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Sell shares for less than £2
New entrant from Holland offers cheapest prices yet: http://www.telegraph.co.uk/finance/personalfinance/investing/shares/11666509/Cheapest-ever-broker-lets-you-trade-shares-for-under-2.html Interesting... downside is regulated by the European equivalent of the FSCS. If they got a British license they would be unbeatable,…
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Government sale of RBS Shares - good buy??
I am looking at the news that George Osbourne has announced "The government plans to sell its 80% stake in the Royal Bank of Scotland" The government paid 500p a share for the bank, compared with the current price of about 361p What's everyones thoughts? - Good buy or steer clear??? Thanks
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Peter drummond
I have shares that are about to mature in the company I work for the problem is it is a French company and all the dealings are with bnp paris bank which are becoming more and more complicated does anyone know if I will get a share certificate that will allow me to go to a stockbroker to sell them instead of dealing with…
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Trust / Savings Account for Godchild
Hi all, I've just had the honour of being asked to be the godfather of my friend's baby. I'd like to set up some sort of savings account that I can pay into monthly, but not sure what the best option is for this sort of thing - I'd thought it was a trust, but can't really find any info about them for people who aren't…
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Buying RBS shares
Hi guys I am probably going to totally embarrass myself here, I do not have a clue about shares, so apologies in advance if its a stupid question :D But with the government selling off shares in RBS, is it a good idea buying into these shares? They seem pretty low. I am not thinking about or going to buy any, just out of…
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Structured Products
I was talking to my IFA about potential investment opportunities, and he suggested considering structured products. I am only 21 years old, and about to start work in a good job; I should be able to save fairly significantly from the outset. I also already have a good amount of cash (12 months+ living expenses) currently…
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Halifax Children's Regular Saver Account letter
Hi everyone Halifax have sent me a letter asking me to make an appointment in branch to discuss nominating a bank account to transfer the money into. I am certain last year when the account was about to expire Halifax sent a form which they said once completed with a nominated bank accounts details would mean the money…
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Tax efficient investment for higher rate tax payer
Is there any tax-efficient investment other than ISA, premium bonds and pension contributions for higher rate taxpayers?
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Dividend Payment and Selling Shares
Hi all I am not sure this is in the correct forum, apologies if it isn't I am looking for some advice, I have some shares I wish to sell but before I do I want to receive the last dividend payment. The record date was the 22nd of May, the payable date is the 3rd of July. Am I ok to sell the shares before the 3rd and I…
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TSB shares and X-O
I bought 2k's worth of TSB shares through X-O when it IPO'd and when the letter from X-O came through about the take over and the buy back offer (or whatever it's called) I had a quick look on here and it seemed most people thought it a good idea to sell. I had planned on holding them to get the 5% bonus. So I agreed to…
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110k
Hi all I reach 65 this week and I will be getting 130K pension lump sum I plan to save about 110K long term say 2 years initially I dont want to go down the stocks and shares route just want a plain and simple savings account any advice please
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Thoughts on my first 'fund basket'
Hello all, It has taken a few months since I started my Mortgage overpayment or invest for better return thread for me to get more serious about investing. I'm a first timer and have taken the plunge and signed up with Charles Stanley Direct. This was primarily to transfer my 5 year old Son's CTF from another provider into…
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Sell the house and Rent
I have recently come across people who having retired, paid off the mortgage have decided to sell their houses to rent, their reasons being- 1)The ability to move at short notice, have less responsibility for house maintenance and have a large sum to enjoy retirement with. 2) That investing in the stock market will give…
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childrens savings accounts
There are a few childrens savings accounts paying 3% right now. If anyone has young kids why cant we use these accounts to save ? The parent still has full control of the account. Am i missing something ? why has martin never mentioned this?
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Investment income on Self Assessment
Hi, Not sure whether this post should be on the pensions board or this one. I transferred my SIPP and then my old provider has provided details of a HMRC tax reclaim they have received from my old investments. They advised me in Nov 2014, and the reclaim relates to 2012/2013 tax year. The old provider has paid the tax to…
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Advice needed on 60k investment! DIY ISA or IFA?
Want a bit advice on what to invest with 60k cash isa. We are thinking about to transfer then into share and stock ISA, want to know where is the best platform: shall we use IFA to help with investment and management, or DIY ones using platform like Fidelity? Little bit about us: couple in mid 30, with two young children.…
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CF Woodford Fund Income Payment
Does anyone have the CF Woodford Equity Income Fund Income ? I hold this fund on both III and Charles Stanley Direct. Income was paid into my III account last Friday, but no sign of it on C.S.D. Just thought I'd check on here before I get in touch with C.S. in case I'm being a bit dense. :o
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Lump Sum & regular monthly savings
I have a lump sum approx. £42,000 that I want to put into an account so that it accumulates interest. I also want to be be able to add regular amounts of £1,000 - £1,400 pcm to it for the next four an half years until I retire. My plan then is to put it together with my retirement lump sum and buy a house. What's the best…
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RCI Bank 1.5% Instant Access Savings Account
New one for me, ticks all the right boxes. https://www.rcibank.co.uk/ Anyone got experience with this Renault (cars) owned bank ?
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Kent Reliance
Having done some research, I am about to open a bond account with Kent Reliance. The one year account offers 1.85% the two year offers 2.10% and the four year offers 2.35% However all the accounts allow instant access with the loss of 180 days interest. It seems a no brainer to take the four year offer so even if I do need…
