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Transfer IDR out of Indonesia
Hi, I have recently liquidated an asset and have the cash in an Indonesian bank in IDR. I am being told there is a maximum limit I can transfer to a UK account. Is this true or is it only true if they do the foreign exchange at the Indonesian end to sterling to then make the transfer? Any advice on this and how I might do…
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NS&I Direct Tranfers from existing ISA
With regard to the NS&I Direct ISA which doesn't allow for transfers from other ISAs. Can I just close my existing ISAs and then start again with NS&I Direct?
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Why do these muppets need me to have a chequebook?
One or two savings institutions insist on my having a thing called [FONT="]chequebook before they allow me to open a savings account. I have a current account with Sort Code, Account number, credit and debit card, direct debits, standing orders and everything needed to run a current account in the 21st century. Yet…
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What savings account?
I would like some advice.I have a Santander 123 account with £20000 in and a TSB plus with 2000 .I would like a separate account to save approx £200 a month. I'm starting to get a bit confused as too which would be the best account.It would be for holidays and trips so would need to be able to withdraw when needed.Thanks…
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4 year old with 6k lookung for a home.
Evening, My 4 year old has around 6k to put somewhere. I am considering jisa sands but not clue where to start and have added problem of my job. I work at an asset management company and am classed as having access to sensitive info so I need to get prior clearance for any deals that I do. Only exception is if I cleared to…
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TSB monthly saver standing order help
Hi all I've just opened a TSB Monthly Saver and am finding the internet banking offering rather poor. There was an option on the screen called 'start saving now' once I'd opened the account, which I assumed I'd click on and they'd ask for the standing order amount, but it wasn't clickable and I can't see any way at all to…
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HSBC Regular Saver 6% and 4% together?
I have a HSBC Advance account and so I can get the 6% regular saver which I have opened. Can I also get the bog standard 4% regular saver too? Thanks
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Interest vs dividends
Greetings, can someone explain to me the difference between these two? Interest is simple enough, deposit money, earn interest on that money and now you have more than when you started. Although with dividends I don't think it's quite as simple. Say you invest in a company that has a dividend payout of 4% per year. and you…
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Multiple Halifax Online Tracker Bonds?
Hi Does anyone have more than one of these accounts or know whether you are permitted to open more than one? Thanks
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Capstone Investments / Belgrave Group
Capstone Investments / Belgrave Atlanta / Belgrave Group The above companies are linked as they have been operated by the same people. Michael David O'Brien was a director of The Belgrave Group from 28/4/2009 to July 2013 and is the current director of Capstone Investments. The Belgrave group started out selling USA…
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Most diversified Vanguard fund?
Hi, I'm a big fan of funds such as Fidelity World Index which has incredibly low expenses but also is 100% diversified based on market weighting. I also really like the Vanguard funds, due to the way they're structured and also the low fees. I want to invest directly with Vanguard (don't want everything with just one…
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My monthly saving plan
Hello MSE-ers. I am new to the forums - please be gentle as I am not the most financially savvy. I want to start making some smarter decisions about my savings. I have about £23k in a cash ISA, some of which will be required to pay my tax bill come January. I haven't yet settled my accounts but am working on the basis that…
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Risk scores
Can I ask the familiar question about bond prospects in a slightly different way and in the context of a SIPP? Risk appetite is usually scored on a linear scale of eg 1 (low risk) to 10, with the lowest risk portfolios being largely in cash. But the 3-10 bands traditionally seem to be built up from a high proportion of…
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What shall I do with £300?
I've used up my ISA allowance for this year but have been given some money that I want to save. I'm rather risk averse but keen to hear some suggestions.
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www.x-o.co.uk terms & conditions
I'm looking for a suitable online platform/broker to enable me to trade shares & ETFs (possibly within an ISA that I would transfer into from my old cash ISA). With this in mind, I've been studying the terms & conditions for x-o.co.uk and saw the following:"7.12 Where a transaction involves the sale of securities within…
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Milk price/oil price
So farmers want more for their milk. I would as well, it makes no sense to sell milk at a loss and the inevitable will happen to those that do. So what has oil price got to do with the price of milk? Oil is just a step ahead of milk. A couple of years ago oil was $150/barrel now it's $49 or thereabouts. The Saudis kept the…
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Ledger & Simmons
Martin recently recommended these people for investment but I cannot find any trace of them on his site now? Really odd... http://ledgerandsimmons.com/
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Best option for my children's saving accounts?
I have two children ages 4 and 15. They each have a junior isa in nationwide - which I opened last year (I haven't put any money in these yet this year). My mum is going to put £1500 in each isa for them. They each have 10,000 in a bond, which has matured - it is this money that I don't know what to do with. Do I go with…
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House Deposit in Current Account
I am in the process of buying a property with my girlfriend. We have £31,500 sitting in a joint current account and this is the total value of our deposit. It is likely we'll need to transfer this money to our solicitor in 2-4 weeks. I'm sure there are better places we can put it in the interim where it may make us a few…
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ISA for someone else's baby?
Good Morning! My friend is having her little boy Christened and our group of friends wanted to club together and start a savings account for him. Is this something we can do without her permission as it would be nice for it to be a surprise for them as well? I suspect not but I can't seem to find a hard and fast 'yes or…
