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Only Page 1 showing
Is anyone else only able to access Page 1 of this thread? Laptop Google Chrome.
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Are you an IFA?
There's lots of discussion of IFAs on here. This is not pro- or anti-IFA, just curious.
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FATCA Dual National (UK USA) no Social Security number
Hi, My Girlfriend who I share a bank account with has received a email asking for her Missing Overseas Tax Identification Number "We need you to provide some information.Our records indicate you may have tax obligations in another country. Under the Foreign Account Tax Compliance Act (FATCA) and the Common Reporting…
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Conspiracy theory or legitimate explanation?
I watched a video by a former Goldman Sachs fund manager who basically says this. The millennial generation are stuck with all time record valuation equity markets, 0% interest rates to make money from bonds / saving accounts, property at all time highs so there's just nowhere for this generation to put their money... And…
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Tax on interest in a joint account
probably a silly question, But would I need to pay tax on interest from money within a joint account? E.g I'm a HRTP so I have a 500 allowance however my partner is BRTP so her allowance is 1000 but we both put all of our money into joint accounts? To confuse things more, I then have my own Marcus account so how do I need…
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Financial Advisors for expats
Good morning - I am a Brit who is currently living overseas in the Middle East. I am looking for recommendations for Financial Adviors who have worked with Expatriates. Unfortunately seems like there’s lots of dodgy IFA out there and experiencing lots of cold calls. Looks for a reputable IFA. Wondering if anyone has any…
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Is the value of a dividend payout effected by the share price?
As a random example if you buy a share for £50 and you get £1 a year dividend then the price of the share drops 50%, does the dividend payout also get reduced to 50%?
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Shrinking investment portfolio
I have investment portfolio with Santander. It’s been increasing nicely over the last 8-9 yrs or so. Current events ive noticed it shrinking so far by around £200-300 over a two-3 week period. My question is do I move the funds & get it all out ? How low can I allow my funds to shrink before taking action! Any advice…
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Clarity about adding money into ISA
We want to open an online account to save money. We cannot our regular amounts in, but only when we have spare cash. We don’t necessarily need access. But would like a fair interest rate ? Are we looking at an isa ? No idea! Any support offered would be great thanks
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Creating a business account for personal use.
There is a business account I have seen available with a high interest rate. I thought that even though I don’t have a business, I could open one to store my savings in. Is this illegal ?
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Principality rate reductions
Heads up just had email from Principality saying online savings accounts issues 1,2 and 3 all having rate reduced by 0.65% from 11th May leaving them at 0.78, 0.73 and 0.63 respectively. Also says in email if have e-saver, Web saver, e-ISA or Web ISA would get separate email, I dont have any of them so cant help with what…
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ISA
Have just merged 2 isa's together. The receiving bank being Virgin. The amount has exceeded the £85000 safety zone. Do I have to be worried? It's a 2 year fixed account with no withdrawals without penalty.
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Savings accounts for grandchildren
I have childrens savings accounts with nationwide for my two grandchildren who live in australia and have just been informed the interest rate is going from 1% to 0.1%. Are there any childrens savings accounts which I could open for my grandchildren. I see there are accounts paying 2.5% and more, but I dont know if…
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Nationwide Building Society. Cheque Payments.
Why is Nationwide BS still issuing cheques to customers who do not have a Nationwide current Account. Surely they have had sufficient time to change their processes and credit customer current accounts direct, thus avoiding unnecessary movement of paper and people during this difficult period of Covid.
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Help to Buy - Nationwide
Hi all My daughter appeared on the Martin Lewis Money show and asked a question about help to buy isas. She is 18, Nationwide was suggested as the best so she opened it up and has a few grand in there and adding £200 a month. She received a letter today saying the rate is going from 2,5 percent to 1 percent. So question…
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Help please.
I need to work out how much my shares were worth on a previous date. If I had 0.47 (fractional share in Walt Disney and baught it on the 25h of march what would my shares worth be on the 29th of march? Bare in mind First I baught 0.32 at a peice of £27.50 then I baught 0.15 at £12.31 Also if I had 0.1 (fractional shares)…
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NS&I Income Bonds - Available Balance
Hello I bought approximately £80k worth of NS&I income bonds on Monday, 20th April, by debit card. However, the funds are currently not counted in the "available" figure in my NS&I account, some four days later. The funds have left my bank account and appear in the "balance" on NS&I - just not as being "available", if that…
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Halifax regular saver
Hi. The halifax regular saver is fixed for 12 months at 2% interest but it doesnt say anywhere the maximum amount I can put in to open it with. Does anyone know?
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Vanguard ETF query from a beginner
As an investing beginner, I have a simple question.If I want to invest in a specific stock using vanguard, do I need to do this via an ETF? I currently have an index fund up and running, but have found a specific stock that I am keen on investing in too. I've looked all over the vanguard site but can't seem to find a way…
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Aston Darby Airport Car Parking Investors Group Legal Action
Im one of many investors in the Aston Darby car park investments in Glasgow and Manchester purchased at £25,000 per space. After countless broken promises by the company us investors are now progressing with a group legal action. Emails and calls to the company are going unanswered and that was before the corona virus…
