sort of yearly returns would you expect? Thanks in advance
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with £280k to invest what would be a sensible strategy?
Hello, my wife and `I decided to sell one of our two buy to lets rentals, reason being it was costing us too much money to maintain, so we are now looking for an alternative, one of which could be investing the capital into our existing multi-fund portfolios both of which are in an ISA tax wrapper. The portfolios mirror…
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Im getting a little worried about Zopa Peer to Peer lending.
They have been sending out emails for ages trying to reassure investors, saying that new investments arent being taken but that matching money to investments (already in the system) is taking a lot longer. Explanation being that they are being more careful of loan acceptance during COVID. But it seems that the number of…
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FSCS - How much of *everyone's* cash can they insure
In the event of an economic meltdown, can the FSCS really cover all of the people it says it can? I heard someone say that in reality it can't even cover 1%. I assume that the Treasury would then step in and have money printed to cover the shortfall?
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Withdrawing money from Aviva with profits S1.
I am looking to withdraw some money from my Aviva Portfolio Bond. No joy with the helpline, as no advice, other than to see an FA, will be given. Heres hoping that someone who is in the know on these things can help. I put 10k in the bond in November 2001 and it is now valued at £23,680 including a final bonus of £6260. I…
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A good SIPP administrator to use with Interactive Brokers UK
Anyone know of a good SIPP administrator that you can use with Interactive Brokers UK - and be classed as a professional investor. My current SIPP provider does not allow me to trade certain US stocks in my SIPP because they don't allow professional investors. Thanks.
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Investments for 16 year old
Good morning My question is two fold if I may: Firstly, we have been saving some of our 16 year old son's child benefit which now amounts to £10k. It's currently in his Halifax account doing nothing and will stop in September. The account is his name but we are trustees as it was set up years ago. Where is best place to…
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What currency is best to buy Crypto Bitcoin's etc in UK
Just wondering what difference it makes if you buy after exchanging sterling to Euros then buy crypto on coinbase pro etc. Probably a daft question but thought I would throw it out there : )
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Immediate Profit Live shown on Dragons Den, any ideas if this is real?
Any ideas if this is real? Sounds to good to be true!!
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Maximising savings 'allowances'
Guys, I'm pondering how to make the most of my yearly 'allowances', cgt and dividends are fairly obvious, however, savings is something I want to explore. I'm not working, so I believe that puts me into that category. I don't understand how dividends interact with it though. For example, if I get 3k in dividends I assume…
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Monthly saving for 10yrs
I recently had a payout on my 10yr sunlife monthly saver that I’m been paying into. I want to start another for my youngest daughter but Sunlife are no more. I’ve looked about but can’t seem to find one similar .. any suggestions please ?
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Children’s savings accounts
Hi All I have 2 daughters 6 and 10 and my youngest doesn’t even have a bank account, life is passing by so quickly and I want to open them both some kind of high interest account and gift it them towards buying a house when old enough. What would be the best course of action, I would have to put more in the eldest account…
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NS&I password reset
has anyone else had problems resetting their password? Both myself and my husband have tried to do this in the last 24 hours and each time the system says the number we have put in on our phone during the automated call is incorrect. We have been exceptionally careful and used the 3 or 4 attempts allowed to input the code…
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VM unit trust as Isa top up alternative
Is setting up small 500 pounds deposit and from 50 per month, a decent alternative to s+s Isa top up. Interested in VM Climate change fund. thanks
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Child Trust Fund - Moved abroad now provider wants to move CTF
We’ve had CTFs for the kids since 2008 and kept them with The Share Centre when we moved abroad in 2011. Now The Share Centre has been taken over the CTFs are being moved to Killik and Co. who seem to charge much more. Can I choose a different CTF provider (with lower charges) or move to a JISA, or do I have to suck it up…
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Tax plan
Hi, I think that the best would be to ask a financial advisor or tax accountant, but I'd like to get an idea on what I may need to pay in terms of taxes. I work in a a company that allowed me to purchase options, they are worth 215k, I'd spend around 32k... Plus, I have 65k worth of shares. If I sell all this year, how…
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What to do about Morrison’s share offer
Wife has shares . Was about to post the forms back accepting 254p when saw the news that bidder had upped offer to 270 and that another bidder has until 2100 on Monday to make a bid . Forms have to be received by 1115 Wed 11 Share price currently above 270 . Can she sell through broker at this price or any suggestions what…
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A little theory ...
We all know, or think we know, or I think we all think we know that over the long term equities always offer the best asset class returns, and for the past hundred or hundreds of years have - again over the long term - beaten inflation. Is there any simple guide or explanation as to why equity values and returns…
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1 yr Fixed Rate Saving Account - ZOPA
I've just seen this account offered on the Savings Champion website & looked at the ZOPA website - which looks fine! That said, I've never heard of this institution before but do have a vague recollection of a Peer to Peer lending site/org with a similar (same?) name that was launched years ago. So my questions are: 1) Is…
