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Are you an IFA?
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IFA_or_not
Posts: 5 Forumite

There's lots of discussion of IFAs on here. This is not pro- or anti-IFA, just curious.
Are you an IFA? 57 votes
Yes
17%
10 votes
No
52%
30 votes
No, but I play one on TV
29%
17 votes
Actually, I'm a whole of market restricted advisor, which is what my customers want
0%
0 votes
0
Comments
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Seems a pointless exercise to me - there are certainly some who credibly claim to be IFAs on here, and make no attempt to conceal that (with industry knowledge amply demonstrated), but the vast majority of posters clearly aren't and wouldn't claim to be. Even if respondents were in any way representative (a massive assumption), in what way do you think it would be useful to have a poll that indicated that, say, 10% of voters claimed to be IFAs? Or does the structure of your poll suggest that you believe that there are significant numbers of FAs who post on here while trying to give the impression of being IFAs, and who would be happy to change their habits and be more honest when voting in a poll?1
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Vote yes just for the lolz
4 -
Actually, I'm a whole of market restricted advisor, which is what my customers wantNo consumer "wants" a restricted adviser.The way it is worded sounds a bit leading. Are you going to see follow ups from you suggesting that FAs are better?I wasn't going to respond in the poll but I decided to go boaty mcboatface style.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.3
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Am I allowed to use my newly learned word?3
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There will come a point, as has been the case for many many years that IFA will not be needed. As is the case with retail, people seek advice then go direct for a cheaper deal. Look at the significant reduction in mortgage advisors, most now apply direct after searching on sites like this.1
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When I read a quote stating that £450 will be paid to the IFA for setting up a policy straight away, I literally cringe. Would rather just use Cavendish online, this site or money world to purchase, save £££ on the monthly premium and not have to worry about having paid £10 or something similar extra a month for life to keep the IFA in business.0
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IAMIAM said:There will come a point, as has been the case for many many years that IFA will not be needed. As is the case with retail, people seek advice then go direct for a cheaper deal. Look at the significant reduction in mortgage advisors, most now apply direct after searching on sites like this.2
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dunstonh said:Actually, I'm a whole of market restricted advisor, which is what my customers wantNo consumer "wants" a restricted adviser.The way it is worded sounds a bit leading. Are you going to see follow ups from you suggesting that FAs are better?No, I was aiming for satire of what a restricted advisor might saySo far the majority play an IFA on TV! As a follow-up question, what is (or should be) the title of a drama series about an IFA?My suggestion: "Monkfish, IFA".0
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IFA_or_not said:dunstonh said:Actually, I'm a whole of market restricted advisor, which is what my customers wantNo consumer "wants" a restricted adviser.The way it is worded sounds a bit leading. Are you going to see follow ups from you suggesting that FAs are better?No, I was aiming for satire of what a restricted advisor might saySo far the majority play an IFA on TV! As a follow-up question, what is (or should be) the title of a drama series about an IFA?My suggestion: "Monkfish, IFA".
featuring such stalwart songs as:
IFA was a rich man
IFA sixpence,
. . .and of course that old favourite:
IFA only got ISAs for you.
6 -
Are there many roles for IFAs on TV?
I've done my share of TV, but have never been asked to be an IFA. Most 'professional' I've ever played is a solicitor. And, briefly, an MP (though that's not a profession!). I'm usually the peasant, miner, leper, PoW, rioter, driver, footman etc.
Should I be angling for an IFA role?
Should we campaign for an IFA drama? Or, as d63 says, an IFA comedy?
Or maybe break into the Marvel Universe or DC Comics genres - perhaps starting with IFAman Begins...1
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