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Hargreaves not responding to stock split
One of my stocks TRCH split around 28th June. Hargreaves Lansdown has not updated my stock to meta materials. 'n/a' next to my stock in my account and no value or price... I sent a message few days ago about it. Not had a reply yet...Guessing they are just busy...?
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Tax on joint stocks and shares account
Both myself and my wife have used our ISA allowance and are considering opening a joint dealing account with AJ Bell. Just wondering how this works with tax on any growth within the funds ( accumulation ) and any dividends. How do we pay tax ? or is it capital gains ? If we pay it, who pays it and how do we do it ? Does…
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Equate plus ( Asda sharesave residue )
Hi! Would anybody please be kind enough to give me help, advice or give any suggestions please .. I have ended my 3 Asda Sharesave plans with Equate plus ( due to new bosses taking over Asda and no longer letting colleagues take part ) I choose to buy and keep my shares and transfer them to a broker account I've had for…
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NS&I Green Savings Bond
£100 - £100,000 for three years Anyone aged 16 or over will be able to put between £100 and £100,000 into Green Savings Bonds from National Savings and Investments (NS&I). Money will be locked in for three years but, significantly, the interest rate has yet to be announced. That, and when the bonds go on sale, will be…
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NKLA
Dear all, Just wondered what members' thoughts were on Nikola. I know about the history reported in the media, and some of the arguments about hydrogen for vehicles/trucks, and I know the opinions seem to have ranged from 'not even worth a microscopic punt' to at best 'speculative wild card', but I just wondered if members…
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MSE site needs to check service levels before promoting
Many of the banks and financial organisations promoted on Martin Lewis' site have awful customer service and woefully inefficient administration. I would suggest the researchers check out some of the customer review sites before featuring financial company's offers on the MSE site and at least make subscribers aware of…
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Polymetal, Fresnillo or Centamin?
I allocate a small percentage (10% max) of my overall portfolio to investing in individual shares. I try to invest when I think the shares are relatively cheap or undervalued. This has worked for me up to now for example with GSK - bought in at around £12.00 and now trading at approx £14.20 plus dividends. The same applies…
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Raisin Fixed Term Accts - Early Termination.
In January I opened and funded two 1yr Fixed Term Accts via Raisin (with Alhi United and QIB respectively). I was happily living in rental accommodation but have recently been served Notice to Quit my rental. Because the rental supply is dry in the area that I live, I will now be buying a house in approx 1.5 months from…
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Saving for a child – advice sought
Hi — My OH and I have decided to open a savings account for our son for his upcoming second birthday (something we meant to do at birth but then pandemic etc. etc.). We're looking at a Junior Cash ISA and the plan is fairly typical in that we're hoping to save a pot for them to use towards university fees or a mortgage…
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Flying car or Tesla?
The company behind AirCar, Klein Vision, says the prototype has taken about two years to develop and cost "less than 2m euros" (£1.7m) in investment. Anton Rajac, an adviser and investor in Klein Vision, said if the company could attract even a small percentage of global airline or taxi sales, it would be hugely…
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IFA Charges
What are people's thoughts on IFA charges of £11k initial charge then 0.75% of portfolio in annual management charges on a circa £1 Million investment? Of course fund manager fees are then on top of this.
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Investengine new DIY portfolios
Hi received an email today that investengine now do DIY portfolios and not all managed. Do-it-yourself investment portfolios are here! From email- We’re delighted to announce that you can now build and manage your own portfolio for free with InvestEngine DIY. Choose your own ETFs, set your portfolio weights the way you…
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New Marcus Bonus Rate
Just for information in case you don't know - Marcus have reintroduced a bonus rate on easy access account of 0.1% for 12 months. Not a lot but puts it up to 0.5%. You have to go online to initialise it. Hope it helps.
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Copying ARK invest portfolio
- What are the negatives of picking stocks from the famous ARK investment portfolio online to invest in? I assume all the hard work of checking business fundamentals has been done by top analysts else they wouldn't be included in the portfolio, together with insider knowledge about the companies listed such as future…
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Stock merger, H&L
Hello I have been holding a stock in an H&L investing account for a company that recently merged with another company (as of 2 days ago today). The stock in my investing account reads 'n/a'. The new post-merger company is now trading with a new ticker and stock price, following a 2:1 stock split. My question is, how long…
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Is it too late to set up a Personal Injury Trust?
Partner received a Personal Injury Compensation payment about 5 years ago. They never opened a Personal Injury Trust as they were not, and did not intend to claim benefits. Circumstances have changed and that is now a possibility in the future due to a new long term medical condition. Is it too late to set up Personal…
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What to do with savings..
Hi, I have £2.5k sat in a TSB savings account doing 'very little'.. I might add £100 or so every month or other month. Can anyone suggest something/somewhere I can get more from it? Thanks.
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MSE News: NS&I to keep paying Premium Bond prizes by cheque following complaints
Premium Bond-holders will be able to continue getting paper prize cheques after NS&I bowed to complaints about plans to axe them. Read the full story: 'NS&I to keep paying Premium Bond prizes by cheque after complaints force U-turn' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Barclays opened a TESSA in my name without my Knowledge
Hi In the 90's I opened a Barclays current account, the following month I noticed a payment from the current account to a TESSA in my name, I queried this with the bank and they said I had a TESSA account, I informed them I had never discussed a TESSA with the staff member who opened my current account, never mind opened…
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Grandparent savings account with control from parents
Am I able to open up a savings account for my grandchild but prevent withdrawals being made by my grandchild's parents? Thank you in advance.
