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Saga Savings down from 0.55% to 0.40% from December 11th
As heading ...
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Revolut stocks and shares help.
Hello. I have been buying stock on the revolut app in US dollars. When I come to sell these, will I have to pay tax on the capital gains? Is there a way once I sell I can put the money once exchanged back to GBP into an isa? I am a newbie to buying stocks but I want to do everything correctly and quite enjoying the…
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Marcus interest reducing 11th Dec
Marcus reducing rate on easy access account from 0.7 to 0.5% from 11th Dec. Predictable but where are people putting their easy access cash now?
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Probate required to get my deceased husband's premium bond money
When someone dies, even leaving a will, NSandI will not pay out if the amount in premium bonds is over £5000 until grant of probate has been given. This can cost at least £700+ I have made inquiries at bank and building society and their amounts requiring probate is well in excess of £5000.
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INRG equivalent
I am looking for a green energy IT/Fund, ideally in £ and acc. I like the look for INRG but it's in $ and dist... Can anyone point me to a large global green erergy fund either £/acc or $/acc.
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NS&I Premium Bonds Prize Draw
I have just opened a Premium Bonds account with NS&I and upon opening, it displayed a message saying "First Prize Draw: January 2021".I thought whichever month you put the money in, you would be in the draw from the next month, in this case, December?
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Saga savings account - rate drop
Transferred money from NS & I Direct Saver yesterday to a Saga account , nominally @ 0.7%. Got an email this morning - rate dropping to 0.55% !!
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Marcus rate reducing, again
0.5% from 11/12. Just had the email. Can't say that surprised, but still annoying (5th reduction this year, incl bonus expiry...?)
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Wealthify SIPP - lost deposit
I set up a Wealthify SIPP on Saturday and deposited £500 by debit card. The payment showed as pending on both the Wealthify dashboard and my bank account. On Monday I checked to see if the funds cleared and it had left my bank account but disappeared from my Wealthify dashboard (no longer even showing as a pending…
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SMT - Legal and General Tech + ?
Hi can anyone give me some advice on my current holdings . Currently holding SMT - Legal and General Tech ( around 5k Each ) within my S&S ISA but looking to add something to diversify it a bit with an additional £15k . Is there another fund / tracker I can add to compliment / off set the " risk " as I know the ones I hold…
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Satellite investments: Real estate, smaller & mid-sized cap
Dear all, Looking to put a small amount into a couple of satellite funds that focus on Real Estate and Mid Cap equity (effectively missing from my core portfolio). Have narrowed things down to the following: Real estate - L&G Global Real Estate Div Index I Acc Mid cap - AXA Framlington UK Mid Cap Z GBP Acc ASI UK Mid-Cap…
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50% premium bonds/50% s+s isa.
I've been debating for a while whether to leave my p/b where they are (not the only one either from what I gather) or draw it out and put it in a s+s isa. I couldn't decide. so what I've done is I drew out half and put it in a high income fund isa. so now at this moment they are both level. It'll be interesting to see over…
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Is my money really safe with AJ Bell Youinvest?
I'm new to UK investment platforms and I would like to open a stocks and shares ISA with AJ Bell Youinvest, but I want to make sure that I give my money to the right company and not to one of those clones out there or an unreliable one. The platform I'm looking at uses the trading name of AJ Bell Youinvest and their…
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Hargreaves Lansdown for day trade share dealing - Anyone use them?
Hi, Just trying out the H&L web portal for *day trade* share
dealing & I've noticed two fairly large 'issues'. 1. The 'real time' price charting actually isn't ... real
time. It's delayed by 15 minutes at least on the charting even with real time
enabled. The displayed buy\sell price might be, but the charting isn't.…
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Is there a reason to keep paper share certificates? and is it easy to change platform with them?
I was helping a relative setup an online account at Equiniti for some shares they have had for a long time just as paper share certificates. While speaking with someone on the platform to help setup the account, I was told that keeping the paper certificates makes it easier to change share platform. I haven't come across…
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Goodbye NS&I
last chunk transferred out (to Coventry - for now - 1.2 var incl. bonus)
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Ripple XRP
I have been considering buying into Ripple XRP - does anyone have any pros or cons they can share please?
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Short term savings
I have just sold a property and now have £100,000 in my bank for about 4 months till I buy another house. Best place to put my money
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BITCOIN
Is investing in Bitcoin really worth it or is it all just a scam ?
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Can someone explain top slicing?
We have just received a letter regarding one of my late mother-in-laws investment policies. It states that due to the size of the gain there may be tax due. They say this can potentially be overcome by “top slicing” but not sure how this works. MIL only had state pension as income, had never worked, and with no investments…
