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HSBC InvestDirect Help Needed
Hi, I applied for a HSBC Invest Direct Account last Wednesday, I have heard nothing yet and the account is not showing on Internet Banking, how long does it take to open in everybody's experience ?. I also had when it was Lloyds TSB a Sharedealing account which was closed when the bank went back to Lloyds bank, and I could…
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Just changed from Money Extra to Trustnet
Loaded most of my info yesterday, and it was quite easy, but today I am trying to find and load a with-profis life bond and a distribution bond. Arghh! Not only are the funds hellishly difficult to identify, but the search is so slow, I think the sit's server must be working near -273 deg C. Trustnet seemed quite near MX,…
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E-Saver Account from Santander
could anyone help me? i have around £3,400 in an Every Day Saver Account with Santander which is 1% interest! they sent me a letter informing me that come August it will drop down to 0.50%! could anybody be so kind as to any info on what to do about this? please forgive me, im a newbie on here so i'm not sure if this is…
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A tip I followed: Aberdeen New Dawn
At the start of the new tax year I read an article in the Telegraph where 'expert' analysts recommended a fund to invest in. If the analyst had made a recommendation the previous year then it's performance was mentioned as well. The analyst with the best recommendation the year before (it had gone up by 47%) suggested…
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Broker: Selftrade
Does anyone have any experience of using Selftrade in their latest incarnation? In theory, their pricing structure seems attractive but playing around on their website leaves me less than convinced. Thank you.
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Isa transfer and help to buy isa
Hi all, :) I have some saving in natwest isa which is paying really little interest, compared to others. I planned to move this across to nationwide isa, paying 1.40% interest. And I am looking to get a house at the end of next year and also would like to take advantage of help to buy isa which will be available this…
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Applying for multiple current accounts Santander, TSB, Lloyds etc
Has anyone tried and had any luck in applying for more than the permitted number of sole current accounts for Santander 123, TSB Classic Plus and Club Lloyds? As far as I'm aware you are supposed to be only allowed one sole account for each of these except TSB which allows two. When I opened Santander it was a few weeks…
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Best Savings Account for 'Immediate Access'
Hi I have maxed out the various highest interest paying current accounts like Santander 123, TSB, Lloyds etc and so in terms of other savings that I need to be able to access instantaneously - i.e. get them transferred into one of my current accounts within the hour - the best I can currently find is the online Santander…
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ASDA sharesave scheme
Hi, I haven't posted before so not sure what to do. My Mum bought some ASDA shares in the sharesave scheme when she worked for ASDA in the 1990s, she forgot about them until recently, and decided she would get in touch with ASDA with a view to selling them. (she had 266 shares) she has received a letter today to say they…
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Trust Fund
I need some advice to help my elderly Uncle and Auntie. My Auntie is in a Nursing Home and will never come out, as she has severe Huntington's, my Uncle is 81 and leaving in his own house. About three years ago he made me Power of Attorney of him, unfortunately he is a little confused and thinks this will pass to my Auntie…
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Guess that fund
I have 10 funds. From the start of the new ISA year to now, the performance of them, expressed as a %age up or down from 6th April, has been : -0.6% -6.8% -4.4% -3.1% -4.8% -0.8% -2.4% 1.8% -5.3% -6.5% Can you guess which one is in the black?
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Nationwide ISA consolidation new subscription?
I have had a long standing eISA with Nationwide which I have recently (this financial year); A) Performed a partial transfer out to a Charles Stanley Direct Stocks and Shares ISA B) 'Consolidated' my eISA with Nationwide into a new Flexclusive ISA (Cash) Issue 9 Does the new Flexclusive ISA count as a new ISA subscription…
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Santander 123 Current Account for Savings?
Hi guys, I was wondering whether I could get some advice... I currently have a Santander Everyday Current Account - very basic, no interest, etc - and am looking to set up a savings account. Looking at this site, the Santander 123 Current Account seems perfect because of the interest rate it offers (3% with a balance of…
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Is a Crash Likely (2015-ish)? Should a New Investor Wait a While to See?
As a newcomer to investing I have been reading articles concerning the likelihood of a stock market crash in 2015, and am wondering whether it would be wise to wait to see what happens during the rest of the year. My thoughts are that I could use the rest of the year to continue my reading and learning (which ought to put…
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Best high street savings account for child?
Looking for an account for my daughter to save pocket money and birthday/Christmas gifts, so wondered which was best. We have Santander, Halifax, Yorkshire Bank, Lloyds, Barclays in our high street. Obviously it needs to allow me to sign should she wish to withdraw anything. Has £150 inital deposit. She has two accounts…
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Using cash to set up company to invest in shares
I've just been mulling something over and would like your collective opinion. (Had a beer so bear with me):beer: If you had a sizeable sum to invest would it be worth/is it possible to set up a company, use the cash as equity and declare yourself sole shareholder and then invest the money (ie shares, ITs etc). What do you…
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£150k for income
Did mention a while ago about my ideas for investing for income and was pointed out it maybe wasn`t the best bet. I am only concerned with an annual income. Assuming my wife and I have filled our s and s isas I am wondering the best route. Have allowed for a cash float to fall back on. Current joint income is £24k a year…
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New cheap dealing platform - Degiro
There is a dealing platform which has been operating in other European countries now available in the UK. Their rates look amazing but I don't know much about them so further research is needed. They say that deals cost £1.75 which undercuts most of the competition if not all. It would be great if this started a price war…
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Gold and Silver advice
First off i am not super rich and don't have loads of cash to throw away. Recently i have thinking seriously about buying some gold and silver coins and bars little bits from time to time all done legally from places like bullion by post. I quite fancy buying some silver coins first the likes of 1oz american eagles and…
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About to apply for a Tesco Saving Account
Hello everyone, :) I'm in the process of sorting out our savings and would really appreciate some advice. :A I wish to apply for a Club Lloyds 4% on £4000-£5000 account and need two DDs. I've read that these can be funded from a Tesco Savings account - I need to apply for this now. Are you aware if its a lengthy process…
