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Bank of scotland Vantage account
As Lloyds have changed their vantage interest rates come July, 1st. I was looking for some other account where i can put my 10K (from 2 vantage account) and came across bank of scotland vantage account. It states, I need to pay 1000£/month (no DD required) and this will act like my vantage account, Is their anything I am…
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Santander advice
A few years ago a bond matured and a Santander branch adviser recommended putting half of the money into a stocks & shares portfolio with Santander - with a proportion of this using my non-cash isa allowance in a stocks & shares isa. I agreed to this. Unimpressed by its growth I closed the portfolio earlier in the year,…
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Money to invest
Hello all Does anyone have any advice on the best place to invest up to 50,000 in savings, currently in three separate low-performing current accounts? (Not shares or other high risk investments). Many thanks Stuart
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Get out of M&S Bank (Clause 37 is coming)
Some nasty new terms & conditions for fixed-term account holders at M&S Bank are coming into force on September 1, 2014. They allow HSBC to sell all the customer data to anyone they like anywhere in the world without restriction. The only way to prevent it, is to close your accounts with M&S Bank. As you probably know HSBC…
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Where to put savings...
My mom whose 67 has some money in savings account earning a mere 0.1% Where would you put 75k BUT it has to be say in one institution / bank as to make things easy for her. Thank you...
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I feel rather insulted
Hi all, I just received this email from Natwest today.... Making the most of your tax free allowance in a cash ISA is a great way to save and you’ll soon have the opportunity to save even more tax free when the allowance increases to £15,000. However, since we last wrote to you about your Cash ISA, savings interest rates…
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Royal Mail DRIP?
Hi there, I am a loyal Royal Mail shareholder who has held onto my shares since the IPO date earlier last year. I got 227 shares with a value at the time of £749.10. Recently Equiniti (the platform used to manage the shares) contacted me to ask me if I was interested in the Dividend Re-Investment Plan on offer by Royal…
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Best account for a student
DD lives at home and is currently a college student working part time, she has a place to go into 3rd year uni in September. She has saved £7k from working over the past 4 years and has never had student loans/bursary/overdraft etc. As a non-taxpayer what is the best current account for her, where should she put her…
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Club Lloyds Monthly Saver
Hello, I was thinking of opening the above account ( I do have Club Lloyds account with them). Only thing which i am not sure is, I quote 'Save between £25 and £400 every month via standing order' Does the money into Monthly saver need to come as standing order. I don't know how much i'll be saving each month so dont want…
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will my account become dormant
Hi, I am thinking of traveling abroad for a year. I am wondering if my bank account will become dormant or not? I will potentially have rent paid to it plus voluntary NI contributions paid out etc. If I use my debit card overseas during this time would that count?
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Help with savings
Hi all, husband and myself will have 50k at the end of June, and need some advise on where to invest it until such time as we are ready to put it towards a house, husband is now living abroad and I will be joining him later and wondered if that helped or hindered. Thanks for any help
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Interest from different accounts
Hi All, Just wanted to confirm my plan will work, I'm planning on this Having my main bulk of money in Santander 123 account with two DD's to get interest A £300 Standing order to the first direct account which will then go into the regular saver A £1,000 to a tsb plus account and then to my other plus account both of…
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Reinvesting Childrens Bonus Bonds
My son has turned 16 and so his Childrens Bonus Bonds are maturing, some of these are worth £44 now, (hes has about £500 worth) he would like to re-invest but is confused about the amount of savings options available. Any simple, clear advice for us please. Thanks
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Best place to save for a mortgage from scratch
Hi All, I am thinking about starting to save money towards a mortgage some time in the next 5-10 years. I currently have no savings at all and should be able to save somewhere in the region of £100 per month. I was hoping that someone could give me some advice on where to start looking to get the best return on this over…
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What to do with with my redundancy money??
Hey everyone first post here so take it easy on me. anyways, my question is that as a result of being made redundant last month ive now been paid my redundancy money. a nice hefty some of around £5500. what I would like to know is what best to do with it so that it accumulates the most amount of interest in a short time. I…
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New Expat looking to save
Hi, I am a fairly new Expat who will be able to pay off all my UK debts by the end of next month (yippee and phew!) and once these have been paid, I will be looking to save money. As there is so much information out there regarding different ways to save, I have got myself all confused and would like some advice please. I…
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Yorkshire BS Regular Saver 2009
Sorry, to be deleted.
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Urgent question to any IFA's out there!! Please help.
Hello, I have an exam question I'm really struggling to understand and I wondered if anyone could give me an answer and explanation? The question is: Jessica, a higher-rate taxpayer, bought an equity unit trust two years ago for £60,000, which is currently valued at £103,600. In this tax year, she has already sold some…
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share diversification...
would really like some advice. in a couple of months I have some shares maturing...about £100k what would you guys do? im not really versed in share dealing so would appreciate your thoughts. thank you.
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First direct welcome £125
Hi All, I've followed the steps to do this and used the switching service but I don't really want to change where my wages get paid to, so does anyone know if I can just transfer £1,000 pm for a couple of months to this account and get the offer that way? Cheers
