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Lump cash savings
I've taken my eye off the ball with my savings and intend to set up a regular saver. It's easy enough to find a suitable bank account for this. However in the meantime I'm gathered a lump sum and wish to transfer it into an account with as reasonable interest as I can muster. Some savings accounts take very little in the…
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Shares in a compant called Worthington
I have inherited a large amount of shares in a Company called Worthington plc however they have been suspended from trading for nearly a year now. I'd just love to cash them in right now - does anyone know if it is possible to trade in suspended shares.
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How long to wait between multiple bank of Scotland applications for classic vantage?
Hi, Have just successfully opened an account online and deposited £5k. Want to open two more given max allowed is three and was wondering for people who have done this before is it best to wait a few days etc between them or can do all on same day one after the other. Not sure if I did the other two today too it may fail…
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Paypal stopping me from adding money via direct debit meaning I won't get my interest
Sorry to post this here but i was unsure where it put it. Like many of you every month I log into PayPal and add funds to my PayPal account via direct debit taken from 4 different bank accounts so that I meet the criteria of 2 direct debits leaving my bank account monthly in order to earn interest. This month I have gone…
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alternatives to woodford equity income
I have quite a big proportion of my portfolio invested in woodford equity income -been looking at a bit of diversification but not sure what - the fundsmith equity income fund has done well but why does a fund that does such little trading charge .99% happy saturday frugal
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Direct Debit Query
I know I've read the answer to this but can't find it I know you can satisfy various DD requirements using a Tesco Internet Saver and an Instant Access Savings Account but can you do it with just 2 Internet Savers? Tesco shouldn't mind as it's from 2 separate accounts and, say, Lloyds should be happy as it's also from 2…
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Money transfer
Hi I need to send my savings investments to my brother in Australia. It is for a sum of £25K. I am not sure where to start? and how these things work? Thank you
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Investing in Funds
Hi, I’ve got approximately £70k to invest which has been sitting in a savings account. I’m not getting much return out of this money by means of self management and I have been recommended to get it professionally managed. I would do it myself but I do not know about finances and markets sufficiently to do so. The company…
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Student Investor (wannabe)
Hello MSE-ers, I'm Ty. Now the pleasantries are done, I'm going to get straight to the point. I'm 19 and currently a (sponsored basically an apprentice) student studying for a HND, as i have a stable income until 2018 I would like to start investing, I've got enough put away to fall back on should something go wrong, and…
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Emergingproperty
http://www.emergingproperty.co.uk/ Does anyone have any views or information about this outfit. My sister has recently been in contact and looking to purchase student accommodation with them and I've told her not to bother unless she wants to lose her money. Personally this sort of thing wouldn't even register a tiny blip…
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Being paid in US dollars in UK Bank account
i, i have gained a new client from the US who wishes to pay me in $'s. I know there will be some costs from the bank to handle this so wondered what the best way to deal with this is? Should i open a currency account with Barclays or try and open a bank account in the US? many thanks
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Rates Held, Shares fall
Yesterday the FT said markets were awaiting the Feds decision on interest rates. Fed decides to hold rates down, which is good for shares, but prices fall. How do you make sense of that?
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5% interest easily obtained?
So I had a look at the TSB Classic PlusPlus account which gives 5% but requires a minimum monthly pay-in of £500. I've just started to get interested in savings accounts so my question is: since withdrawals are permitted, is it correct to be under the impression that you can deposit £500 a month and take it back out…
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DDs to meet bank T&Cs
Please can someone suggest some DDs I can set up, for least/minimal monthly outlay, to meet the T&Cs of Lloyds [and possibly other banks]. [Sorry if this is old hat - I've searched Forum but can't find a thread..] thanks for your help
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30k Parental Gift as a Student
Hi forum, I had a quick look through other threads but I couldn't quite get clarification. So my dad is giving me £30,000 (ish) to put in a savings account in my name, I'm in my last year of uni and we're a low income family and I just wondered whether this will affect my means tested grants and stuff? Also not sure which…
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Which way is best to go - need advice
been really lucky over the last few years and earned and saved some really good dough. managed to buy my dream house outright and have kept my 3 bed semi to rent out, with about £80k left on the mortgage. since buying my house i have managed to save another £100k which i was going to use to buy another house to rent out.…
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savings guarantee limit drops on 1 January
The government have announced that they are dropping the savings guarantee on 1 January. I’m looking around for info, and found the following: 1. “Cash in joint accounts counts as half each, so together you've £170,000 protection 2. If you've an individual account with the same bank, half the joint savings count for your…
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Over 65's
I have a lump sum I want to invest in an high interest easy access A/c. So the money is readily available for a house purchase at short notice. Anyone have any experience of the right account? Thanks.
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Tsb enhance rate drop
Just got a letter saying rate is dropping to 1.5%. This, plus the £5 charge for Santander 123 account is really making me despair.
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Advice on drip feeding
Im currently working full time and in a position where I have more coming in than I have going out this has prompted me to think about investing I have posted here before regarding buying pure sures but I don't know enough about this to really put the money behind it. I have heard of funds which I am assuming a group…
