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Any Potential Windfall
I am currently holding small amounts of money (about £200) in accounts with the Barnsley, Chelsea and Norwich and Peterborough Building Societies. This was in the hope of receiving a windfall from either a merger or a conversion many years ago. I realise that all three of these societies are now part of the Yorkshire…
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Investing for school fees question
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Savings plans for someone moving abroad
Hi all, In July I am moving to live in Vietnam for, at least, two years. The advise I have received from the expats who already live there is not to leave our money in a Vietnamese bank (in case the government changes any policies on a whim and we lose out as a result). Part of the problem I am having is trying to make it…
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Current Accounts V ISA?
I have about £10,000 in an ISA that currently earns under 1% this has drooped over the years from around 3%. Tesco now are entering the Current account arena and offering 3% interest on balances of £3000 as long as you pay in £750 per month and TSB doing a similar deal. Is this the time to open several accounts and keep…
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iii Interactive Investor stealth charges?
Interactive Investor appear to have a clever trick to rip off legacy customers who happen to hold shares through them. In July 2012 they introduced a £20 quarterly fee, but they never send invoices or notify clients of the charges. Instead, they quietly deduct the fees from any cash clients have in their account, and then…
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Risk of almost total pension loss
An article on the excellent Monevator blog made the point that the maximum FSA compensation for authorised UK based funds and organisations is £50,000. This applies per person, per institution. This suggests that if you have a SIPP or ISA (or both) and have a substantial amount of investments spread among funds with one…
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Do i need to keep details of spread bets?
other than for personal reference, do i need to keep a record/log of trades made when spread betting? Thanks
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Santander 123 question
Hi all, I currently have a 123 account but am also looking at other regular savings offers. I just need to know to get the 3% in the 123 account do I need to pay in £500 gain each month or can it just be paid and then spent? Thanks,
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Online platform with Euro trading Account
Hi does anyone know if any of the online platforms accept euros from a foreign bank into a euro trading account to buy (Euro) ETF's or funds? i have euros and want to avoid converting them at the moment. paddytt
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tax certificates in post
We have been advised that annual savings statements must be sent through the post by Law, yearly. Went to Bank - they can do nothing. Trouble is, we live in an area with trainee postmen and a multiple occupancy household next door, that frequently come and go. Sometimes post goes to wrong address. Asked whether we could…
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Where to safe £10,000
I already have my isa max and would like to know the best place to put £10,000 to fain the most interest.
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Club Lloyds
I have a Club Lloyds now, but it's empty, I have just put in the required £1500 for June, but I opened the account on 24th May ... I won't be charged £5 for May because it was empty, will I? They surely give you some time to get the first payment into the account.? I have 3 vantage accounts all with direct debits, From…
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I've just opened a TSB Classic Plus account How do I open a second?
.... how do I open another? Is it possible via interent banking (still waiting for activation code) or is it better to do it in branch, or as a completely separate application? Thanks! James
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Where to keep £800,000 cash
In two months time I will have £800,000 in cash from the sale of my house as we will be moving into rented property whilst we look to buy. This may only take three months. Can anyone advise where is the best place to deposit such a large sum allowing instant access and offering a decent interest rate? To ensure my money is…
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Best way/place to save
we are looking at selling our home and downsizing and will probably have around 100k to bank (fab ay) but we need some advice as to the best way to save the money to gain the best interest on it so.
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£25k to invest...hopefully property again....please help
Evening, Looking for some advice please. I have £25k left to invest and dont know what to do with it. I am looking to get into the property development market in the hope of rental income with the view of reselling....problem....I have a joint mortgage with my brother, we both mortgaged the house we are living in...I have…
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Shares gone missing during transfer
Hi, Long time lurker, first time poster here. I wonder if anyone has advice or experience with the following problem. I'm at my wits end and really don't know where to turn. In November 2012 I requested that my UK stocker broker transfer some stock from a US broker I had. I filled out the forms required and left it to the…
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Interest rates may rise this year
http://www.bbc.co.uk/news/business-27825643
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Royal Mail Dividend Re-Investment Plan
Dear All I received my invitation to join the Royal Mail Re-Investment Plan today. I bought the shares at issue at the standard allocation. Is this plan a good one? The minimum deal charge is £1.50. Many thanks for your comments James
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start a new business
i need to know hm revenue documents list to start a business in UK.
