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£30,000 to invest for 5 years...
Hi all. My wife and I are soon to get £30,000 inheritance and we are looking at the best way to invest it. We are looking at using this money as a way of putting the biggest possible deposit towards a house in 5 years. We don't want to take massive risks, but we are not risk averse - to an extent. This is probably our last…
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savings advice
Hey I joined mse because i am in need of advice on saving and investments I have recently through inheritance and the sale of my fathers house came into a fairly large some of money that I have no idea what to do with. I have a small amount of debt and will pay that off but I should be left with approximately 1,200,000 I…
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Value of Dividends
This is probably a very stupid question, but I have a few accumulation funds with HL. Is there an easy way to see what dividends I have "accumulated" in the value of the funds ? Thanks Andrew
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Tax on Foreign Shares
Ive never bought on any international markets before but wanted to know how you pay or if you pay any taxes on dividends? Do you have to declare them on a UK tax return? Thanks in advance
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Saving and Investment Options - 17 years Old
Hey Guys, I am 17 years old and live in Australia! At the moment i do a paper run which i get $25 a week for as well as a small part time job which i get $100-$200 a week depending on how many hours i do. I have been doing the paper run for around 8 years now and the money has been going straight into my account since i…
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Robo or VLS?
Asking for a friend. If you were a newbie investor, moderate risk taker, mid 30s, no debts, mortgage on own home sorted, 3 BTLs with BTL mortgage, full-time successful gambler (true even if you won't believe it), wife working full time in civil service, 3 pre-school kids, cash reserves for 24 months, wanting to invest £15K…
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Multiple TSB Savings accounts?
Are you 'allowed' to have more than one savings account with TSB? I have the Classic Plus current account and the Monthly Saver savings account, but the £250 maximum isn't really enough, and because I'm not earning interest on over £2000 in my current account I don't want to have money 'doing nothing'. Would I be able to…
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Takeover of alkane
Alkane energy is to be taken over by Barbican bidco ltd Will Anybody else devulge if they intend to except the 36p offer
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£56,000 lump sum - advice please
Good afternoon, I am shortly to receive a lump sum with pension, and would like to run my plans past you. If anyone can see a flaw or a better way, I'd be grateful for your input. BTW I'm now self employed. This is what I propose to do: The Plan: £5,000 into an instant access acc for emergencies. £15,240 into my existing…
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Account for regular deposits from someone else
Looking for a savings account for someone where I can set up a SO for regular payments into. Not sure if normal regular Savings accounts would be okay or if they expect the holder to pay in. Its for a couple of years and shouldn't be any withdrawals in that time.
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Sharesave and redundancy
Hi everyone Please forgive my ignorance but I'm stuck to know what to do. I was made redundant from my company at the end of August. Prior to that I had been saving into the company sharesave scheme since July 2014, when the option price was £4.03 (20% below the market price at the time). The shares are now worth £3.35.…
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Investment
I currently have a house worth about £140,000 which I no longer have a need of and have no intention of moving back into it again. Would I be best in selling the house (prefered option) and invest the money or rent it out. If I was to sell the house where I be best investing this money. I was looking at about 10 years…
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Sharesave and tax rules
I took redundancy in May and because i left through redundancy i can take my full save as you earn sharesave in november as i have paid in 6 extra payments since i left. I will have paid in out of my own money just over £6000 and at todays price i would get back £15,295 (for selling the shares). Im just wondering where i…
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Halifax Share Dealing v Halifax ISA Investor
I am in the process of transferring my Halifax ISA Investor to Charles Stanley. I have an ISA Investor with Halifax. What is the difference between a Halifax Share Dealing account and an ISA Investor? Apparently the ISA Investor only allows you to invest in the following funds:…
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Which online broker
Hi Guys I have read a bit recently but am buy no means a expert on passive investing and have chosen this as my means of first investment. I have had a read through the online comparison broker guide on monevator.com but am stuck on which would be best to chose I was originally going to pick Charles Stanley Direct but to…
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US Shares trading account
Hi I need to find a UK tgrading account to hold US shares I have received in a divorce settlement. I just want to keep them for now and receive any dividends and then be able to sell them shortly. I have read some other threads and taken a look at the Landsown & Hargreaves Fund and Share Account, but not a clue if this is…
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Regular spending account
There are a number of accounts with reasonable rates for regular savers but I want a regular spending account, i.e. to put in a lump sum (say £20,000) then draw a regular amount from it initially for an eight month period. Has any body any suggestions?
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property or shares
Yes I know am age old debate. But what is the general consensus in teens of retirement planning in say 25 years plus? I know lots go down shares as preferred route But I don't always see why jn terms of return (rather than hassle terms ) So someone has 25k to put 25% on btl. OK there's fees on top and periods of unoccupied…
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Off Sick and No Benefits
Hello Money Saving Experts, I'm wondering if you can help me. I have been in full time employment for 1 year but am off sick due to a long term illness and I have exhausted my Employer Sick Pay and Statutory Sick Pay. My job has been left open for if/when I am able to return, however I am not sure how long I will be off…
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Negative interest rates
What are the implications for savers if the BoE introduces negative interest rates as has been suggested this week? Do I need to consider not having my savings in a bank account?
