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Investing in Stocks
Thanks a lot!!
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Shawbrook bank??
Hi, I am thinking of taking out a one year fixed bond with Shawbrook bank. I have never heard of this company so I am a bit apprehensive, is it safe to invest with this bank?
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Options trading
Any one here short term trading, currency, commodities etc. I have signed up with one but have absolutely no idea what I am doing. They say people get rich quick or perhaps bankrupt as well. Any hints on currencies movements will help. sebastian.
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Best platform for quick trades...
Hi everyone! I've read that some of the main fund and share platforms (like Hargreaves Lansdown) don't make trades in real time so for example if I place an order to buy a stock at 2pm that order may not go through until the next day or there will be a delay of some sort, in other words, the trade is not instant and you…
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Pro or anti-S&S, funds etc?
Are you pro or anti investing in stocks & shares, indices, funds etc? Do you see it as a strong long-term investment strategy and think the potential advantages outweigh the risks? Do you see this type of investing as preferable to alternative ways to investing large sums of money? If you have such a portfolio, how do you…
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Critique of pension investment choices please
Would appreciate the views of you oh so knowledgeable people on my pension fund choices. I'm 36, planning on retiring ASAP so maybe 20 years unless the goal posts move again. I have about 100K in my pot and pay in circa £1300/month Current investments are structured as follows. Current holdings and monthly investing…
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Government ISA
Afternoon All, I've open a government house buying scheme (ISA) and heard you are not allowed to open another ISA until next tax year...(April) I am wanting to buy and sell shares, but wanted to know are they classed as ISA's if they are my government scheme will be invalid? Thanks
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Best Short Term, Daily Interest Account for £0.5M from House Sale
Hi, We recently sold and vacated our house to end a chain, and wont be moving into our new one for 3-4 months once that chain completes. We are now in a situation where we have ~£500k in HSBC :D earning 0.1% :eek: We are keen to temporarily put it into a different bank to earn some reasonable interest. FSCS covers us up to…
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Paranoid investor
Have been considering a regular income bond From London Capital and Finance. Has anyone used them? They have an FCA registered number and I have checked that out. Feel paranoid these days about so much online and telephone dealings that never sure if it's ok. Any help folks?
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Any advice on savings etc please?
I was hoping someone would have some suggestions of what you would do in my situation: I have 14k of savings in a cash ISA (which I pay £100 minimum into each month) and about 2k in a S&S ISA (which I don't pay into any more) and they are both with the Halifax. The cash ISA is currently 1.05% interest but is going down to…
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Good plan for £44k?
£44k that I want to keep available, potentially for a house purchase at some point. For my wife & I:- 3 TSB Classic + = 5% on £6k 2 Club Lloyds = 4% on £10k 3 BOS = 3% on £15k 4 Tesco Bank = 3% on £12k P2P a/c = £1k + monthly interest from savings a/c's added into this. All the above money could be there for 6 months, but…
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Which is the best regular saver for children?
Hi, I am hoping someone can help me! I already save £100 a month for my son at the Halifax in their young saver account at 3% (or something). I am wanting to open another saving account for my daughter and just wondered if this is still the best one or if there is a better one? I did have the regular saver at 6% but heard…
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Tracker funds, Mutual Funds, ETFs Investments
Hi guys, I'm a newbie to the whole tracker fund, mutual funds sector and just wanted to know if they are worth investing in. And what you should be looking for in them etc. Anyone's help would be greatly appreciated. Thanks.
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A really daft question about my own Savings.
Afternoon lovely people :wave: I think I know the answer to my own savings question but would like other peoples opinions. I have a personal savings account of £4k. It was £5k last year but I did use some of the money to buy tyres for the car (not my car hubby's but I do get equal use of it so a family vehicle). That cost…
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Clean or dirty funds
A long time ago I bought a fund in which you didn't have to pay tax ( a PEP maybe?). I bought it direct from HSBC who have been sending me letters for the last year or so about converting to clean shares. I have just received another letter saying that the fees for clean shares will be more than for the current dirty…
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advice on subscription shares with Standard Life please
Hi, my Stepfather is 88 and has the start of Parkinsons and has Dementia, my mother is 76 and good health, they have asked me to help them with bits and pieces (we do have POA for my Stepfather). I posted a about a week ago trying to decipher my Stepfathers investments/pensions, well after a few calls I have got a little…
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New investor advice needed
Hi, I am looking for some advice regarding investing in shares/funds over the coming year. A little bit of background first, as you can see from my sig I got myself into into a right financial mess through gambling. I have now been off three years and will have cleared my debt by around September time this year. I'll be 33…
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Santander shares
Hi there I am just looking for some thoughts and opinions on Santander shares. I have a very small holding - harking back to the days of the Abbey National sell off I think. I haven't given these much thought until lately and see that the Santander share price seems to be on a steady downward dive. I'm not at all up to…
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Savings?
I have tried searching but no luck! I wanted to know what the best saving account is that isn't easy access? I have an isa in my sons name that isn't that easy to access, but didn't know if one existed for adults? For background: I am entering an iva, so have basic accounts only. Already have an isa. Any money I have in my…
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P2P lending or stocks and share ISA
Hi everyone. I'm 24 years old and working in London, I'm looking for some advice here as for a long time I've been looking into getting a Stocks and Shares ISA, investing in a managed fund. I currently split my savings like this: Short term fast access savings £3k: 50/50 split on Ratesetter Monthly (@ ~3.3%) and Ratesetter…
