-
Selling our home and moving into parents empty home for the short term.
We are in the process of selling our home to move into our parents house. Our parents (my in-laws) are moving into their second home by the sea so they can enjoy the first 12 months of their retirement. We will only have to pay the general household bills, gas/electricity etc. The idea being we keep their house safe &…
-
GSK Ex Dividend Date
My husband bought some Glaxo shares this morning at about 9.00am. Today is the ex dividend date. My question is, will he receive the dividend or is too late? I don’t know what the cut off time is to receive the dividend. Does anybody know? Thank you.
-
Fidelity stocks and shares isa charges
Hi everyone, I just want to preface this post by saying I'm in a rather delicate position after escaping a psychologically abusive relationship last year, so please be gentle as I'm very prone to panic and depression. Thanks for your understanding. I recently added a thousand pounds to my stocks and shares isa, now with…
-
Fund/shares price tracker app
Hi all, Have a funds/stock tracker app on my phone (My Stocks Portfolio), but it won't show/track Legal & General Global Technology Index Trust I Class Accumulation Everything else is on (individual shares and funds). Not sure why this is - would appreciate any comments. More generally, I think the above app is pretty…
-
One fund or more
Hi, I am thinking about setting up a stocks and shares isa with the full allowance, am looking at a ethical fund, is it best to have several funds or just one. I understand about risk. Thanksin advance.
-
confirmation of payee
From Santander, my bank, I can do transfers to banks which are not in the confirmation of payee list, but only at my own risk. A bank I was interested in was in MSE and Comparethemarket but it has no confirmation of payee. I didn't opened and account and made a transfer... Any more information about that? Should we stick…
-
Help me splitting the money wisely - Lump sum + regular investing - which platform/fees
Good evening, I am reading this forum on a daily basis but I couldn't get an answer to my questions from other threads. Basically I do have 40k available to invest (I kept them in cash atm as I need to remortgage the house in Feb/Mar 21 - if house goes down in value/crash I have the funds to overpay/go on a lower…
-
Capital gains changes?
https://www.bbc.co.uk/news/business-54908037 Food for thought - perhaps
-
stocks and shares ISA - fund choices
I'm looking for suggestions on funds to invest in long term say 10+ years. I'm using the Cavendish online (Fidelity) platform and the plan is to invest £300 this week, then £100 each month from December. Someone who knows a bit about the topic suggested to me that I could start with these funds below, but I would like to…
-
OTS Capital Gains Tax review
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/934010/Capital_Gains_Tax_stage_1_report_-_Nov_2020_-_web_copy.pdf
-
Instead of NS&I income bonds?
I have £65k that was cash in NS&I income bonds and since the interest rate is about to go from very low to almost nothing later this month I need to invest elsewhere. I have £20k (non-pension) with Moneyfarm invested with 0.6% fees + trading costs. I was thinking about a stocks ISA with Moneyfarm and the rest added to the…
-
Mis-sold investment advice from bank
Advice please on seeking compensation from Barclays Bank's financial advisor/customer investment services. My parents had a Barclays current account. When they received, for them, substantial amounts on retirement, they asked their bank for investment advice. They were not used to having such sums and the "riskiest"…
-
Shareholding of deceased - small estate indemnity fees
Hi, My mother wants to have my late fathers shareholding transferred to her by the registrar. She is not getting probate so they advise to use their small estate declaration and want a £44 admin fee for a countersigned declaration or £85.50 without the countersignature. She has managed to get her bank to stamp and sign as…
-
Tax declaration due to investments
Hi, I need to know how I can declare my capital gains in April 2021. I'm not sure on how I can comfortably and precisely report my earnings to HMRC, I use platforms that provide very few informations and they don't release the amount gained in the report (when I sell stocks), so for the moment it's just up to me to count…
-
Balancing risk, trackers
Seeking some advice from the wise. Apologies for asking the simple questions. I am 57 previously held Indv stocks and shares for years but with little managing by Glasgow firm. These were with reinvested dividends and were inherited. Sold out fortunately before 2008 crash as funds required. Overall barring dividend…
-
Share value
How much on today’s value are Saga share price worth.? Thank you
-
Paragon Bank - have set up a single account, can I set up a joint account from within the login?
Hi, I created a single (fixed rate) account with Paragon and funded it, all good. I want to set up (additionally) a joint 'easy access' account now. While logged in to online banking, it gave me the option to create a new account, but only as single. I can go through the application for a joint account while not logged in,…
-
Overpaying / clearing mortgage before moving?
We've got a house worth roughly £200k, with an outstanding mortgage around £90k. Our medium-to-long term plan has been to move to a 'forever home', which in the location and size we want, would be around £500k. (We can get a mortgage of £300k, we just went conservative for this house, which was our first.) We may be about…
-
Scottish Widows Pension Valuation
I logged into my S&S ISA this morning for a quick nosey and saw a nice increase in the value since the Biden bump and good vaccine news yesterday...I then checked my pension account (Scottish Widows) and it hasn't really moved much at all, even though almost everything is in similar type of global index funds.... made me…
-
Halifax Regular Saver interest if closing early
Apologies if this is a naive question. I've never had to do this before, but I might need to close one of my regular savers before the end of the 12 months. Does anyone know what happens if I close my Halifax Regular Saver early, say after 6 months - do I still get the corresponding interest for the 6 months? The Halifax…
