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Bank of Scotland Vantage
First apologies if this topic has been discussed but a search does does not bring it up. I was checking my accounts this morning only to find no interest was added this month. I contacted them by phone to be told that i was in breach of TAC because the mandatory two direct debits had to be to different recipients,like a…
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precious metals query
I've just received an e-mail pushing this outfit. http://www.goldvu.com/buy-physical-gold-and-silver.html I suppose it's a competitor for BullionVault and the like. Does anyone know any more about it? Come to that, would anyone like to comment on BullionVault and its competitors?
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Broker to Hold NASDAQ Stock
I'm just after a bit of advise. My wife has held some shares in a company trading on the AIM for a number of years and has just received a message from her broker that the company is withdrawing trading from this market although the company will retain its listing in the NASDAQ Stock. The broker has stated that they are…
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Investing when living oversead
Hi. I am newly living in France where we have bought a house and have just under £350k in our uk bank account following the sale if our uk home. We also have €100k in euros, over current accounts and a couple of savings accounts. We need access to this in order to renovate our new home here. I would like to do something…
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Good bonds/ bond funds?
First of all thank you to bowl in particular for the idea of using bonds as a launchpad to sieze the opportunity of an equities crash I have read that the average crash is 7 years, I'm not sure that justifies a permanent bond holding, but nows definitely the time I feel. I won't sell what I already hold, but I'll either…
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Structured Product Investments?
Any views? Heard these mentioned on a Financial Advice session recently.
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Stop Losses on Shares
Hi I am hoping to get your advice on the following. I normally don't take account of dividends, but recently I bought a share that is paying approximately a 4% dividend (based on today's closing price). It is going ex-div on Friday. Now, I set stop loss limit orders at approximately 10% below my buying price. My question…
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£40k in an isa
Hi, I've got £40k in an isa and I know just about zero on investments, other than topping it up every year. Is it better to pay in a regular monthly amount to reach the maximum isa allowance or put the maximum isa allowance in at the start of the year? Many thanks ArtySin
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Stocks & Shares ISA
I'm looking to open a Stocks & Shares ISA and as I've no prevous experience, I was looking to get a managed one where I would just choose a profile based on risk, high, medium and low etc... I looked at Virgin as I have a couple of accounts in other areas with them but they charge 1% and it doesn't seem to be managed. They…
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How much will you have saved by the end of the year?
I have just started my new job in the city (August) and quite sad I won't meet my target this year of £9000. If I am disciplined it might reach the £6000 mark. I am saving for a deposit and hope to jump on the London Help to Buy scheme! Anyway, got me curious .. how much do you think you'll have stashed away?
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Quickest current account to open
Hi, me and my wife recently decided that we need to start making our money work for us a little more rather than having it sat in a joint Natwest current account earning under 0.5%. The first thing we've done is switch to a joint HSBC advance current account to take advantage of the £200 offer, we also opened 2 of the…
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Share help please!
New to this board, but hoping someone can offer some sage advice. About 9 years ago, my mum invested some money in a company - recommended by a financial advisor. She was told he was going to be building and selling properties in Spain. She was given a printed share certificate. In the last 9 years she has asked a few…
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The Peoples Trust
Does anybody have any views on this new fund? It seems a decent concept and seems to be being backed by reputable firms.
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Four Pillars Of Investing - Bernstein - DDM confusion
Hi, I'm working my way through William Bernstein's "Four Pillars of Investing" - http://www.efficientfrontier.com/t4poi/t4poi.htm - and am coming unstuck on the DDM calculations. On pg 48, Bernstein talks about how to figure out the present value of something (the Dow in this case) which pays an initial dividend of $140,…
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100K to save
I have 100K to save. I am retired and can live on my pension, with no mortgage or debts and 30K in ISAs. I would like to be able to give tidy house-deposits to my 2 children (mid 20's and financially independent ) when they are ready to buy, but that could be another decade. I am financially risk averse. what do you…
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Savings advice
My daughter who is 19 years old has 1200 to put into a savings account. Im trying to find the best 1 for her. She currently banks with Santander but the savings account im.looking for needs to not neeed regular deposits as the lump sum she has is a 1 off nest egg. I need somewhere that will gain best interest for her. Also…
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Undervalued stocks
Hello Does anyone know of any site that has a reasonably good record for recognising undervalued stocks? I've looked at sharewise in the past but wanted to give the stocks they've highlighted as being undervalued a significant amount of time to see what happens to them. That way I can get some impression of how good the…
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Tesco Internet Saving
I want to open a tesco internet savings account as I have run out of direct debits to set up on interest paying current accounts. Just wondering if you guys can help me with a couple of questions. Can I set up more than one direct debit per month for example on the 1st of the month from Current Account 1 & 1st of the month…
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Share dealing account compensation
Hi there, Is anyone aware of some industry-wide effort to provide compensation to share dealing account holders (or for misselling complex investments) prior to 2011? I recently closed my Halifax account which I had set up since 2009 or so. In the final closure letter I received also a cheque for a little over £1k stating…
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Henderson UK Property Fund
Morning All What is the general consensus on the Hederson Fund ? I am sitting with approx 10% of my portfolio stil invested and unsure if I should should stay in or get out.
