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shares
Some years ago I bought shares in a company I worked for, I would now like to sell them,I have no idea how, also the tax payable, any ideas ?
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Investing
With savings up to £30,000, what's your view? Investing or savings account? If investing what sort and how much? Thanks
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Making money from weather forecasting?
If I have a system which enables me to predict periods of good clear sunny weather, well ahead of time (before weather forecasts are available), UK only, with a reasonable level of accuracy, how can I profit from that knowledge? I thought about looking for power gen. firms which primarily generate with solar panels - but I…
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Best place for very short term large amount?
Hi Wonder if I could pick your brains? We've just sold a house that was left to us in a will. We're buying a new place, there is a 2-3 week gap within these two dates (solicitors etc argh!!) :mad: Question is, where is the best place to put a large amount investment (large to us, £300,000 plus) to earn a little for us for…
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Where to save your money - Channel 4
Just a "heads up” for anyone interested in having a look. Tonight (Monday 8th June) at 20:00. Channel 4 - Dispatches - Where to save your money.
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Recently widowed
Hi There I have recently been widowed and im only in my thirties. i have been left with approx £265,000 my mortgage has £77,000 left and only other debt is my car which is on a payment plan and at the moment the settlement figure is more than the car! grrrrrr - roughly £7,000 i live in a small village and i am fed up with…
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Santander cash ISA credit card
Hope someone can assist me here. I have a cash ISA credit card with Santander. Does anyone know if I can just use my card to buy items on my card?? Thank you
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mandatory dematerlialisation
I would be most grateful for any help. After my share certificate went missing in the post, I find myself in a difficult and highly expensive situation (having to get a letter of indemnity countersigned). I put it to the broker who arranges the countersignature that perhaps if I just forgo acces to the shares for ten years…
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Looking for an instant access Savings Account?
Looking for a recommendation. I'm looking for an instant access savings account that pays more than my current 1.5%. I have £20-25k to invest. I know there is a Santander current account and a Lloyds account (x4) though this is more effort and blips on my credit file than I would like. Can anyone recommend an easy to…
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Short term best interest
Morning everyone Having just sold my property, complete on 29 June. Where are the best places to keep £180k and gain some interest whilst I'm looking for a new property? Santander 123 account and M&S look good. I'll be switching my main current account from Barclays, will be mortgage free but obviously will have bills to…
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Help for mum.
My mum has an isa that expires in a couple of weeks. Any advice to re-invest would be appreciated.
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best interest
I find that I can now save £1000 a month which I would like to do for the next several years. I'm with the halifax but feel I need to change. I hear santander is giving 6% ( I think ) on the 1 2 3 accounts but unsure. Anyone know the best place not necessarily santander ?
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Understanding EIS Capital Gain relief
Is anyone able to help me understand how the Capital Gain relief works for EIS investments? Thanks to poor tax planning, I had a capital gain of £32k for 2013/14 and £20k for 2014/15, and anticipate a further capital gain of £10k+ in 2015/16. Clearly I have already paid tax on the gain for 2013/14 and will do so for…
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Paying back savings tax rebate to hmrc.
Registered for gross interest on the 5-4-2015 on a savings account, it was meant for the 2015/16 tax year but did it a day or 2 too soon, and was given a tax rebate for the 2014/15 on savings. The rebate was for £65, do i need a tax certificate from the bank to show to hmrc.
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Woodford Equity Income for Junior ISA?
Any help on this would be greatly appreciated as my head is spinning with all the options and I don't really understand how it all works. My 6 year old son has a CTF which I want to transfer to a s&s ISA, it's current value is around £4000 and I pay 50 per month in. I was looking at transferring to Hargreaves Lansdown and…
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Default Expat - what to do with proceeds from Sale of London property
I'm a UK expat with no plans to return to the UK anytime soon. I've made the decision to sell my London property as the rental yield is fairly low and I don't see myself able to repay the capital anytime soon. The mortgage is 225,000 and the flat is worth around 375,00. I have also purchased a property where I'm currently…
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Correct time to sell Accumulation fund
If you are selling an Accumulation Fund with an underlying Dividend Yield, is there a optimal/sub-optimal time to sell the fund to maximise return? I appreciate that with an Income Fund you have to hold the fund to the Ex-dividend date.
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Empty NatWest ISA
Hi, Opened an ISA for deposit savings with NatWest back in 2012. Once we bought the house, we withdrew deposit and it's sat almost empty since. Fast forward to now. I now in a position following retirement from the Forces to need to open a new ISA somewhere else at a decent rate and deposit some of my pension lump sum.…
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inheritence
hi martin my step daughter who is 13yrs old has recieved inheritence money now we have open the best interest isa how ever as the amount is less then £20,000 we cant put the lump sum in the isa so just wandering where is the best place she can put this then transfer so much to her isa.
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Need to save but confused as to how
I want to make two savings pots: 1. £100 per month for the next 25ish years. I have a good company pension but I can't take it until I'm 68 so I want to save an amount so that I can retire maybe 5 years early and live off it until I can take my actual pension. 2. £500 per month for the next 5-10 years. This is for a house…
