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1st ISA attempt, what have I signed up to.
Mser's what have I signed upto when I was browsing what I thought are Stocks+Shares Isa. I have chosen HL Select UK Growth Shares Fund -25 pounds per month. Then I selected hold in Stocks+Share Isa and I think this is a 12 months DD. Am I now at the stage where I hope that fund performs well. If this is not ideal for…
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Regular Savings Accounts: The Best Currently Available List!
The information from the first page of this thread has now moved to a thread maintained by Bridlington1 instead. You can follow this link to find it: The Top Regular Savers Discussion Thread — MoneySavingExpert Forum
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Vested shares in the UK
Hi there, I currently have an online account holding approx 30k of vested shares awarded to me from my previous employer with whom I was made redundant. I know that all shares are in the vested account and can be sold without tax or national insurance but I am trying to find out if their sale would be subject to capital…
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Shares with Benefits
Hi are there any online share accounts where you will receive shareholder benefits such as M&S discount vouchers for holding M&S shares? Thanks.
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Introduction to stock investment
For the first time I'm considering investing my savings into stocks and shares rather than savings accounts. I was wondering if anyone has any advice as to a good 'Stocks and shares 101' introductory guide to the process - for a complete beginner - and what the options are. I couldn't find this on MSE - I'm guessing this…
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Investment on lump sum
hi I would like to invest a lump sum wisely I have a nutmeg investment S&S account which I drip feed into. Would it be a good idea to put some of it in this to take it up to £20K before April. I’m unsure if it is that great with the investment charges. Any thoughts on Nutmeg? I may do a different S&S isa after April e.g.…
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What to do with our inheritance?
My father in law recently passed away and unbeknown to us he had accumulated a large amount of savings. He was a US citizen, my wife is the sole heir and the amount is circa $1.6 million. This is made up of $300,000 of savings and the house sale and the rest is in bonds and shares with Vanguard in the USA, this has now…
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Offset Capital Gains with EIS, SEIS reinvestment
I have a capital gain from disposal of shares and a summary of my situation is below. I'd like to offset the Capital Gains liability by investing into EIS / SEIS schemes and would like to confirm my understanding of how the taxation works is correct. Am also interested in knowing how these deferred CG liabilities transform…
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Wickes/Travis Perkins
What do people think the outcome of Wickes demerging from Travis Perkins would be ? I have shares in the company and want to know if they increase or devalue.
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What to do with 20K?
Hi, first time poster here. We (I'm married), have around 20K from a recent bequest - whch needs to go somewhere to make money. I'm close to 60 with not a lot of a pension pot, an ISA with approx 20K in it and a decent salary, my wife is same age and doesn't work. I'm planning to work at least 5 more years and we will then…
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FEES / DFM
My financial advisor has just advised that i put my 400k of savings in an investment fund managed by a Discretionary fund manager (DFM), due to me already having 2 buy to let properties and being secure in my pension and ISA options. She said that her fee as my IFA is 0.88 and the DFM is another 0.65, so overall will be…
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Share Incentive Plan (SIP)
I retired from work and received shares (partnership, matching and dividend) tax and NI free as I was classed as a good leaver. Does anybody know what happens if I decide to return to work. Will I need to pay the tax and NI on these shares ? None of the shares had been held for 5 years. Thanks in advance for any help.
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Confirmation of my understanding of APS rules?
Hi, I have just recently been granted an APS based on the value of my late husbands cash ISA that was closed last year, hoping someone may be able to confirm my understanding of how an APS (Additional Permitted Subscription) can be used please? --You can be granted a separate APS for each separate provider with whom your…
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Can i import VAT free silver bullion coins?
No doubt been asked before but can i buy silver bullion coins from outside the UK and have them shipped to me without paying any UK vat or is it a total non starter? If it is possible,can anyone recommend a website please?
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Why do Equiniti keep offering to buy my BT shares?
Its a regular thing, a mail shot from Equiniti telling me how much my BT holding is potentially worth and offering a trading service. No one else pesters me like this. Are they just trying to drum up business for their iniquitous trading charges or are they acting on behalf of a third party whos looking to hoover up BT…
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What to do with £10,000?
Hello. I'm a 30 year old woman, married with 2 children. We are in a private rented house, don't drive and have a couple of small debts but nothing drastic. My grandmother passed away last year and I'm about to receive £10,000 from her estate. I don't want to put the full lot on a deposit for a mortgage, my husband and I…
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French dividends against UK dividend allowance instead of withholding tax
Hi all, Got a question regarding holding company shares abroad. So, here's the scenario: I am interested in buying shares in a French company and to hold them not via an ISA/SIPP but directly via their corporate shareholder service. The rationale: to get shareholder perks I need to be on the shareholder register and I…
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ICICI 95 day notice savings dropping rate from 1.6% to 1.4% from mid-June
This has been updated on the ICICI website, and also seems to imply that the new 1.4% applies for all new accounts opened. However, doesn't seem to be reflecting on the Raisin link yet, not sure if they've got an extension on the 1.6% rate. If the Raisin link still honours the 1.6% rate, this could act as a ~3-month bond,…
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What percentage of companies in your equity portfolio are UK listed?
Are you underweight, equal weight, overweight, super heavyweight? This is about underlying companies, so only count investment trusts as 100% if all its holdings are UK listed companies.
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Marcus ...
I opened a Marcus account last summer but havent used it. Yesterday i thought i would start using it. I sent £1 from my first direct current account as a test payment. This is the account registered against my Marcus account. i logged in to Marcus a few hours later and the balance was still zero. i logged on to my first…
